Last update: Oct 2026

Cost of Living Comparison Between Toronto and Arlington, TX

For one person, living is cheaper in Arlington, TX: $2,439 a month against $2,561 in Toronto, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
117

Cost of Living Index in Arlington, TX
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Arlington, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Arlington, TX

🇺🇸 United States

$2,439

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Arlington, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Arlington, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,439 in Arlington, TX.

Toronto $2,561
Arlington, TX $2,439

Estimated couple costs with rent: $3,694 in Toronto versus $3,647 in Arlington, TX.

Toronto $3,694
Arlington, TX $3,647

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,855 in Arlington, TX.

Toronto $4,826
Arlington, TX $4,855

Living in Toronto is roughly 5% more expensive than in Arlington, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Arlington, TX 81% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.39 $20.39

-15.74%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$55.3 $55.3

37.40%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.11 $10.11

4.25%

Cappuccino

$4.02 CA$5.68

$4.86 $4.86

-17.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.56 $2.56

-17.19%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.29 $2.29

-23.58%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.38 $5.38

15.99%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.68 $6.68

6.14%

Milk (1 liter)

$2.44 CA$3.45

$0.78 $0.78

212.82%

White Bread (500g)

$2.68 CA$3.78

$3.64 $3.64

-26.37%

Rice (white) (1kg)

$2.24 CA$3.17

$5.26 $5.26

-57.41%

Eggs

$3.56 CA$5.03

$2.67 $2.67

33.33%

Local Cheese (1kg)

$9.09 CA$12.85

$10.60 $10.60

-14.25%

Chicken Fillets (1kg)

$11.33 CA$16.01

$13.10 $13.10

-13.51%

Beef Round Steak (1kg)

$14.53 CA$20.55

$18.02 $18.02

-19.37%

Apples (1kg)

$3.62 CA$5.12

$4.44 $4.44

-18.47%

Banana (1kg)

$1.21 CA$1.72

$2.66 $2.66

-54.51%

Oranges (1kg)

$3.60 CA$5.09

$5.12 $5.12

-29.69%

Tomato (1kg)

$4.21 CA$5.96

$4.02 $4.02

4.73%

Potato (1kg)

$1.79 CA$2.53

$2.53 $2.53

-29.25%

Onion (1kg)

$1.59 CA$2.25

$2.98 $2.98

-46.64%

Lettuce (1 head)

$2.27 CA$3.21

$1.90 $1.90

19.47%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.06 $2.06

-39.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.52 $9.52

45.17%

Wine (Bottle)

$14.27 CA$20.18

$12.03 $12.03

18.62%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.01 $2.01

9.45%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.36 $3.36

-27.68%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$6.09 $6.09

-60.76%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$40.51 $40.51

173.83%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.93 $2.93

-0.68%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.70 $1.70

-29.41%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$23.81 $23.81

-10.21%

Gasoline (1 liter)

$1.21 CA$1.71

$0.94 $0.94

28.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$35.8K $35.8K

-21.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.7K $25.7K

-21.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$211 $211

-42.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$66.4 $66.4

-51.39%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$64.1 $64.1

-25.26%

Gym Membership (Monthly)

$38.48 CA$54.4

$40.87 $40.87

-5.85%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$14.74 $14.74

-16.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,332 $1,332

-37.69%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$28.4K $28.4K

-18.57%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$61.6 $61.6

-17.63%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$51.0 $51.0

-21.45%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$84.9 $84.9

15.42%

Men's Leather Business Shoes

$121 CA$171

$102 $102

18.82%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,536 $1,536

3.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,112 $1,112

26.81%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,533 $2,533

5.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,031 $2,031

5.95%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,173 $2,173

265.63%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,217 $2,217

195.08%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,699 $3,699

0.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.51

-31.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Arlington, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Arlington, TX

$1.1K 45.6% 21.1% $298

Groceries & Markets

Toronto

$340 13.3%

Arlington, TX

$393 16.1% 15.6% $53

Eating Out

Toronto

$278 10.9%

Arlington, TX

$311 12.8% 11.9% $33

Monthly Utilities & Internet

Toronto

$201 7.8%

Arlington, TX

$341 14% 70.3% $141

Clothing & Footwear

Toronto

$139 5.4%

Arlington, TX

$135 5.5% 3.4% $4.7

Getting Around

Toronto

$129 5.1%

Arlington, TX

$76 3.1% 41.1% $53

Sport & Entertainment

Toronto

$63 2.5%

Arlington, TX

$70 2.9% 11.3% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,536 in Arlington, TX. Housing cost is often the main lever when comparing two cities.

Toronto pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $55.0 in Arlington, TX. Groceries flip the comparison at $340 vs $393, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Arlington, TX

🕒 Local time

13:39 1:39 PM

12:39 12:39 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

365,438

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Arlington, TX 1,960 km ≈ 3 h nonstop flight

From you

Toronto
Arlington, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Arlington, TX: Cost of Living - Frequently Asked Questions

Arlington, TX wins on cost – living expenses run 5% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Arlington, TX the obvious pick if budget is a priority.

Average pay runs 1% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $1,536 in Arlington, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,561 per month in Toronto versus $2,439 in Arlington, TX – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Arlington, TX runs roughly 174% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Arlington, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Arlington, TX gentler on the wallet – expenses run 5% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.