Last update: Nov 2026

Cost of Living Comparison Between Toronto and the British Virgin Islands

For one person, living is cheaper in Toronto: $2,599 a month against $2,888 in the British Virgin Islands, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

Toronto, Canada
British Virgin Islands
Toronto
🇨🇦 Canada
$2,599
/mo nomad
🇻🇬 British Virgin Islands
$2,888
/mo nomad
🙂 Solo nomad: Toronto is 20.6% cheaper than the British Virgin Islands without rent, and 10% cheaper with rent.
🙂 Family of 3: Toronto is 18.1% cheaper than the British Virgin Islands without rent, and 29.4% cheaper with rent.
Currency
🍽 Eating Out
Toronto
British Virgin Islands
Difference
Meal at Budget Restaurant
$17.98 CA$25.20
$19.68 $19.68
-8.64%
Three-Course Dinner for Two, Mid-Range
$72.3 CA$101
$80.2 $80.2
-9.91%
Fast Food Meal (McDonalds, etc)
$10.83 CA$15.18
$11.61 $11.61
-6.72%
Cappuccino
$4.34 CA$6.09
$6.75 $6.75
-35.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 CA$3.03
$1.85 $1.85
16.76%
Water (0.33 liter bottle)
$1.66 CA$2.32
$1.01 $1.01
64.36%
Local Beer (0.5 liter draught)
$6.35 CA$8.90
$4.12 $4.12
54.13%
Imported Beer (0.33 liter bottle)
$7.34 CA$10.29
$5.09 $5.09
44.20%
🛒 Groceries & Markets
Toronto
British Virgin Islands
Difference
Milk (1 liter)
$2.57 CA$3.60
$2.21 $2.21
16.29%
White Bread (500g)
$2.71 CA$3.79
$4.55 $4.55
-40.44%
Rice (white) (1kg)
$2.28 CA$3.19
$4.19 $4.19
-45.58%
Eggs
$3.60 CA$5.05
$6.11 $6.11
-41.08%
Local Cheese (1kg)
$8.94 CA$12.54
$12.84 $12.84
-30.37%
Chicken Fillets (1kg)
$11.19 CA$15.69
$12.90 $12.90
-13.26%
Beef Round Steak (1kg)
$15.23 CA$21.34
$20.15 $20.15
-24.42%
Apples (1kg)
$3.74 CA$5.25
$3.18 $3.18
17.61%
Banana (1kg)
$1.23 CA$1.72
$3.63 $3.63
-66.12%
Oranges (1kg)
$3.58 CA$5.02
$2.02 $2.02
77.23%
Tomato (1kg)
$4.25 CA$5.96
$7.16 $7.16
-40.64%
Potato (1kg)
$1.94 CA$2.72
$5.74 $5.74
-66.20%
Onion (1kg)
$1.67 CA$2.34
$4.60 $4.60
-63.70%
Lettuce (1 head)
$2.30 CA$3.22
$8.71 $8.71
-73.59%
Water (1.5 liter bottle)
$1.26 CA$1.77
$1.91 $1.91
-34.03%
Cigarettes 20 Pack (Marlboro, Camel)
$14.19 CA$19.90
$5.20 $5.20
172.88%
Wine (Bottle)
$14.25 CA$19.97
$11.18 $11.18
27.46%
Local Beer (0.5 liter bottle)
$2.28 CA$3.20
$4.01 $4.01
-43.14%
Imported Beer (0.33 liter bottle)
$2.58 CA$3.62
-
-
🚌 Getting Around
Toronto
British Virgin Islands
Difference
One-way Ticket (Public Transport)
$2.35 CA$3.30
$4.60 $4.60
-48.91%
Public Transport Monthly Pass (Regular Price)
$111 CA$156
-
-
Taxi Start (Normal Tariff)
$3.01 CA$4.22
-
-
Taxi (Normal Tariff) (1km)
$1.22 CA$1.71
-
-
Taxi 1hour Waiting (Normal Tariff)
$21.82 CA$30.59
-
-
Gasoline (1 liter)
$1.23 CA$1.73
$1.29 $1.29
-4.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K CA$37.8K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K CA$30.6K
-
-
🧾 Monthly Utilities & Internet
Toronto
British Virgin Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 CA$169
$160 $160
-24.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.10 CA$46.40
$90.7 $90.7
-63.50%
Internet (50+ Mbps, Unlimited Data)
$49.09 CA$68.8
$116 $116
-57.57%
🎉 Sport & Entertainment
Toronto
British Virgin Islands
Difference
Gym Membership (Monthly)
$36.65 CA$51.4
$119 $119
-69.18%
Tennis Court (1 Hour on Weekend)
$25.01 CA$35.06
$20.03 $20.03
24.86%
Cinema Ticket
$12.78 CA$17.91
$10.04 $10.04
27.29%
🧸 Childcare & Education
Toronto
British Virgin Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$754 CA$1,058
$379 $379
99.26%
International Primary School, 1 Child (Yearly)
$33.7K CA$47.2K
$15.1K $15.1K
122.93%
👕👟 Clothing & Footwear
Toronto
British Virgin Islands
Difference
Jeans (Levis 501 Or Similar)
$50.4 CA$70.6
$47.05 $47.05
7.10%
Summer Dress (H&M, Zara, etc)
$41.43 CA$58.1
$54.6 $54.6
-24.16%
Sport Shoes (Adidas, Nike)
$101 CA$142
$131 $131
-22.55%
Men's Leather Business Shoes
$130 CA$183
$141 $141
-7.84%
🏠 Accommodation & Living
Toronto
British Virgin Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$1,590 CA$2,228
$1,383 $1,383
14.97%
1-bedroom Apartment, Outside City Center (Monthly)
$1,424 CA$1,996
$1,400 $1,400
1.75%
3-bedroom Apartment, City Center (Monthly)
$2,641 CA$3,702
$3,847 $3,847
-31.34%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 CA$2,930
$3,482 $3,482
-39.97%
Buy Apartment in City Center (m2)
$7,730 CA$10.8K
-
-
Buy Apartment Outside City Center (m2)
$6,892 CA$9,661
$10.6K $10.6K
-35.13%
💵 Salaries & Financials
Toronto
British Virgin Islands
Difference
Average Monthly Net Salary (After Tax)
$3,623 CA$5,078
$1,649 $1,649
119.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.45
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for the British Virgin Islands: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
British Virgin Islands
$1.4K 1.7% $24
Groceries & Markets
Toronto
$345
British Virgin Islands
$481 * 39.3% $136
Eating Out
Toronto
$290
British Virgin Islands
$316 8.8% $25
Monthly Utilities & Internet
Toronto
$203
British Virgin Islands
$367 80.7% $164
Clothing & Footwear
Toronto
$145
British Virgin Islands
$168 15.6% $23
Getting Around
Toronto
$130
British Virgin Islands
$18 * 85.8% $111
Sport & Entertainment
Toronto
$62
British Virgin Islands
$139 124% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇨🇦 Toronto
🇻🇬 British Virgin Islands
🕒 Local time
01:16 1:16 AM
02:16 2:16 AM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
39,369
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Toronto British Virgin Islands 3,130 km ≈ 4 h 30 min nonstop flight
From you
  • Toronto
  • British Virgin Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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