Last update: Oct 2026

Cost of Living Comparison Between Toronto and Campinas

For one person, living is cheaper in Campinas: $992 a month against $2,530 in Toronto, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Campinas
🇧🇷 Brazil
$992
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Campinas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Campinas actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $992 in Campinas, rent included.

  • Toronto $2,530
  • Campinas $992

A couple spends around $3,646 per month in Toronto vs $1,654 in Campinas, rent included.

  • Toronto $3,646
  • Campinas $1,654

A family of three spends $4,761 per month in Toronto vs $2,316 in Campinas, rent included.

  • Toronto $4,761
  • Campinas $2,316

Toronto costs about 155% more than Campinas, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Campinas is 26% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Campinas
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$9.94 R$49.63
77.77%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$36.56 R$183
111.65%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$9.16 R$45.73
14.30%
Cappuccino
$4.08 CA$5.81
$2.35 R$11.75
73.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$1.34 R$6.68
58.21%
Water (0.33 liter bottle)
$1.76 CA$2.51
$0.87 R$4.34
102.30%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$2.44 R$12.17
152.87%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$3.89 R$19.41
77.12%
🛒 Groceries & Markets
Toronto
Campinas
Difference
Milk (1 liter)
$2.43 CA$3.46
$1.02 R$5.10
138.24%
White Bread (500g)
$2.75 CA$3.92
$2.02 R$10.08
36.14%
Rice (white) (1kg)
$2.23 CA$3.18
$1.38 R$6.89
61.59%
Eggs
$3.45 CA$4.91
$2.63 R$13.14
31.18%
Local Cheese (1kg)
$8.93 CA$12.73
$10.76 R$53.7
-17.01%
Chicken Fillets (1kg)
$11.44 CA$16.31
$4.56 R$22.76
150.88%
Beef Round Steak (1kg)
$14.61 CA$20.83
$10.80 R$53.9
35.28%
Apples (1kg)
$3.75 CA$5.34
$2.31 R$11.53
62.34%
Banana (1kg)
$1.15 CA$1.64
$1.71 R$8.52
-32.75%
Oranges (1kg)
$3.55 CA$5.06
$1.52 R$7.61
133.55%
Tomato (1kg)
$4.28 CA$6.10
$1.35 R$6.75
217.04%
Potato (1kg)
$1.85 CA$2.63
$1.27 R$6.33
45.67%
Onion (1kg)
$1.67 CA$2.38
$1.24 R$6.19
34.68%
Lettuce (1 head)
$2.22 CA$3.16
$0.99 R$4.94
124.24%
Water (1.5 liter bottle)
$1.21 CA$1.72
$0.88 R$4.39
37.50%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$2.52 R$12.57
450.79%
Wine (Bottle)
$14.25 CA$20.31
$8.36 R$41.75
70.45%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$1.49 R$7.44
47.65%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$2.53 R$12.64
-4.35%
🚌 Getting Around
Toronto
Campinas
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$1.14 R$5.68
112.28%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$44.16 R$220
150.77%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$1.17 R$5.83
147.86%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$0.77 R$3.86
63.64%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$8.36 R$41.75
163.52%
Gasoline (1 liter)
$1.22 CA$1.74
$1.29 R$6.44
-5.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$23.9K R$119.5K
15.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$32.9K R$164.0K
-39.67%
🧾 Monthly Utilities & Internet
Toronto
Campinas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$65.7 R$328
85.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$15.03 R$75.0
113.11%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$22.71 R$113
111.01%
🎉 Sport & Entertainment
Toronto
Campinas
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$29.96 R$150
29.84%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$36.60 R$183
-36.50%
Cinema Ticket
$12.61 CA$17.97
$8.03 R$40.08
57.04%
🧸 Childcare & Education
Toronto
Campinas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$435 R$2,170
91.80%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$11.0K R$54.9K
112.36%
👕👟 Clothing & Footwear
Toronto
Campinas
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$64.1 R$320
-17.94%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$56.6 R$282
-28.81%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$91.1 R$454
5.66%
Men's Leather Business Shoes
$123 CA$175
$78.0 R$389
57.72%
🏠 Accommodation & Living
Toronto
Campinas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$429 R$2,141
272.65%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$292 R$1,460
390.75%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$971 R$4,847
173.62%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$688 R$3,432
204.84%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$2,168 R$10.8K
270.45%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$1,242 R$6,199
428.07%
💵 Salaries & Financials
Toronto
Campinas
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$571 R$2,850
555.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
10.81
-58.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Campinas: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Campinas
$292 79.6% $1.1K
Groceries & Markets
Toronto
$340
Campinas
$219 35.7% $122
Eating Out
Toronto
$282
Campinas
$164 41.8% $118
Monthly Utilities & Internet
Toronto
$202
Campinas
$103 48.8% $98
Clothing & Footwear
Toronto
$140
Campinas
$130 7.2% $10
Getting Around
Toronto
$130
Campinas
$54 58.5% $76
Sport & Entertainment
Toronto
$64
Campinas
$46 28.2% $18

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $429 in Campinas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 556% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $37.00 in Campinas. Monthly groceries follow the same trend: $340 vs $219 – making Campinas the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇧🇷 Campinas
🕒 Local time
01:07 1:07 AM
02:07 2:07 AM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
1,139,047
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Brazilian Real exchange rates as of October 10, 2026: 1 USD = 4.99 BRL (1 BRL = 0.2 USD). 1 EUR = 5.6 BRL (1 BRL = 0.179 EUR).

On the map
Between locations
  • Toronto Campinas 8,100 km ≈ 11 h nonstop flight
From you
  • Toronto
  • Campinas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Campinas: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Campinas?
Toronto costs about 155% more than Campinas, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Campinas?
For a comfortable life, plan on about $3,795 per month in Toronto and $1,488 in Campinas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Campinas?
Rent is clearly cheaper in Campinas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Toronto or in Campinas?
Groceries cost about 56% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Toronto and in Campinas?
A mid-range dinner for two costs $77.0 in Toronto and $37.00 in Campinas. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Toronto or in Campinas?
A $1,000 monthly budget goes further in Campinas, where all-in costs run around $992, than in Toronto at $2,530. In Campinas it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Toronto or Campinas?
For digital nomads, it depends on budget. Campinas costs $992 versus $2,530 in Toronto. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Toronto or to Campinas?
If budget matters most, go with Campinas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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