Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ajman

For one person, living costs are similar in Toronto and in Ajman: $2,530 and $2,417 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
115

Cost of Living Index in Ajman
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Ajman Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Ajman

🇦🇪 United Arab Emirates

$2,417

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ajman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ajman actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,417 in Ajman.

Toronto $2,530
Ajman $2,417

Estimated couple costs with rent: $3,646 in Toronto versus $4,520 in Ajman.

Toronto $3,646
Ajman $4,520

Monthly costs for a family of three with rent: $4,761 in Toronto versus $6,623 in Ajman.

Toronto $4,761
Ajman $6,623

Living in Toronto is roughly 5% more expensive than in Ajman, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Ajman 80% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$5.88 AED 21.59

200.51%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$27.68 AED 102

179.55%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$8.27 AED 30.37

26.60%

Cappuccino

$4.08 CA$5.81

$3.82 AED 14.02

6.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.78 AED 2.88

171.79%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.37 AED 1.36

375.68%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$10.84 AED 39.82

-43.08%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$12.41 AED 45.59

-44.48%

Milk (1 liter)

$2.43 CA$3.46

$1.99 AED 7.32

22.11%

White Bread (500g)

$2.75 CA$3.92

$1.35 AED 4.94

103.70%

Rice (white) (1kg)

$2.23 CA$3.18

$1.51 AED 5.55

47.68%

Eggs

$3.45 CA$4.91

$2.06 AED 7.56

67.48%

Local Cheese (1kg)

$8.93 CA$12.73

$7.91 AED 29.05

12.90%

Chicken Fillets (1kg)

$11.44 CA$16.31

$5.67 AED 20.83

101.76%

Beef Round Steak (1kg)

$14.61 CA$20.83

$8.27 AED 30.38

76.66%

Apples (1kg)

$3.75 CA$5.34

$1.87 AED 6.87

100.53%

Banana (1kg)

$1.15 CA$1.64

$1.27 AED 4.65

-9.45%

Oranges (1kg)

$3.55 CA$5.06

$1.51 AED 5.54

135.10%

Tomato (1kg)

$4.28 CA$6.10

$0.88 AED 3.22

386.36%

Potato (1kg)

$1.85 CA$2.63

$1.04 AED 3.82

77.88%

Onion (1kg)

$1.67 CA$2.38

$1.07 AED 3.93

56.07%

Lettuce (1 head)

$2.22 CA$3.16

$0.82 AED 3.00

170.73%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.55 AED 2.02

120.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$6.15 AED 22.60

125.69%

Wine (Bottle)

$14.25 CA$20.31

$10.77 AED 39.57

32.31%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.61 AED 5.91

36.65%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.22 AED 8.15

9.01%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$4.14 AED 15.21

-41.55%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$67.7 AED 249

63.48%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.53 AED 12.96

-17.85%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.70 AED 2.56

80.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$8.02 AED 29.44

174.69%

Gasoline (1 liter)

$1.22 CA$1.74

$0.84 AED 3.07

45.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$46.1K AED 169.3K

-40.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$22.4K AED 82.2K

-11.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$151 AED 553

-19.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$50.1 AED 184

-36.04%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$85.1 AED 313

-43.68%

Gym Membership (Monthly)

$38.90 CA$55.5

$76.8 AED 282

-49.32%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$9.87 AED 36.25

135.46%

Cinema Ticket

$12.61 CA$17.97

$13.42 AED 49.30

-6.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$491 AED 1,802

70.01%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$5,675 AED 20.8K

311.28%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$57.8 AED 212

-9.03%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$62.4 AED 229

-35.46%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$84.2 AED 309

14.21%

Men's Leather Business Shoes

$123 CA$175

$94.7 AED 348

29.82%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$2,529 AED 9,288

-36.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,381 AED 5,073

3.89%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,788 AED 6,568

48.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$4,632 AED 17.0K

-54.75%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,249 AED 8,259

257.22%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,412 AED 5,186

364.41%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$2,279 AED 8,372

64.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Ajman: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Ajman

$1.4K 57.6% 3.7% $54

Groceries & Markets

Toronto

$340 13.1%

Ajman

$201 8.4% 40.9% $139

Eating Out

Toronto

$282 10.9%

Ajman

$201 8.4% 28.6% $81

Monthly Utilities & Internet

Toronto

$202 7.8%

Ajman

$286 11.9% 41.6% $84

Clothing & Footwear

Toronto

$140 5.4%

Ajman

$135 5.6% 4.1% $5.8

Getting Around

Toronto

$130 5%

Ajman

$91 3.8% 29.5% $38

Sport & Entertainment

Toronto

$64 2.5%

Ajman

$104 4.3% 61.6% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $2,529 in Ajman. Housing cost is often the main lever when comparing two cities.

Toronto pays 64% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $28.00 in Ajman for a mid-range dinner for two. Groceries echo the gap at $340 vs $201 per month, with Ajman cheaper across the board.

Good to know

🇨🇦 Toronto

🇦🇪 Ajman

🕒 Local time

07:14 7:14 AM

15:14 3:14 PM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

238,119

💱 Currency

Canadian Dollar CAD $

UAE Dirham AED د.إ

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 AED = 0.272 USD

1 AED = 0.243 EUR

Exchange rates and currency converter

AED, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

UAE Dirham exchange rates as of October 10, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.12 AED (1 AED = 0.243 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Ajman 11,060 km ≈ 14 h nonstop flight

From you

Toronto
Ajman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ajman: Cost of Living - Frequently Asked Questions

Ajman wins on cost – living expenses run 5% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Ajman the obvious pick if budget is a priority.

Average pay runs 64% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $2,529 in Ajman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $491 in Ajman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Ajman is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Ajman are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ajman gentler on the wallet – expenses run 5% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.