Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bainbridge Island, WA

For one person, living is cheaper in Toronto: $2,610 a month against $2,854 in Bainbridge Island, WA, rent and utilities included – about $2,900 less a year. The total is higher in Bainbridge Island, WA despite lower rent and utilities.

126

Cost of Living Index in Toronto
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Toronto Living Index
137

Cost of Living Index in Bainbridge Island, WA
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Bainbridge Island, WA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Bainbridge Island, WA

🇺🇸 United States

$2,854

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bainbridge Island, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bainbridge Island, WA actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,854 in Bainbridge Island, WA, rent included.

Toronto $2,610
Bainbridge Island, WA $2,854

A couple spends around $3,727 per month in Toronto vs $4,988 in Bainbridge Island, WA, rent included.

Toronto $3,727
Bainbridge Island, WA $4,988

A family of three spends $4,844 per month in Toronto vs $7,123 in Bainbridge Island, WA, rent included.

Toronto $4,844
Bainbridge Island, WA $7,123

Toronto is about 9% cheaper than Bainbridge Island, WA, and outside of rent the biggest gap is in groceries.

Both Toronto and Bainbridge Island, WA sit above the global median – Toronto by 93%, Bainbridge Island, WA by 111%.

Meal at Budget Restaurant

$17.59 CA$24.87

$24.96 $24.96

-29.53%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$99.3 $99.3

-20.65%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$15.02 $15.02

-28.56%

Cappuccino

$4.09 CA$5.78

$4.53 $4.53

-9.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.58 $2.58

-18.60%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.94 $2.94

-41.50%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.06 $7.06

-9.92%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.92 $7.92

-10.61%

Milk (1 liter)

$2.54 CA$3.59

$1.14 $1.14

122.81%

White Bread (500g)

$2.72 CA$3.85

$5.21 $5.21

-47.79%

Rice (white) (1kg)

$2.18 CA$3.09

$6.36 $6.36

-65.72%

Eggs

$3.63 CA$5.13

$3.20 $3.20

13.44%

Local Cheese (1kg)

$9.46 CA$13.37

$18.75 $18.75

-49.55%

Chicken Fillets (1kg)

$11.54 CA$16.32

$18.92 $18.92

-39.01%

Beef Round Steak (1kg)

$14.37 CA$20.32

$21.07 $21.07

-31.80%

Apples (1kg)

$3.70 CA$5.23

$6.12 $6.12

-39.54%

Banana (1kg)

$1.19 CA$1.68

$1.86 $1.86

-36.02%

Oranges (1kg)

$3.46 CA$4.90

$5.25 $5.25

-34.10%

Tomato (1kg)

$4.22 CA$5.97

$6.49 $6.49

-34.98%

Potato (1kg)

$1.79 CA$2.52

$3.52 $3.52

-49.15%

Onion (1kg)

$1.65 CA$2.33

$3.16 $3.16

-47.78%

Lettuce (1 head)

$2.20 CA$3.11

$2.68 $2.68

-17.91%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.39 $2.39

-47.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$12.42 $12.42

12.48%

Wine (Bottle)

$14.20 CA$20.07

$14.97 $14.97

-5.14%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$4.31 $4.31

-47.80%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.01 $3.01

-15.95%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.03 $2.03

14.29%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$53.1 $53.1

110.38%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.54 $2.54

20.47%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.29 $1.29

-5.43%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$29.63 $29.63

-26.80%

Gasoline (1 liter)

$1.21 CA$1.72

$1.37 $1.37

-11.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$35.6K $35.6K

-26.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.8K $25.8K

-18.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$173 $173

-31.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$70.9 $70.9

-54.58%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$86.4 $86.4

-43.43%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.02 $41.02

-4.10%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.22 $14.22

-11.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$3,003 $3,003

-72.30%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$30.7K $30.7K

-23.15%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$77.5 $77.5

-32.50%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$49.94 $49.94

-21.03%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$100 $100

-1.03%

Men's Leather Business Shoes

$122 CA$172

$163 $163

-25.18%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,576 $1,576

3.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,310 $1,310

10.54%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$3,720 $3,720

-26.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$3,603 $3,603

-40.90%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,740 $2,740

199.49%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,332 $2,332

193.27%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,785 $4,785

-26.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-25.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Bainbridge Island, WA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Bainbridge Island, WA

$1.3K 45.9% 9.5% $138

Groceries & Markets

Toronto

$343 13.1%

Bainbridge Island, WA

$525 18.4% 53.1% $182

Eating Out

Toronto

$283 10.9%

Bainbridge Island, WA

$372 13.1% 31.5% $89

Monthly Utilities & Internet

Toronto

$201 7.7%

Bainbridge Island, WA

$331 11.6% 64.8% $130

Clothing & Footwear

Toronto

$141 5.4%

Bainbridge Island, WA

$176 6.2% 24.9% $35

Getting Around

Toronto

$130 5%

Bainbridge Island, WA

$70 2.5% 46% $60

Sport & Entertainment

Toronto

$65 2.5%

Bainbridge Island, WA

$69 2.4% 7.7% $5

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,576 in Bainbridge Island, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Bainbridge Island, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $99.0 in Bainbridge Island, WA. Monthly groceries follow the same trend: $343 vs $525 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Bainbridge Island, WA

🕒 Local time

17:40 5:40 PM

14:40 2:40 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

24,825

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Toronto Bainbridge Island, WA 3,340 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Bainbridge Island, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bainbridge Island, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,854 in Bainbridge Island, WA – roughly 9% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,916 per month in Toronto and $4,280 in Bainbridge Island, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 110% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $832 per month in Toronto and $3,003 in Bainbridge Island, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,854 in Bainbridge Island, WA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bainbridge Island, WA makes more sense. Both are solid long-term options with distinct trade-offs.