Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bella Vista

For one person, living is cheaper in Bella Vista: $189 a month against $2,561 in Toronto, rent and utilities included – about $28,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Bella Vista

🇵🇾 Paraguay

$189

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bella Vista

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bella Vista actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $189 in Bella Vista, rent included.

Toronto $2,561
Bella Vista $189

A couple spends around $3,694 per month in Toronto vs $307 in Bella Vista, rent included.

Toronto $3,694
Bella Vista $307

A family of three spends $4,826 per month in Toronto vs $425 in Bella Vista, rent included.

Toronto $4,826
Bella Vista $425

Toronto costs about 1256% more than Bella Vista, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Bella Vista is 86% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.97 ₲11.2K

772.08%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$13.31 ₲75.7K

470.77%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

Cappuccino

$4.02 CA$5.68

$1.94 ₲11.0K

107.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.99 ₲5,611

114.14%

Water (0.33 liter bottle)

$1.75 CA$2.48

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.51 ₲8,613

369.54%

Milk (1 liter)

$2.44 CA$3.45

$0.83 ₲4,737

193.98%

White Bread (500g)

$2.68 CA$3.78

$0.49 ₲2,760

446.94%

Rice (white) (1kg)

$2.24 CA$3.17

$0.99 ₲5,611

126.26%

Eggs

$3.56 CA$5.03

$2.14 ₲12.2K

66.36%

Local Cheese (1kg)

$9.09 CA$12.85

$5.99 ₲34.0K

51.75%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.98 ₲16.9K

280.20%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.21 CA$1.72

$0.72 ₲4,087

68.06%

Oranges (1kg)

$3.60 CA$5.09

Tomato (1kg)

$4.21 CA$5.96

Potato (1kg)

$1.79 CA$2.53

Onion (1kg)

$1.59 CA$2.25

Lettuce (1 head)

$2.27 CA$3.21

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.02 ₲5,775

22.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.02 ₲5,801

1254.90%

Wine (Bottle)

$14.27 CA$20.18

$4.90 ₲27.8K

191.22%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$0.78 ₲4,423

182.05%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.75 ₲9,962

38.86%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$18.27 ₲103.9K

558.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$12.15 ₲69.1K

165.51%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$20.19 ₲114.8K

137.39%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$375 ₲2.1M

894.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Bella Vista: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Bella Vista

–

Groceries & Markets

Toronto

$340 13.3%

Bella Vista

–

Eating Out

Toronto

$278 10.9%

Bella Vista

–

Monthly Utilities & Internet

Toronto

$201 7.8%

Bella Vista

–

Clothing & Footwear

Toronto

$139 5.4%

Bella Vista

–

Getting Around

Toronto

$129 5.1%

Bella Vista

–

Sport & Entertainment

Toronto

$63 2.5%

Bella Vista

–

Cost Breakdown

Salaries run about 895% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $13.00 in Bella Vista. Monthly groceries follow the same trend: $340 vs $92.0 – making Bella Vista the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇾 Bella Vista

🕒 Local time

23:26 11:26 PM

00:26 12:26 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

5,653

💱 Currency

Canadian Dollar CAD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Paraguayan Guarani exchange rates as of October 18, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Bella Vista 7,680 km ≈ 10 h nonstop flight

From you

Toronto
Bella Vista

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bella Vista: Cost of Living - Frequently Asked Questions

Toronto costs about 1256% more than Bella Vista, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $283 in Bella Vista. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,561 in Toronto and $189 in Bella Vista. That's a gap of about 1256%.

Groceries cost about 268% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bella Vista, where all-in costs run around $189, than in Toronto at $2,561. In Bella Vista it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Bella Vista – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bella Vista. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.