😐A single person spends $2,620 per month in Toronto vs $2,256 in Campbellton, NB, rent included.
😐A couple spends around $3,866 per month in Toronto vs $3,333 in Campbellton, NB, rent included.
😐A family of three spends $5,111 per month in Toronto vs $4,409 in Campbellton, NB, rent included.
😐Toronto costs about 16% more than Campbellton, NB, driven mainly by Getting Around.
📊Both Toronto and Campbellton, NB sit above the global median – Toronto by 90%, Campbellton, NB by 64%.
Currency
🍽 Eating Out
Toronto
Campbellton, NB
Difference
Meal at Budget Restaurant
$17.85CA$24.75
$15.71CA$21.79
13.62%
Three-Course Dinner for Two, Mid-Range
$86.8CA$120
$65.8CA$91.3
31.86%
Fast Food Meal(McDonalds, etc)
$10.94CA$15.17
$9.59CA$13.31
14.08%
Cappuccino
$4.01CA$5.57
$4.18CA$5.79
-4.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.19CA$3.04
$2.19CA$3.04
-
Water(0.33 liter bottle)
$1.69CA$2.34
$1.85CA$2.57
-8.65%
Local Beer(0.5 liter draught)
$6.45CA$8.94
$5.02CA$6.96
28.49%
Imported Beer(0.33 liter bottle)
$7.05CA$9.77
$6.00CA$8.32
17.50%
🛒 Groceries & Markets
Toronto
Campbellton, NB
Difference
Milk(1 liter)
$2.71CA$3.77
$2.03CA$2.81
33.50%
White Bread(500g)
$2.92CA$4.05
$2.68CA$3.72
8.96%
Rice(white)(1kg)
$2.48CA$3.44
$3.34CA$4.63
-25.75%
Eggs
$3.85CA$5.34
$3.90CA$5.41
-1.28%
Local Cheese(1kg)
$10.10CA$14.01
$10.65CA$14.77
-5.16%
Chicken Fillets(1kg)
$12.02CA$16.66
$12.28CA$17.04
-2.12%
Beef Round Steak(1kg)
$15.61CA$21.65
$13.16CA$18.25
18.62%
Apples(1kg)
$3.90CA$5.41
$3.98CA$5.51
-2.01%
Banana(1kg)
$1.24CA$1.72
$1.48CA$2.05
-16.22%
Oranges(1kg)
$3.78CA$5.24
$4.03CA$5.59
-6.20%
Tomato(1kg)
$4.38CA$6.08
$4.17CA$5.79
5.04%
Potato(1kg)
$1.93CA$2.67
$2.40CA$3.33
-19.58%
Onion(1kg)
$1.50CA$2.08
$1.98CA$2.75
-24.24%
Lettuce(1 head)
$2.28CA$3.17
$2.79CA$3.87
-18.28%
Water(1.5 liter bottle)
$1.46CA$2.02
$1.84CA$2.55
-20.65%
Cigarettes 20 Pack(Marlboro, Camel)
$14.52CA$20.14
$15.68CA$21.75
-7.40%
Wine(Bottle)
$14.42CA$20.00
$12.15CA$16.86
18.68%
Local Beer(0.5 liter bottle)
$2.26CA$3.14
$2.56CA$3.55
-11.72%
Imported Beer(0.33 liter bottle)
$2.59CA$3.60
$3.36CA$4.66
-22.92%
🚌 Getting Around
Toronto
Campbellton, NB
Difference
One-way Ticket(Public Transport)
$2.36CA$3.28
$2.04CA$2.83
15.69%
Public Transport Monthly Pass(Regular Price)
$114CA$159
$74.0CA$103
54.54%
Taxi Start(Normal Tariff)
$3.16CA$4.38
$2.66CA$3.69
18.80%
Taxi(Normal Tariff)(1km)
$1.26CA$1.74
$1.56CA$2.16
-19.23%
Taxi 1hour Waiting(Normal Tariff)
$22.57CA$31.30
$26.37CA$36.58
-14.41%
Gasoline(1 liter)
$1.24CA$1.72
$1.20CA$1.67
3.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3KCA$37.9K
$31.0KCA$42.9K
-11.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7KCA$28.8K
$19.4KCA$27.0K
6.72%
🧾 Monthly Utilities & Internet
Toronto
Campbellton, NB
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124CA$172
$125CA$174
-1.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.72CA$45.38
$38.02CA$52.7
-13.94%
Internet(50+ Mbps, Unlimited Data)
$48.79CA$67.7
$62.4CA$86.6
-21.85%
🎉 Sport & Entertainment
Toronto
Campbellton, NB
Difference
Gym Membership(Monthly)
$40.27CA$55.9
$36.10CA$50.1
11.55%
Tennis Court(1 Hour on Weekend)
$23.84CA$33.06
$19.58CA$27.16
21.76%
Cinema Ticket
$12.82CA$17.77
$10.05CA$13.93
27.56%
🧸 Childcare & Education
Toronto
Campbellton, NB
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$787CA$1,092
$751CA$1,041
4.86%
International Primary School, 1 Child(Yearly)
$24.5KCA$34.0K
$11.3KCA$15.7K
117.40%
👕👟 Clothing & Footwear
Toronto
Campbellton, NB
Difference
Jeans(Levis 501 Or Similar)
$54.2CA$75.2
$46.77CA$64.9
15.97%
Summer Dress(H&M, Zara, etc)
$43.10CA$59.8
$41.03CA$56.9
5.05%
Sport Shoes(Adidas, Nike)
$97.9CA$136
$85.0CA$118
15.15%
Men's Leather Business Shoes
$126CA$175
$113CA$157
11.34%
🏠 Accommodation & Living
Toronto
Campbellton, NB
Difference
1-bedroom Apartment, City Center(Monthly)
$1,660CA$2,303
$1,394CA$1,934
19.06%
1-bedroom Apartment, Outside City Center(Monthly)
$1,483CA$2,057
$989CA$1,372
49.96%
3-bedroom Apartment, City Center(Monthly)
$2,800CA$3,883
$1,706CA$2,366
64.15%
3-bedroom Apartment, Outside City Center(Monthly)
$2,157CA$2,991
$1,970CA$2,733
9.44%
Buy Apartment in City Center(m2)
$8,381CA$11.6K
$4,466CA$6,194
87.66%
Buy Apartment Outside City Center(m2)
$6,842CA$9,489
$3,942CA$5,467
73.57%
💵 Salaries & Financials
Toronto
Campbellton, NB
Difference
Average Monthly Net Salary(After Tax)
$3,799CA$5,269
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.47
4.68
-4.49%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: September 6, 2026
Last update for Campbellton, NB: September 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,660 in Toronto versus $1,394 in Campbellton, NB. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $87.0 in Toronto versus $66.0 in Campbellton, NB. Monthly groceries follow the same trend: $364 vs $363 – making Campbellton, NB the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Campbellton, NB: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Campbellton, NB compare overall?
Monthly costs with rent: $2,620 in Toronto, $2,256 in Campbellton, NB – roughly 16% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Toronto compared to Campbellton, NB?
For a comfortable life, plan on about $3,930 per month in Toronto and $3,385 in Campbellton, NB. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Campbellton, NB?
Rent is clearly cheaper in Campbellton, NB, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 0% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $87.0 in Toronto and $66.0 in Campbellton, NB. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Campbellton, NB, where all-in costs run around $2,256, than in Toronto at $2,620. In Campbellton, NB it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Toronto or Campbellton, NB?
Families tend to lean toward Campbellton, NB – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Toronto and Campbellton, NB?
If budget matters most, go with Campbellton, NB. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.