Last update: Oct 2026

Cost of Living Comparison Between Toronto and Breckenridge, CO

For one person, living is cheaper in Toronto: $2,610 a month against $3,721 in Breckenridge, CO, rent and utilities included – about $13,300 less a year. Higher rent and utilities in Breckenridge, CO outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
181

Cost of Living Index in Breckenridge, CO
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Breckenridge, CO Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Breckenridge, CO

🇺🇸 United States

$3,721

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Breckenridge, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Breckenridge, CO actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $3,721 in Breckenridge, CO, rent included.

Toronto $2,561
Breckenridge, CO $3,721

A couple spends around $3,694 per month in Toronto vs $5,217 in Breckenridge, CO, rent included.

Toronto $3,694
Breckenridge, CO $5,217

A family of three spends $4,826 per month in Toronto vs $6,712 in Breckenridge, CO, rent included.

Toronto $4,826
Breckenridge, CO $6,712

Toronto is about 31% cheaper than Breckenridge, CO, and outside of rent the biggest gap is in transport.

Both Toronto and Breckenridge, CO sit above the global median – Toronto by 90%, Breckenridge, CO by 176%.

Meal at Budget Restaurant

$17.59 CA$24.87

$16.68 $16.68

5.46%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$79.0 $79.0

-0.25%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.97 $10.97

-2.19%

Cappuccino

$4.09 CA$5.78

$6.03 $6.03

-32.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.46 $2.46

-14.63%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.07 $2.07

-16.91%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.81 $6.81

-6.61%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.18 $7.18

-1.39%

Milk (1 liter)

$2.54 CA$3.59

$1.03 $1.03

146.60%

White Bread (500g)

$2.72 CA$3.85

$2.88 $2.88

-5.56%

Rice (white) (1kg)

$2.18 CA$3.09

$2.74 $2.74

-20.44%

Eggs

$3.63 CA$5.13

$4.17 $4.17

-12.95%

Local Cheese (1kg)

$9.46 CA$13.37

$11.04 $11.04

-14.31%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.37 $9.37

23.16%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.63 $15.63

-8.06%

Apples (1kg)

$3.70 CA$5.23

$4.90 $4.90

-24.49%

Banana (1kg)

$1.19 CA$1.68

$1.49 $1.49

-20.13%

Oranges (1kg)

$3.46 CA$4.90

$4.52 $4.52

-23.45%

Tomato (1kg)

$4.22 CA$5.97

$4.97 $4.97

-15.09%

Potato (1kg)

$1.79 CA$2.52

$3.54 $3.54

-49.44%

Onion (1kg)

$1.65 CA$2.33

$1.70 $1.70

-2.94%

Lettuce (1 head)

$2.20 CA$3.11

$2.06 $2.06

6.80%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.73 $1.73

-27.17%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.32 $10.32

35.37%

Wine (Bottle)

$14.20 CA$20.07

$16.67 $16.67

-14.82%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.57 $2.57

-12.45%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.67 $2.67

-5.24%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.45 $2.45

24.90%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.82 $1.82

-32.97%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$25.39 $25.39

-14.57%

Gasoline (1 liter)

$1.21 CA$1.72

$1.03 $1.03

17.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$25.5K $25.5K

2.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.7K $25.7K

-17.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$207 $207

-42.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$57.2 $57.2

-43.68%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$68.1 $68.1

-28.20%

Gym Membership (Monthly)

$39.34 CA$55.6

$69.8 $69.8

-43.62%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$28.21 $28.21

-16.41%

Cinema Ticket

$12.58 CA$17.79

$11.97 $11.97

5.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,305 $1,305

-36.26%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$12.4K $12.4K

89.86%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.9 $58.9

-11.27%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$30.22 $30.22

30.51%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$79.0 $79.0

25.36%

Men's Leather Business Shoes

$122 CA$172

$119 $119

2.85%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$2,928 $2,928

-44.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$2,485 $2,485

-41.71%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$5,803 $5,803

-52.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$3,961 $3,961

-46.25%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$8,290 $8,290

-1.01%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$8,264 $8,264

-17.26%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$6,272 $6,272

-43.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.77

-33.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Breckenridge, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Breckenridge, CO

$2.5K 66.8% 71.6% $1K

Groceries & Markets

Toronto

$343 13.1%

Breckenridge, CO

$365 9.8% 6.3% $22

Eating Out

Toronto

$283 10.9%

Breckenridge, CO

$305 8.2% 7.8% $22

Monthly Utilities & Internet

Toronto

$201 7.7%

Breckenridge, CO

$332 8.9% 65.4% $131

Clothing & Footwear

Toronto

$141 5.4%

Breckenridge, CO

$129 3.5% 8.3% $12

Getting Around

Toronto

$130 5%

Breckenridge, CO

$12 * 0.3% 91.1% $119

Sport & Entertainment

Toronto

$65 2.5%

Breckenridge, CO

$94 2.5% 45.3% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,928 in Breckenridge, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 68% higher in Breckenridge, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $79.0 in Breckenridge, CO. Monthly groceries follow the same trend: $340 vs $365 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Breckenridge, CO

🕒 Local time

06:23 6:23 AM

04:23 4:23 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

5,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Breckenridge, CO 2,260 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Breckenridge, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Breckenridge, CO: Cost of Living - Frequently Asked Questions

Yes – Breckenridge, CO is pricier by about 45%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $5,582 in Breckenridge, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $3,721 in Breckenridge, CO. That's a gap of about 45%.

Kindergarten costs $830 per month in Toronto and $1,305 in Breckenridge, CO. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $3,721 in Breckenridge, CO. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Breckenridge, CO makes more sense. Both are solid long-term options with distinct trade-offs.