Last update: Oct 2026

Cost of Living Comparison Between Toronto and Brugge

For one person, living is cheaper in Brugge: $2,117 a month against $2,561 in Toronto, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
103

Cost of Living Index in Brugge
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Brugge Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Brugge

🇧🇪 Belgium

$2,117

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Brugge

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Brugge actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,117 in Brugge, rent included.

Toronto $2,561
Brugge $2,117

A couple spends around $3,694 per month in Toronto vs $3,097 in Brugge, rent included.

Toronto $3,694
Brugge $3,097

A family of three spends $4,826 per month in Toronto vs $4,077 in Brugge, rent included.

Toronto $4,826
Brugge $4,077

Toronto costs about 21% more than Brugge, and outside of rent the biggest gap is in clothing.

Both Toronto and Brugge sit above the global median – Toronto by 90%, Brugge by 57%.

Meal at Budget Restaurant

$17.18 CA$24.29

$22.26 €19.80

-22.82%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$79.3 €70.5

-4.16%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.35 €10.09

-7.14%

Cappuccino

$4.02 CA$5.68

$4.36 €3.88

-7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.89 €2.57

-26.64%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.85 €2.53

-38.60%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.35 €4.76

16.64%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.33 €3.85

63.74%

Milk (1 liter)

$2.44 CA$3.45

$1.19 €1.06

105.04%

White Bread (500g)

$2.68 CA$3.78

$1.93 €1.71

38.86%

Rice (white) (1kg)

$2.24 CA$3.17

$2.04 €1.82

9.80%

Eggs

$3.56 CA$5.03

$3.93 €3.50

-9.41%

Local Cheese (1kg)

$9.09 CA$12.85

$11.55 €10.27

-21.30%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.83 €10.52

-4.23%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.28 €17.15

-24.64%

Apples (1kg)

$3.62 CA$5.12

$2.63 €2.34

37.64%

Banana (1kg)

$1.21 CA$1.72

$2.10 €1.87

-42.38%

Oranges (1kg)

$3.60 CA$5.09

$2.13 €1.89

69.01%

Tomato (1kg)

$4.21 CA$5.96

$2.23 €1.99

88.79%

Potato (1kg)

$1.79 CA$2.53

$2.25 €2.00

-20.44%

Onion (1kg)

$1.59 CA$2.25

$0.89 €0.80

78.65%

Lettuce (1 head)

$2.27 CA$3.21

$1.52 €1.35

49.34%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.87 €0.77

43.68%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$13.23 €11.77

4.46%

Wine (Bottle)

$14.27 CA$20.18

$7.05 €6.27

102.41%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.09 €0.97

101.83%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.90 €1.69

27.89%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$3.12 €2.78

-23.40%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$53.7 €47.77

106.54%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.29 €2.93

-11.55%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.50 €2.22

-52.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$25.26 €22.47

-15.36%

Gasoline (1 liter)

$1.21 CA$1.71

$1.97 €1.75

-38.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$35.0K €31.1K

-19.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$33.8K €30.0K

-40.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$214 €191

-43.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$18.38 €16.35

75.52%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$52.8 €46.94

-9.17%

Gym Membership (Monthly)

$38.48 CA$54.4

$43.18 €38.41

-10.88%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$13.49 €12.00

70.20%

Cinema Ticket

$12.38 CA$17.50

$14.39 €12.80

-13.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$592 €527

40.19%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,925 €4,381

368.82%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$102 €91.1

-50.51%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$58.8 €52.3

-31.95%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$88.5 €78.7

10.73%

Men's Leather Business Shoes

$121 CA$171

$253 €225

-52.26%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$919 €818

73.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$828 €737

70.24%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,282 €1,140

108.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,176 €1,046

82.97%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,650 €2,357

199.83%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,463 €2,191

165.65%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,551 €2,269

46.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

3.52

26.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Brugge: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Brugge

$828 39.1% 41.3% $582

Groceries & Markets

Toronto

$340 13.3%

Brugge

$301 14.2% 11.5% $39

Eating Out

Toronto

$278 10.9%

Brugge

$323 15.3% 16.1% $45

Monthly Utilities & Internet

Toronto

$201 7.8%

Brugge

$285 13.5% 42.3% $85

Clothing & Footwear

Toronto

$139 5.4%

Brugge

$226 10.7% 62.4% $87

Getting Around

Toronto

$129 5.1%

Brugge

$82 3.9% 36.7% $47

Sport & Entertainment

Toronto

$63 2.5%

Brugge

$72 3.4% 13.8% $8.7

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $919 in Brugge. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $79.0 in Brugge. Groceries tell a different story – $340 in Toronto vs $301 in Brugge – so Brugge wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇧🇪 Brugge

🕒 Local time

13:55 1:55 PM

19:55 7:55 PM

6 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

117,639

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

On the map

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Between locations

Toronto Brugge 5,940 km ≈ 8 h nonstop flight

From you

Toronto
Brugge

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Brugge: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 21%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,176 in Brugge. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brugge, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,117 in Brugge. That's a gap of about 21%.

Public transport costs about 107% less in Brugge. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Brugge, where all-in costs run around $2,117, than in Toronto at $2,561. In Brugge it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Brugge – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Brugge. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.