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Cost of Living Comparison Between Toronto and Cambridge Cost of Living Comparison Between Toronto and Cambridge

😐 Solo nomad: Toronto is 27.9% more expensive than Cambridge without rent, and 15.1% more expensive with rent.
😐 Family of 3: Toronto is 12.9% more expensive than Cambridge without rent, and 18% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Cambridge
Difference
Meal at Budget Restaurant
$18.88 CA$26.44
$14.94 CA$20.92
26.37%
Three-Course Dinner for Two, Mid-Range
$83.5 CA$117
$65 CA$91
28.47%
Fast Food Meal (McDonalds, etc)
$10.95 CA$15.33
$9.85 CA$13.79
11.17%
Cappuccino
$3.97 CA$5.56
$3.58 CA$5.01
10.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$3.01
$2.19 CA$3.06
-1.83%
Water (0.33 liter bottle)
$1.68 CA$2.36
$1.64 CA$2.29
2.44%
Local Beer (0.5 liter draught)
$6.02 CA$8.43
$5.91 CA$8.28
1.86%
Imported Beer (0.33 liter bottle)
$6.44 CA$9.01
$6.58 CA$9.21
-2.13%
🛒 Groceries & Markets
Toronto
Cambridge
Difference
Milk (1 liter)
$2.82 CA$3.95
$2.24 CA$3.13
25.89%
White Bread (500g)
$2.77 CA$3.88
$2.31 CA$3.23
19.91%
Rice (white) (1kg)
$3.66 CA$5.12
$2.85 CA$4
28.42%
Eggs
$3.56 CA$4.99
$3.09 CA$4.33
15.21%
Local Cheese (1kg)
$13.5 CA$18.9
$8.35 CA$11.69
61.68%
Chicken Fillets (1kg)
$13.35 CA$18.69
$11.81 CA$16.54
13.04%
Beef Round Steak (1kg)
$16.75 CA$23.45
$14.08 CA$19.71
18.96%
Apples (1kg)
$3.98 CA$5.57
$3.81 CA$5.33
4.46%
Banana (1kg)
$1.17 CA$1.63
$1.23 CA$1.72
-4.88%
Oranges (1kg)
$3.26 CA$4.56
$3.56 CA$4.98
-8.43%
Tomato (1kg)
$4.18 CA$5.85
$3.89 CA$5.44
7.46%
Potato (1kg)
$2.45 CA$3.43
$2.7 CA$3.79
-9.26%
Onion (1kg)
$2.84 CA$3.98
$2.48 CA$3.48
14.52%
Lettuce (1 head)
$2.34 CA$3.28
$2.2 CA$3.08
6.36%
Water (1.5 liter bottle)
$1.9 CA$2.66
$1.59 CA$2.22
19.50%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 CA$20.33
$13.52 CA$18.94
7.40%
Wine (Bottle)
$12.94 CA$18.12
$10.93 CA$15.3
18.39%
Local Beer (0.5 liter bottle)
$2.72 CA$3.81
$2.41 CA$3.37
12.86%
Imported Beer (0.33 liter bottle)
$3.12 CA$4.36
$3.19 CA$4.47
-2.19%
🚌 Getting Around
Toronto
Cambridge
Difference
One-way Ticket (Public Transport)
$2.46 CA$3.44
$2.54 CA$3.56
-3.15%
Public Transport Monthly Pass (Regular Price)
$115 CA$160
$67.3 CA$94.3
70.20%
Taxi Start (Normal Tariff)
$3.67 CA$5.14
$2.57 CA$3.59
42.80%
Taxi (Normal Tariff) (1km)
$1.41 CA$1.97
$1.69 CA$2.37
-16.57%
Taxi 1hour Waiting (Normal Tariff)
$26.04 CA$36.46
$24.04 CA$33.66
8.32%
Gasoline (1 liter)
$1.14 CA$1.59
$1.16 CA$1.63
-1.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.7K
$24.8K CA$34.7K
2.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$20.6K CA$28.8K
2.56%
🧾 Monthly Utilities & Internet
Toronto
Cambridge
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$164
$150 CA$210
-21.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 CA$53.2
$39.82 CA$55.8
-4.55%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$74.7
$55.3 CA$77.4
-3.44%
🎉 Sport & Entertainment
Toronto
Cambridge
Difference
Gym Membership (Monthly)
$57.3 CA$80.2
$30.15 CA$42.21
90.08%
Tennis Court (1 Hour on Weekend)
$21.08 CA$29.52
-
-
Cinema Ticket
$11.67 CA$16.33
$11.65 CA$16.31
0.17%
🧸 Childcare & Education
Toronto
Cambridge
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,576
$555 CA$777
102.91%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.8K
$10.3K CA$14.5K
78.30%
👕👟 Clothing & Footwear
Toronto
Cambridge
Difference
Jeans (Levis 501 Or Similar)
$57.1 CA$79.9
$55.8 CA$78.2
2.24%
Summer Dress (H&M, Zara, etc)
$39.11 CA$54.8
$33.97 CA$47.57
15.13%
Sport Shoes (Adidas, Nike)
$87.6 CA$123
$68.7 CA$96.2
27.48%
Men's Leather Business Shoes
$114 CA$159
$109 CA$153
3.93%
🏠 Accommodation & Living
Toronto
Cambridge
Difference
1-bedroom Apartment, City Center (Monthly)
$1,782 CA$2,495
$1,386 CA$1,940
28.62%
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 CA$2,208
$1,377 CA$1,928
14.51%
3-bedroom Apartment, City Center (Monthly)
$3,016 CA$4,223
$2,666 CA$3,733
13.13%
3-bedroom Apartment, Outside City Center (Monthly)
$2,483 CA$3,477
$2,145 CA$3,004
15.75%
Buy Apartment in City Center (m2)
$7,934 CA$11.1K
$4,261 CA$5,966
86.20%
Buy Apartment Outside City Center (m2)
$6,968 CA$9,755
$3,928 CA$5,499
77.40%
💵 Salaries & Financials
Toronto
Cambridge
Difference
Average Monthly Net Salary (After Tax)
$3,434 CA$4,808
$3,034 CA$4,248
13.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.64
-22.29%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for Cambridge: November 30, 2025

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