Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ambato

For one person, living is cheaper in Ambato: $605 a month against $2,561 in Toronto, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
30

Cost of Living Index in Ambato
Learn more

Ambato Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Ambato

🇪🇨 Ecuador

$605

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ambato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ambato actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $605 in Ambato, rent included.

Toronto $2,561
Ambato $605

A couple spends around $3,694 per month in Toronto vs $985 in Ambato, rent included.

Toronto $3,694
Ambato $985

A family of three spends $4,826 per month in Toronto vs $1,364 in Ambato, rent included.

Toronto $4,826
Ambato $1,364

Toronto costs about 323% more than Ambato, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Ambato is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.41

$3.46 $3.46

396.53%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$29.93 $29.93

153.83%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.97

$5.32 $5.32

98.12%

Cappuccino

$4.02 CA$5.71

$2.76 $2.76

45.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$0.82 $0.82

158.54%

Water (0.33 liter bottle)

$1.75 CA$2.49

$0.75 $0.75

133.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.87

$1.96 $1.96

218.37%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.07

$3.22 $3.22

120.19%

Milk (1 liter)

$2.44 CA$3.46

$0.98 $0.98

148.98%

White Bread (500g)

$2.68 CA$3.80

$0.98 $0.98

173.47%

Rice (white) (1kg)

$2.24 CA$3.18

$1.57 $1.57

42.68%

Eggs

$3.56 CA$5.06

$1.73 $1.73

105.78%

Local Cheese (1kg)

$9.09 CA$12.91

$5.42 $5.42

67.71%

Chicken Fillets (1kg)

$11.33 CA$16.09

$3.05 $3.05

271.48%

Beef Round Steak (1kg)

$14.53 CA$20.65

$3.93 $3.93

269.72%

Apples (1kg)

$3.62 CA$5.14

$1.27 $1.27

185.04%

Banana (1kg)

$1.21 CA$1.72

$0.88 $0.88

37.50%

Oranges (1kg)

$3.60 CA$5.12

$1.03 $1.03

249.51%

Tomato (1kg)

$4.21 CA$5.99

$1.03 $1.03

308.74%

Potato (1kg)

$1.79 CA$2.54

$0.77 $0.77

132.47%

Onion (1kg)

$1.59 CA$2.26

$0.99 $0.99

60.61%

Lettuce (1 head)

$2.27 CA$3.22

$0.73 $0.73

210.96%

Water (1.5 liter bottle)

$1.25 CA$1.78

$1.03 $1.03

21.36%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.63

$5.15 $5.15

168.35%

Wine (Bottle)

$14.27 CA$20.28

$8.78 $8.78

62.53%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$1.45 $1.45

51.72%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.46

$2.81 $2.81

-13.52%

One-way Ticket (Public Transport)

$2.39 CA$3.40

$0.29 $0.29

724.14%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$14.21 $14.21

680.65%

Taxi Start (Normal Tariff)

$2.91 CA$4.14

$1.39 $1.39

109.35%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

$1.12 $1.12

7.14%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.38

$9.43 $9.43

126.72%

Gasoline (1 liter)

$1.21 CA$1.72

$0.86 $0.86

40.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.0K

$23.3K $23.3K

20.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$28.1K $28.1K

-28.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$171

$39.20 $39.20

207.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.82

$13.58 $13.58

137.56%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$68.1

$26.39 $26.39

81.62%

Gym Membership (Monthly)

$38.48 CA$54.7

$29.76 $29.76

29.30%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.62

Cinema Ticket

$12.38 CA$17.59

$4.39 $4.39

182.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,179

$224 $224

270.15%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.8K

$2,408 $2,408

858.84%

Jeans (Levis 501 Or Similar)

$50.7 CA$72.0

$48.25 $48.25

5.10%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.9

$35.22 $35.22

13.63%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$71.2 $71.2

37.62%

Men's Leather Business Shoes

$121 CA$171

$55.5 $55.5

117.47%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,262

$178 $178

793.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$2,004

$124 $124

1035.09%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,793

$380 $380

602.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,057

$273 $273

688.62%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

$1,130 $1,130

602.91%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,294

$884 $884

639.98%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,295

$679 $679

448.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-50.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Ambato: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Ambato

$124 20.5% 91.2% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Ambato

$147 24.3% 56.7% $193

Eating Out

Toronto

$278 10.9%

Ambato

$99 16.4% 64.3% $179

Monthly Utilities & Internet

Toronto

$201 7.8%

Ambato

$79 13.1% 60.5% $121

Clothing & Footwear

Toronto

$139 5.4%

Ambato

$95 15.6% 32.1% $45

Getting Around

Toronto

$129 5.1%

Ambato

$22 3.7% 82.7% $107

Sport & Entertainment

Toronto

$63 2.5%

Ambato

$39 6.4% 39% $25

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $178 in Ambato. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 449% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $30.00 in Ambato. Monthly groceries follow the same trend: $340 vs $147 – making Ambato the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇪🇨 Ambato

🕒 Local time

13:50 1:50 PM

12:50 12:50 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

165,185

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.704 USD

1 CAD = 0.629 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Ambato 4,990 km ≈ 7 h nonstop flight

From you

Toronto
Ambato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ambato: Cost of Living - Frequently Asked Questions

Toronto costs about 323% more than Ambato, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $908 in Ambato. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ambato, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $30.00 in Ambato. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $605 in Ambato. That's a gap of about 323%.

A $1,000 monthly budget goes further in Ambato, where all-in costs run around $605, than in Toronto at $2,561. In Ambato it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Ambato – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ambato. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.