Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cabo San Lucas, Baja California Sur

For one person, living is cheaper in Cabo San Lucas, Baja California Sur: $1,661 a month against $2,530 in Toronto, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
80

Cost of Living Index in Cabo San Lucas, Baja California Sur
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Cabo San Lucas, Baja California Sur Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Cabo San Lucas, Baja California Sur

🇲🇽 Mexico

$1,661

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cabo San Lucas, Baja California Sur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cabo San Lucas, Baja California Sur actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $1,661 in Cabo San Lucas, Baja California Sur, rent included.

Toronto $2,530
Cabo San Lucas, Baja California Sur $1,661

A couple spends around $3,646 per month in Toronto vs $2,454 in Cabo San Lucas, Baja California Sur, rent included.

Toronto $3,646
Cabo San Lucas, Baja California Sur $2,454

A family of three spends $4,761 per month in Toronto vs $3,248 in Cabo San Lucas, Baja California Sur, rent included.

Toronto $4,761
Cabo San Lucas, Baja California Sur $3,248

Toronto costs about 52% more than Cabo San Lucas, Baja California Sur, and outside of rent the biggest gap is in eating out.

Both Toronto and Cabo San Lucas, Baja California Sur sit above the global median – Toronto by 89%, Cabo San Lucas, Baja California Sur by 24%.

Meal at Budget Restaurant

$17.67 CA$25.19

$10.31 MX$189

71.39%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$50.6 MX$929

52.99%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.14 MX$186

3.25%

Cappuccino

$4.08 CA$5.81

$3.53 MX$64.8

15.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.49 MX$27.43

42.28%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.99 MX$18.15

77.78%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.51 MX$46.03

145.82%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.47 MX$82.0

54.14%

Milk (1 liter)

$2.43 CA$3.46

$1.77 MX$32.49

37.29%

White Bread (500g)

$2.75 CA$3.92

$3.18 MX$58.3

-13.52%

Rice (white) (1kg)

$2.23 CA$3.18

$2.56 MX$47.04

-12.89%

Eggs

$3.45 CA$4.91

$2.35 MX$43.21

46.81%

Local Cheese (1kg)

$8.93 CA$12.73

$11.62 MX$213

-23.15%

Chicken Fillets (1kg)

$11.44 CA$16.31

$10.11 MX$186

13.16%

Beef Round Steak (1kg)

$14.61 CA$20.83

$13.70 MX$252

6.64%

Apples (1kg)

$3.75 CA$5.34

$2.73 MX$50.1

37.36%

Banana (1kg)

$1.15 CA$1.64

$1.55 MX$28.40

-25.81%

Oranges (1kg)

$3.55 CA$5.06

$1.59 MX$29.24

123.27%

Tomato (1kg)

$4.28 CA$6.10

$1.73 MX$31.81

147.40%

Potato (1kg)

$1.85 CA$2.63

$1.26 MX$23.09

46.83%

Onion (1kg)

$1.67 CA$2.38

$1.85 MX$33.89

-9.73%

Lettuce (1 head)

$2.22 CA$3.16

$2.77 MX$50.9

-19.86%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.27 MX$23.38

-4.72%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$5.06 MX$92.9

174.31%

Wine (Bottle)

$14.25 CA$20.31

$11.19 MX$205

27.35%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.49 MX$27.37

47.65%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.53 MX$64.8

-31.44%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.87 MX$15.98

178.16%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$53.2 MX$976

108.31%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$4.37 MX$80.2

-33.64%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$3.06 MX$56.1

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$10.59 MX$194

108.03%

Gasoline (1 liter)

$1.22 CA$1.74

$1.46 MX$26.78

-16.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$21.5K MX$394.1K

28.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$24.4K MX$448.0K

-18.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$86.9 MX$1,595

40.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$25.56 MX$469

25.31%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$32.06 MX$589

49.47%

Gym Membership (Monthly)

$38.90 CA$55.5

$45.89 MX$843

-15.23%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$30.59 MX$562

-24.03%

Cinema Ticket

$12.61 CA$17.97

$4.24 MX$77.8

197.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$231 MX$4,246

260.58%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$8,373 MX$153.7K

178.75%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$72.7 MX$1,335

-27.66%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$53.3 MX$979

-24.51%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$97.2 MX$1,785

-1.04%

Men's Leather Business Shoes

$123 CA$175

$67.5 MX$1,240

82.03%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,197 MX$22.0K

33.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$758 MX$13.9K

89.19%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,543 MX$46.7K

4.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,215 MX$22.3K

72.56%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$3,814 MX$70.0K

110.59%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,196 MX$40.3K

198.60%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$756 MX$13.9K

394.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.6

-61.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Cabo San Lucas, Baja California Sur: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Cabo San Lucas, Baja California Sur

$758 45.8% 47.1% $676

Groceries & Markets

Toronto

$340 13.1%

Cabo San Lucas, Baja California Sur

$304 18.4% 10.5% $36

Eating Out

Toronto

$282 10.9%

Cabo San Lucas, Baja California Sur

$187 11.3% 33.8% $95

Monthly Utilities & Internet

Toronto

$202 7.8%

Cabo San Lucas, Baja California Sur

$144 8.7% 28.4% $57

Clothing & Footwear

Toronto

$140 5.4%

Cabo San Lucas, Baja California Sur

$131 7.9% 6.8% $9.5

Getting Around

Toronto

$130 5%

Cabo San Lucas, Baja California Sur

$76 4.6% 41.1% $53

Sport & Entertainment

Toronto

$64 2.5%

Cabo San Lucas, Baja California Sur

$54 3.3% 15.2% $9.8

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,197 in Cabo San Lucas, Baja California Sur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 395% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $51.0 in Cabo San Lucas, Baja California Sur. Monthly groceries follow the same trend: $340 vs $304 – making Cabo San Lucas, Baja California Sur the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇲🇽 Cabo San Lucas, Baja California Sur

🕒 Local time

02:56 2:56 AM

23:56 11:56 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

202,694

💱 Currency

Canadian Dollar CAD $

Mexican Peso MXN $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

100 MXN = 5.45 USD

100 MXN = 4.86 EUR

Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.59 MXN (100 MXN = 4.86 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Cabo San Lucas, Baja California Sur 3,620 km ≈ 5 h nonstop flight

From you

Toronto
Cabo San Lucas, Baja California Sur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cabo San Lucas, Baja California Sur: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 52%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,795 per month in Toronto and $2,491 in Cabo San Lucas, Baja California Sur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cabo San Lucas, Baja California Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 108% less in Cabo San Lucas, Baja California Sur. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $834 per month in Toronto and $231 in Cabo San Lucas, Baja California Sur. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Cabo San Lucas, Baja California Sur, where all-in costs run around $1,661, than in Toronto at $2,530. In Cabo San Lucas, Baja California Sur it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cabo San Lucas, Baja California Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cabo San Lucas, Baja California Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.