Last update: Nov 2026

Cost of Living Comparison Between Toronto and Bayamon

For one person, living is cheaper in Bayamon: $2,087 a month against $2,599 in Toronto, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
99

Cost of Living Index in Bayamon
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Bayamon Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Bayamon

🇵🇷 Puerto Rico

$2,087

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bayamon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bayamon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $2,087 in Bayamon.

Toronto $2,599
Bayamon $2,087

Estimated couple costs with rent: $3,700 in Toronto versus $3,116 in Bayamon.

Toronto $3,700
Bayamon $3,116

Monthly costs for a family of three with rent: $4,801 in Toronto versus $4,144 in Bayamon.

Toronto $4,801
Bayamon $4,144

Living in Toronto is roughly 25% more expensive than in Bayamon, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 92% above, Bayamon 54% above.

Meal at Budget Restaurant

$17.98 CA$25.09

$19.80 $19.80

-9.19%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$84.2 $84.2

-14.21%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.11

$9.14 $9.14

18.49%

Cappuccino

$4.34 CA$6.06

$3.24 $3.24

33.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.01

$1.91 $1.91

13.09%

Water (0.33 liter bottle)

$1.66 CA$2.31

$1.37 $1.37

21.17%

Local Beer (0.5 liter draught)

$6.35 CA$8.86

$2.95 $2.95

115.25%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.25

$3.92 $3.92

87.24%

Milk (1 liter)

$2.57 CA$3.59

$2.15 $2.15

19.53%

White Bread (500g)

$2.71 CA$3.78

$3.44 $3.44

-21.22%

Rice (white) (1kg)

$2.28 CA$3.18

$2.22 $2.22

2.70%

Eggs

$3.60 CA$5.03

$5.49 $5.49

-34.43%

Local Cheese (1kg)

$8.94 CA$12.48

$10.91 $10.91

-18.06%

Chicken Fillets (1kg)

$11.19 CA$15.62

$7.83 $7.83

42.91%

Beef Round Steak (1kg)

$15.23 CA$21.25

$11.21 $11.21

35.86%

Apples (1kg)

$3.74 CA$5.23

$4.72 $4.72

-20.76%

Banana (1kg)

$1.23 CA$1.71

$2.63 $2.63

-53.23%

Oranges (1kg)

$3.58 CA$5.00

$4.45 $4.45

-19.55%

Tomato (1kg)

$4.25 CA$5.93

$4.94 $4.94

-13.97%

Potato (1kg)

$1.94 CA$2.71

$2.61 $2.61

-25.67%

Onion (1kg)

$1.67 CA$2.33

$3.98 $3.98

-58.04%

Lettuce (1 head)

$2.30 CA$3.21

$3.53 $3.53

-34.84%

Water (1.5 liter bottle)

$1.26 CA$1.76

$1.52 $1.52

-17.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.81

$11.04 $11.04

28.53%

Wine (Bottle)

$14.25 CA$19.89

$15.82 $15.82

-9.92%

Local Beer (0.5 liter bottle)

$2.28 CA$3.18

$2.64 $2.64

-13.64%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.61

$3.64 $3.64

-29.12%

One-way Ticket (Public Transport)

$2.35 CA$3.29

$2.02 $2.02

16.34%

Public Transport Monthly Pass (Regular Price)

$111 CA$155

$12.12 $12.12

815.68%

Taxi Start (Normal Tariff)

$3.01 CA$4.21

$2.46 $2.46

22.36%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.46 $1.46

-16.44%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.47

$42.17 $42.17

-48.26%

Gasoline (1 liter)

$1.23 CA$1.72

$1.14 $1.14

7.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.6K

$34.6K $34.6K

-22.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$28.3K $28.3K

-22.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$226 $226

-46.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.21

$68.2 $68.2

-51.47%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.5

$60.1 $60.1

-18.36%

Gym Membership (Monthly)

$36.65 CA$51.2

$25.12 $25.12

45.90%

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$12.78 CA$17.84

$9.98 $9.98

28.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,053

$806 $806

-6.34%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.0K

$12.0K $12.0K

180.82%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.3

$24.63 $24.63

104.59%

Summer Dress (H&M, Zara, etc)

$41.43 CA$57.8

$61.6 $61.6

-32.78%

Sport Shoes (Adidas, Nike)

$101 CA$141

$108 $108

-6.55%

Men's Leather Business Shoes

$130 CA$182

$49.22 $49.22

164.59%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,219

$984 $984

61.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,988

$913 $913

55.94%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,687

$1,620 $1,620

63.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,918

$1,503 $1,503

39.07%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,623 CA$5,057

$2,055 $2,055

76.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Bayamon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Bayamon

$913 43.7% 35.9% $511

Groceries & Markets

Toronto

$345 13.3%

Bayamon

$374 17.9% 8.5% $29

Eating Out

Toronto

$290 11.2%

Bayamon

$260 12.5% 10.2% $30

Monthly Utilities & Internet

Toronto

$203 7.8%

Bayamon

$354 17% 74.6% $152

Clothing & Footwear

Toronto

$145 5.6%

Bayamon

$110 5.3% 24.6% $36

Getting Around

Toronto

$130 5%

Bayamon

$30 1.4% 76.9% $100

Sport & Entertainment

Toronto

$62 2.4%

Bayamon

$45 2.2% 27.5% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,590 in Toronto and $984 in Bayamon. Housing cost is often the main lever when comparing two cities.

Toronto pays 76% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Toronto vs $84 in Bayamon for a mid-range dinner for two. Groceries echo the gap at $345 vs $374 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇷 Bayamon

🕒 Local time

19:38 7:38 PM

20:38 8:38 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

165,368

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Bayamon 3,070 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Bayamon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bayamon: Cost of Living - Frequently Asked Questions

Bayamon is about 20% cheaper overall, especially in transport, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 76% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,590 in Toronto versus $984 in Bayamon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $72 versus $84 in Bayamon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,599 per month in Toronto versus $2,087 in Bayamon – Bayamon is about 20% cheaper, which adds up to real savings over time.

At $2,087 in Bayamon versus $2,599 in Toronto, a $2,500 budget is realistic in Bayamon but tight or insufficient in Toronto. The gap between the two cities makes Bayamon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bayamon wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.