Cost of Living Comparison Between Toronto and Cambridge Cost of Living Comparison Between Toronto and Cambridge

๐Ÿ˜ Solo nomad: Toronto is 17.1% more expensive than Cambridge without rent, and 15.3% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 8% more expensive than Cambridge without rent, and 16.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Cambridge
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$14.60 CA$20.01
26.71%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$66.8 CA$91.5
24.09%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$9.72 CA$13.31
13.17%
Cappuccino
$3.93 CA$5.39
$3.68 CA$5.04
6.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$2.12 CA$2.90
-0.47%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.63 CA$2.24
0.61%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$5.79 CA$7.94
2.25%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$6.69 CA$9.17
-2.99%
๐Ÿ›’ Groceries & Markets
Toronto
Cambridge
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.16 CA$2.96
25.93%
White Bread (500g)
$2.86 CA$3.92
$2.25 CA$3.08
27.11%
Rice (white) (1kg)
$3.60 CA$4.93
$2.86 CA$3.92
25.87%
Eggs
$3.61 CA$4.95
$3.20 CA$4.38
12.81%
Local Cheese (1kg)
$13.35 CA$18.29
$8.68 CA$11.89
53.80%
Chicken Fillets (1kg)
$13.14 CA$18.01
$11.76 CA$16.11
11.73%
Beef Round Steak (1kg)
$16.87 CA$23.11
$14.11 CA$19.34
19.56%
Apples (1kg)
$4.17 CA$5.72
$3.84 CA$5.26
8.59%
Banana (1kg)
$1.16 CA$1.59
$1.22 CA$1.68
-4.92%
Oranges (1kg)
$3.24 CA$4.44
$3.54 CA$4.85
-8.47%
Tomato (1kg)
$4.03 CA$5.52
$3.86 CA$5.29
4.40%
Potato (1kg)
$2.54 CA$3.49
$2.63 CA$3.60
-3.42%
Onion (1kg)
$2.92 CA$4.00
$2.55 CA$3.49
14.51%
Lettuce (1 head)
$2.46 CA$3.37
$2.25 CA$3.08
9.33%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.67 CA$2.28
17.96%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$13.88 CA$19.02
8.21%
Wine (Bottle)
$13.76 CA$18.86
$12.93 CA$17.72
6.42%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$2.49 CA$3.41
7.23%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$3.22 CA$4.42
-0.93%
๐ŸšŒ Getting Around
Toronto
Cambridge
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.54 CA$3.48
-4.72%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$66.5 CA$91.1
69.78%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$2.54 CA$3.48
46.85%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.76 CA$2.41
-19.32%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$24.53 CA$33.61
5.63%
Gasoline (1 liter)
$1.09 CA$1.50
$1.11 CA$1.52
-1.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$24.6K CA$33.8K
1.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$20.6K CA$28.2K
3.48%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Cambridge
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$154 CA$211
-24.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$39.57 CA$54.2
-4.14%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$55.5 CA$76.1
-4.11%
๐ŸŽ‰ Sport & Entertainment
Toronto
Cambridge
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$29.76 CA$40.77
89.48%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
-
-
Cinema Ticket
$11.98 CA$16.41
$11.72 CA$16.06
2.22%
๐Ÿงธ Childcare & Education
Toronto
Cambridge
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$561 CA$768
100.88%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$10.4K CA$14.3K
76.96%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Cambridge
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$56.1 CA$76.8
4.21%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$34.61 CA$47.41
13.20%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$70.3 CA$96.3
26.87%
Men's Leather Business Shoes
$117 CA$160
$108 CA$149
7.48%
๐Ÿ  Accommodation & Living
Toronto
Cambridge
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,389 CA$1,903
28.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$1,367 CA$1,873
14.11%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$2,736 CA$3,748
9.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$2,129 CA$2,916
14.88%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
$4,300 CA$5,891
105.46%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
$3,968 CA$5,436
72.28%
๐Ÿ’ต Salaries & Financials
Toronto
Cambridge
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
$3,138 CA$4,299
15.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.64
-22.29%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Cambridge: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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