Last update: Oct 2026

Cost of Living Comparison Between Toronto and Anapolis

For one person, living is cheaper in Anapolis: $708 a month against $2,561 in Toronto, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
34

Cost of Living Index in Anapolis
Learn more

Anapolis Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Anapolis

🇧🇷 Brazil

$708

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Anapolis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Anapolis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $708 in Anapolis.

Toronto $2,561
Anapolis $708

Estimated couple costs with rent: $3,694 in Toronto versus $1,181 in Anapolis.

Toronto $3,694
Anapolis $1,181

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,655 in Anapolis.

Toronto $4,826
Anapolis $1,655

Living in Toronto is roughly 262% more expensive than in Anapolis, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Anapolis is 48% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$6.15 R$31.18

179.35%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$39.37 R$200

92.96%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$8.45 R$42.84

24.73%

Cappuccino

$4.02 CA$5.68

$2.73 R$13.85

47.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.12 R$5.67

89.29%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.78 R$3.95

124.36%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.97 R$9.98

216.75%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.57 R$18.09

98.60%

Milk (1 liter)

$2.44 CA$3.45

$1.07 R$5.40

128.04%

White Bread (500g)

$2.68 CA$3.78

$1.96 R$9.92

36.73%

Rice (white) (1kg)

$2.24 CA$3.17

$1.36 R$6.91

64.71%

Eggs

$3.56 CA$5.03

$2.15 R$10.92

65.58%

Local Cheese (1kg)

$9.09 CA$12.85

$9.28 R$47.03

-2.05%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.02 R$20.40

181.84%

Beef Round Steak (1kg)

$14.53 CA$20.55

$7.30 R$37.00

99.04%

Apples (1kg)

$3.62 CA$5.12

$2.06 R$10.42

75.73%

Banana (1kg)

$1.21 CA$1.72

$1.09 R$5.53

11.01%

Oranges (1kg)

$3.60 CA$5.09

$1.23 R$6.23

192.68%

Tomato (1kg)

$4.21 CA$5.96

$1.13 R$5.72

272.57%

Potato (1kg)

$1.79 CA$2.53

$1.18 R$6.01

51.69%

Onion (1kg)

$1.59 CA$2.25

$1.02 R$5.15

55.88%

Lettuce (1 head)

$2.27 CA$3.21

$0.73 R$3.69

210.96%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.02 R$5.16

22.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.96 R$9.96

605.10%

Wine (Bottle)

$14.27 CA$20.18

$5.86 R$29.72

143.52%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.30 R$6.60

69.23%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.43 R$12.33

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.11 R$5.60

162.16%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.86 R$4.36

39.53%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$6.53 R$33.08

227.41%

Gasoline (1 liter)

$1.21 CA$1.71

$1.28 R$6.51

-5.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$23.5K R$119.4K

19.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$33.4K R$169.2K

-39.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$60.5 R$306

99.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$9.95 R$50.4

224.22%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$19.93 R$101

140.49%

Gym Membership (Monthly)

$38.48 CA$54.4

$23.62 R$120

62.91%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$5.98 R$30.33

107.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$821 R$4,160

1.14%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$17.4K R$88.4K

32.45%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$57.1 R$289

-11.13%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$40.71 R$206

-1.69%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$86.6 R$439

13.13%

Men's Leather Business Shoes

$121 CA$171

$40.39 R$205

198.71%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$244 R$1,239

551.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$158 R$802

791.33%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$548 R$2,779

386.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$366 R$1,857

487.46%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,281 R$6,494

520.18%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$968 R$4,906

576.06%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$539 R$2,732

591.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

12.12

-63.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Anapolis: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Anapolis

$158 22.4% 88.8% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Anapolis

$185 26.2% 45.4% $154

Eating Out

Toronto

$278 10.9%

Anapolis

$132 18.6% 52.6% $146

Monthly Utilities & Internet

Toronto

$201 7.8%

Anapolis

$90 12.8% 55% $110

Clothing & Footwear

Toronto

$139 5.4%

Anapolis

$101 14.3% 27.3% $38

Getting Around

Toronto

$129 5.1%

Anapolis

$5.4 * 0.8% 95.8% $124

Sport & Entertainment

Toronto

$63 2.5%

Anapolis

$36 5% 43.7% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $244 in Anapolis. Housing cost is often the main lever when comparing two cities.

Toronto pays 592% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $39.00 in Anapolis for a mid-range dinner for two. Groceries echo the gap at $340 vs $185 per month, with Anapolis cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Anapolis

🕒 Local time

23:57 11:57 PM

00:57 12:57 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

398,869

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Anapolis 7,350 km ≈ 10 h nonstop flight

From you

Toronto
Anapolis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Anapolis: Cost of Living - Frequently Asked Questions

Anapolis wins on cost – living expenses run 262% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Anapolis the obvious pick if budget is a priority.

Average pay runs 592% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $244 in Anapolis. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 83% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $708 in Anapolis – a 262% gap that adds up to real savings over time for anyone picking the cheaper option.

At $708 in Anapolis versus $2,561 in Toronto, a $1,000 budget is realistic in Anapolis but tight or insufficient in Toronto. The gap between the two cities makes Anapolis the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Anapolis gentler on the wallet – expenses run 262% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.