Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bertioga

For one person, living is cheaper in Bertioga: $841 a month against $2,610 in Toronto, rent and utilities included – about $21,200 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
40

Cost of Living Index in Bertioga
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Bertioga Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Bertioga

🇧🇷 Brazil

$841

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bertioga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bertioga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $841 in Bertioga.

Toronto $2,610
Bertioga $841

Estimated couple costs with rent: $3,727 in Toronto versus $1,313 in Bertioga.

Toronto $3,727
Bertioga $1,313

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,785 in Bertioga.

Toronto $4,844
Bertioga $1,785

Living in Toronto is roughly 210% more expensive than in Bertioga, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Bertioga is 38% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$6.02 R$30.52

192.19%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$17.88 R$90.6

340.83%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.12 R$46.21

17.65%

Cappuccino

$4.09 CA$5.78

$2.29 R$11.63

78.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.27 R$6.46

65.35%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.89 R$4.49

93.26%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$2.37 R$12.01

168.35%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.98 R$20.20

77.89%

Milk (1 liter)

$2.54 CA$3.59

$0.88 R$4.44

188.64%

White Bread (500g)

$2.72 CA$3.85

$1.31 R$6.65

107.63%

Rice (white) (1kg)

$2.18 CA$3.09

$1.33 R$6.72

63.91%

Eggs

$3.63 CA$5.13

$1.35 R$6.82

168.89%

Local Cheese (1kg)

$9.46 CA$13.37

$10.11 R$51.3

-6.43%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.57 R$18.10

223.25%

Beef Round Steak (1kg)

$14.37 CA$20.32

$7.94 R$40.24

80.98%

Apples (1kg)

$3.70 CA$5.23

$2.29 R$11.63

61.57%

Banana (1kg)

$1.19 CA$1.68

$0.92 R$4.65

29.35%

Oranges (1kg)

$3.46 CA$4.90

$0.97 R$4.93

256.70%

Tomato (1kg)

$4.22 CA$5.97

$1.02 R$5.18

313.73%

Potato (1kg)

$1.79 CA$2.52

$1.03 R$5.23

73.79%

Onion (1kg)

$1.65 CA$2.33

$0.81 R$4.09

103.70%

Lettuce (1 head)

$2.20 CA$3.11

$0.61 R$3.10

260.66%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.61 R$3.09

106.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.47 R$12.52

465.59%

Wine (Bottle)

$14.20 CA$20.07

$4.90 R$24.83

189.80%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.57 R$7.93

43.31%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.57 R$13.02

-1.56%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.02 R$5.18

127.45%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$50.6 R$256

120.78%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.20 R$6.11

155.00%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.72 R$3.63

69.44%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$8.55 R$43.33

153.68%

Gasoline (1 liter)

$1.21 CA$1.72

$1.26 R$6.41

-3.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$23.4K R$118.8K

11.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$32.8K R$166.4K

-35.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$65.0 R$329

84.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$10.08 R$51.1

219.54%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$17.71 R$89.8

176.00%

Gym Membership (Monthly)

$39.34 CA$55.6

$26.01 R$132

51.25%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$26.50 R$134

-11.02%

Cinema Ticket

$12.58 CA$17.79

$8.07 R$40.90

55.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$80.5 R$408

933.64%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$11.0K R$55.6K

115.34%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$59.8 R$303

-12.50%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$50.5 R$256

-21.85%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$58.3 R$295

69.93%

Men's Leather Business Shoes

$122 CA$172

$79.1 R$401

54.18%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$354 R$1,795

360.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$236 R$1,197

513.32%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$676 R$3,426

304.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$472 R$2,392

351.19%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,850 R$9,376

343.66%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,170 R$5,932

484.29%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

10.81

-58.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Bertioga: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Bertioga

$236 28.1% 83.7% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Bertioga

$168 20% 51.1% $175

Eating Out

Toronto

$283 10.9%

Bertioga

$132 15.6% 53.6% $152

Monthly Utilities & Internet

Toronto

$201 7.7%

Bertioga

$93 11% 53.8% $108

Clothing & Footwear

Toronto

$141 5.4%

Bertioga

$111 13.2% 20.8% $29

Getting Around

Toronto

$130 5%

Bertioga

$59 7.1% 54.3% $71

Sport & Entertainment

Toronto

$65 2.5%

Bertioga

$42 5% 34.7% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $354 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $18.00 in Bertioga for a mid-range dinner for two. Groceries echo the gap at $343 vs $168 per month, with Bertioga cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Bertioga

🕒 Local time

21:11 9:11 PM

22:11 10:11 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

64,188

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bertioga 8,240 km ≈ 11 h nonstop flight

From you

Toronto
Bertioga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in groceries, eating out, and clothing. The 210% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,916 in Toronto and $1,262 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $354 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 104% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $18.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $841 in Bertioga versus $2,610 in Toronto, a $1,500 budget is realistic in Bertioga but tight or insufficient in Toronto. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bertioga gentler on the wallet – expenses run 210% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.