Last update: Oct 2026

Cost of Living Comparison Between Toronto and Allen, TX

For one person, living is cheaper in Toronto: $2,561 a month against $2,811 in Allen, TX, rent and utilities included – about $3,000 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
137

Cost of Living Index in Allen, TX
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Allen, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Allen, TX

🇺🇸 United States

$2,811

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Allen, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Allen, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,811 in Allen, TX.

Toronto $2,561
Allen, TX $2,811

Estimated couple costs with rent: $3,694 in Toronto versus $4,096 in Allen, TX.

Toronto $3,694
Allen, TX $4,096

Monthly costs for a family of three with rent: $4,826 in Toronto versus $5,381 in Allen, TX.

Toronto $4,826
Allen, TX $5,381

Living in Toronto costs roughly 9% less than in Allen, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Toronto 90% above, Allen, TX 108% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$19.96 $19.96

-13.93%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$61.1 $61.1

24.40%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.96 $10.96

-3.83%

Cappuccino

$4.02 CA$5.68

$6.15 $6.15

-34.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.89 $2.89

-26.64%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.73 $1.73

1.16%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.52 $5.52

13.04%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.26 $9.26

-23.43%

Milk (1 liter)

$2.44 CA$3.45

$0.88 $0.88

177.27%

White Bread (500g)

$2.68 CA$3.78

$2.82 $2.82

-4.96%

Rice (white) (1kg)

$2.24 CA$3.17

$2.29 $2.29

-2.18%

Eggs

$3.56 CA$5.03

$3.75 $3.75

-5.07%

Local Cheese (1kg)

$9.09 CA$12.85

$10.45 $10.45

-13.01%

Chicken Fillets (1kg)

$11.33 CA$16.01

$14.92 $14.92

-24.06%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.99 $16.99

-14.48%

Apples (1kg)

$3.62 CA$5.12

$3.18 $3.18

13.84%

Banana (1kg)

$1.21 CA$1.72

$2.60 $2.60

-53.46%

Oranges (1kg)

$3.60 CA$5.09

$2.89 $2.89

24.57%

Tomato (1kg)

$4.21 CA$5.96

$2.59 $2.59

62.55%

Potato (1kg)

$1.79 CA$2.53

$2.14 $2.14

-16.36%

Onion (1kg)

$1.59 CA$2.25

$1.99 $1.99

-20.10%

Lettuce (1 head)

$2.27 CA$3.21

$1.72 $1.72

31.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.40 $2.40

-47.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.67 $9.67

42.92%

Wine (Bottle)

$14.27 CA$20.18

$11.88 $11.88

20.12%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.12 $2.12

3.77%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.20 $3.20

-24.06%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.93 $2.93

-18.43%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$59.0 $59.0

87.99%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.98 $2.98

-2.35%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.76 $1.76

-31.82%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$24.24 $24.24

-11.80%

Gasoline (1 liter)

$1.21 CA$1.71

$0.92 $0.92

31.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.6K $36.6K

-23.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.2K $25.2K

-19.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$159 $159

-24.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$87.0 $87.0

-62.92%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$66.7 $66.7

-28.16%

Gym Membership (Monthly)

$38.48 CA$54.4

$75.5 $75.5

-49.00%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$30.46 $30.46

-24.62%

Cinema Ticket

$12.38 CA$17.50

$11.89 $11.89

4.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,754 $1,754

-52.68%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$28.1K $28.1K

-17.81%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$56.2 $56.2

-9.83%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.48 $28.48

40.52%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$94.7 $94.7

3.44%

Men's Leather Business Shoes

$121 CA$171

$99.0 $99.0

21.82%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,524 $1,524

4.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,499 $1,499

-5.93%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,477 $2,477

7.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,496 $2,496

-13.78%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,697 $3,697

114.94%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,957 $2,957

121.23%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$6,145 $6,145

-39.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.53

-31.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Allen, TX: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Allen, TX

$1.5K 53.3% 6.3% $89

Groceries & Markets

Toronto

$340 13.3%

Allen, TX

$361 12.8% 6.3% $21

Eating Out

Toronto

$278 10.9%

Allen, TX

$331 11.8% 18.9% $53

Monthly Utilities & Internet

Toronto

$201 7.8%

Allen, TX

$313 11.1% 56% $112

Clothing & Footwear

Toronto

$139 5.4%

Allen, TX

$125 4.5% 10% $14

Getting Around

Toronto

$129 5.1%

Allen, TX

$83 2.9% 36.2% $47

Sport & Entertainment

Toronto

$63 2.5%

Allen, TX

$99 3.5% 56.9% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,524 in Allen, TX. Housing cost is often the main lever when comparing two cities.

Allen, TX pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $61.0 in Allen, TX. Groceries flip the comparison at $340 vs $361, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Allen, TX

🕒 Local time

13:16 1:16 PM

12:16 12:16 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

106,874

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Allen, TX 1,900 km ≈ 3 h nonstop flight

From you

Toronto
Allen, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Allen, TX: Cost of Living - Frequently Asked Questions

Toronto and Allen, TX differ by about 10% in total monthly costs ($2,561 vs $2,811 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 65% lower in Allen, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $1,524 in Allen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Allen, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $61.0 in Allen, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 10% less than in Allen, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.