Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cathedral City, CA

For one person, living costs are similar in Toronto and in Cathedral City, CA: $2,610 and $2,593 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
125

Cost of Living Index in Cathedral City, CA
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Cathedral City, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Cathedral City, CA

🇺🇸 United States

$2,593

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cathedral City, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cathedral City, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,593 in Cathedral City, CA.

Toronto $2,610
Cathedral City, CA $2,593

Estimated couple costs with rent: $3,727 in Toronto versus $3,761 in Cathedral City, CA.

Toronto $3,727
Cathedral City, CA $3,761

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,929 in Cathedral City, CA.

Toronto $4,844
Cathedral City, CA $4,929

Living in Toronto is roughly 1% more expensive than in Cathedral City, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Cathedral City, CA 91% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$18.94 $18.94

-7.13%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$74.2 $74.2

6.20%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.12 $11.12

-3.51%

Cappuccino

$4.09 CA$5.78

$4.94 $4.94

-17.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.62 $2.62

-19.85%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.95 $1.95

-11.79%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.02 $6.02

5.65%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.09 $7.09

-0.14%

Milk (1 liter)

$2.54 CA$3.59

$1.01 $1.01

151.49%

White Bread (500g)

$2.72 CA$3.85

$3.43 $3.43

-20.70%

Rice (white) (1kg)

$2.18 CA$3.09

$4.41 $4.41

-50.57%

Eggs

$3.63 CA$5.13

$4.12 $4.12

-11.89%

Local Cheese (1kg)

$9.46 CA$13.37

$12.05 $12.05

-21.49%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.62 $11.62

-0.69%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.70 $15.70

-8.47%

Apples (1kg)

$3.70 CA$5.23

$5.01 $5.01

-26.15%

Banana (1kg)

$1.19 CA$1.68

$1.63 $1.63

-26.99%

Oranges (1kg)

$3.46 CA$4.90

$4.13 $4.13

-16.22%

Tomato (1kg)

$4.22 CA$5.97

$4.57 $4.57

-7.66%

Potato (1kg)

$1.79 CA$2.52

$2.79 $2.79

-35.84%

Onion (1kg)

$1.65 CA$2.33

$2.75 $2.75

-40.00%

Lettuce (1 head)

$2.20 CA$3.11

$2.03 $2.03

8.37%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.18 $2.18

-42.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.33 $9.33

49.73%

Wine (Bottle)

$14.20 CA$20.07

$13.89 $13.89

2.23%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.83 $1.83

22.95%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.33 $3.33

-24.02%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.98 $1.98

17.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.42 $3.42

-10.53%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.58 $1.58

-22.78%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$29.37 $29.37

-26.15%

Gasoline (1 liter)

$1.21 CA$1.72

$0.89 $0.89

35.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$29.3K $29.3K

-10.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.1K $25.1K

-15.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$186 $186

-35.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$53.1 $53.1

-39.35%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$68.3 $68.3

-28.43%

Gym Membership (Monthly)

$39.34 CA$55.6

$42.44 $42.44

-7.30%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.60 $13.60

-7.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,315 $1,315

-36.76%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.3K $23.3K

1.37%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$50.4 $50.4

3.75%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$39.39 $39.39

0.13%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$85.8 $85.8

15.41%

Men's Leather Business Shoes

$122 CA$172

$113 $113

7.76%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,592 $1,592

2.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,374 $1,374

5.42%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,622 $2,622

4.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,223 $2,223

-4.22%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,814 $2,814

191.65%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,417 $2,417

182.90%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.51

-31.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Cathedral City, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Cathedral City, CA

$1.4K 53% 5.1% $75

Groceries & Markets

Toronto

$343 13.1%

Cathedral City, CA

$386 14.9% 12.5% $43

Eating Out

Toronto

$283 10.9%

Cathedral City, CA

$307 11.8% 8.3% $24

Monthly Utilities & Internet

Toronto

$201 7.7%

Cathedral City, CA

$308 11.9% 53.3% $107

Clothing & Footwear

Toronto

$141 5.4%

Cathedral City, CA

$130 5% 7.7% $11

Getting Around

Toronto

$130 5%

Cathedral City, CA

$19 * 0.7% 85.2% $111

Sport & Entertainment

Toronto

$65 2.5%

Cathedral City, CA

$70 2.7% 8% $5.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,592 in Cathedral City, CA. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $74.0 in Cathedral City, CA. Groceries flip the comparison at $343 vs $386, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Cathedral City, CA

🕒 Local time

13:34 1:34 PM

10:34 10:34 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

51,493

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Cathedral City, CA 3,370 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Cathedral City, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cathedral City, CA: Cost of Living - Frequently Asked Questions

Toronto and Cathedral City, CA differ by about 1% in total monthly costs ($2,610 vs $2,593 including rent). Cathedral City, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,916 in Toronto and $3,889 in Cathedral City, CA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $1,592 in Cathedral City, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $1,315 in Cathedral City, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cathedral City, CA – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Cathedral City, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Cathedral City, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cathedral City, CA gentler on the wallet – expenses run 1% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.