Last update: Oct 2026

Cost of Living Comparison Between Toronto and Apple Valley, CA

For one person, living is cheaper in Apple Valley, CA: $1,252 a month against $2,610 in Toronto, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
61

Cost of Living Index in Apple Valley, CA
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Apple Valley, CA Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Apple Valley, CA

🇺🇸 United States

$1,252

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Apple Valley, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Apple Valley, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $1,252 in Apple Valley, CA.

Toronto $2,610
Apple Valley, CA $1,252

Estimated couple costs with rent: $3,727 in Toronto versus $1,916 in Apple Valley, CA.

Toronto $3,727
Apple Valley, CA $1,916

Monthly costs for a family of three with rent: $4,844 in Toronto versus $2,580 in Apple Valley, CA.

Toronto $4,844
Apple Valley, CA $2,580

Living in Toronto is roughly 108% more expensive than in Apple Valley, CA, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 93% above, Apple Valley, CA is 8% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.67 $19.67

-10.57%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$47.18 $47.18

67.06%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.95 $9.95

7.84%

Cappuccino

$4.09 CA$5.78

$5.05 $5.05

-19.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.43 $2.43

-13.58%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.54 $1.54

11.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.93 $4.93

29.01%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.89 $5.89

20.20%

Milk (1 liter)

$2.54 CA$3.59

$0.89 $0.89

185.39%

White Bread (500g)

$2.72 CA$3.85

$3.89 $3.89

-30.08%

Rice (white) (1kg)

$2.18 CA$3.09

$2.92 $2.92

-25.34%

Eggs

$3.63 CA$5.13

$2.04 $2.04

77.94%

Local Cheese (1kg)

$9.46 CA$13.37

$14.08 $14.08

-32.81%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.93 $13.93

-17.16%

Beef Round Steak (1kg)

$14.37 CA$20.32

$12.27 $12.27

17.11%

Apples (1kg)

$3.70 CA$5.23

$4.83 $4.83

-23.40%

Banana (1kg)

$1.19 CA$1.68

$2.17 $2.17

-45.16%

Oranges (1kg)

$3.46 CA$4.90

$4.50 $4.50

-23.11%

Tomato (1kg)

$4.22 CA$5.97

$4.85 $4.85

-12.99%

Potato (1kg)

$1.79 CA$2.52

$4.63 $4.63

-61.34%

Onion (1kg)

$1.65 CA$2.33

$4.21 $4.21

-60.81%

Lettuce (1 head)

$2.20 CA$3.11

$2.08 $2.08

5.77%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.22 $2.22

-43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.02 $11.02

26.77%

Wine (Bottle)

$14.20 CA$20.07

$13.36 $13.36

6.29%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.64 $1.64

37.20%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.68 $2.68

-5.60%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.50 $3.50

-12.57%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.90 $1.90

-35.79%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$23.66 $23.66

-8.33%

Gasoline (1 liter)

$1.21 CA$1.72

$1.38 $1.38

-12.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$29.4K $29.4K

-11.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.2K $26.2K

-19.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$250 $250

-52.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$80.8 $80.8

-60.15%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$66.1 $66.1

-26.08%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.15 $12.15

3.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$548 $548

51.90%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$8,552 $8,552

176.08%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$31.64 $31.64

65.23%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$34.39 $34.39

14.68%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$70.6 $70.6

40.23%

Men's Leather Business Shoes

$122 CA$172

$140 $140

-12.70%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$5,239 $5,239

-32.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

2.25

98.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Apple Valley, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Apple Valley, CA

- * 0% 100%

Groceries & Markets

Toronto

$343 13.1%

Apple Valley, CA

$393 31.4% 14.7% $50

Eating Out

Toronto

$283 10.9%

Apple Valley, CA

$300 24% 6% $17

Monthly Utilities & Internet

Toronto

$201 7.7%

Apple Valley, CA

$397 31.7% 98% $197

Clothing & Footwear

Toronto

$141 5.4%

Apple Valley, CA

$124 9.9% 11.6% $16

Getting Around

Toronto

$130 5%

Apple Valley, CA

$13 * 1% 90% $117

Sport & Entertainment

Toronto

$65 2.5%

Apple Valley, CA

$24 * 1.9% 62.3% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Apple Valley, CA pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $47.00 in Apple Valley, CA. Groceries flip the comparison at $343 vs $393, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Apple Valley, CA

🕒 Local time

15:12 3:12 PM

12:12 12:12 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

50,109

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Apple Valley, CA 3,390 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Apple Valley, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Apple Valley, CA: Cost of Living - Frequently Asked Questions

Apple Valley, CA is cheaper overall, especially in clothing, transport, and leisure. The 108% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 49% lower in Apple Valley, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $832 in Toronto versus $548 in Apple Valley, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Apple Valley, CA – a meal for two runs $47.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,252 in Apple Valley, CA versus $2,610 in Toronto, a $1,500 budget is realistic in Apple Valley, CA but tight or insufficient in Toronto. The gap between the two cities makes Apple Valley, CA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Apple Valley, CA gentler on the wallet – expenses run 108% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.