Last update: Nov 2026

Cost of Living Comparison Between Toronto and Aguadilla

For one person, living is cheaper in Aguadilla: $1,067 a month against $2,599 in Toronto, rent and utilities included – about $18,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
51

Cost of Living Index in Aguadilla
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Aguadilla Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Aguadilla

🇵🇷 Puerto Rico

$1,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Aguadilla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Aguadilla actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $1,067 in Aguadilla, rent included.

Toronto $2,599
Aguadilla $1,067

A couple spends around $3,700 per month in Toronto vs $1,739 in Aguadilla, rent included.

Toronto $3,700
Aguadilla $1,739

A family of three spends $4,801 per month in Toronto vs $2,411 in Aguadilla, rent included.

Toronto $4,801
Aguadilla $2,411

Toronto costs about 144% more than Aguadilla, and outside of rent the biggest gap is in transport.

Toronto sits 92% above the global median, while Aguadilla is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.98 CA$25.20

$12.13 $12.13

48.23%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$60.5 $60.5

19.40%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$9.30 $9.30

16.45%

Cappuccino

$4.34 CA$6.09

$1.46 $1.46

197.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$1.31 $1.31

64.89%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.02 $1.02

62.75%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$3.03 $3.03

109.57%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$4.07 $4.07

80.34%

Milk (1 liter)

$2.57 CA$3.60

$1.95 $1.95

31.79%

White Bread (500g)

$2.71 CA$3.79

$3.73 $3.73

-27.35%

Rice (white) (1kg)

$2.28 CA$3.19

$2.34 $2.34

-2.56%

Eggs

$3.60 CA$5.05

$7.30 $7.30

-50.68%

Local Cheese (1kg)

$8.94 CA$12.54

$12.55 $12.55

-28.76%

Chicken Fillets (1kg)

$11.19 CA$15.69

$9.80 $9.80

14.18%

Beef Round Steak (1kg)

$15.23 CA$21.34

$13.17 $13.17

15.64%

Apples (1kg)

$3.74 CA$5.25

$5.15 $5.15

-27.38%

Banana (1kg)

$1.23 CA$1.72

$2.58 $2.58

-52.33%

Oranges (1kg)

$3.58 CA$5.02

$4.91 $4.91

-27.09%

Tomato (1kg)

$4.25 CA$5.96

$4.70 $4.70

-9.57%

Potato (1kg)

$1.94 CA$2.72

$3.77 $3.77

-48.54%

Onion (1kg)

$1.67 CA$2.34

$3.91 $3.91

-57.29%

Lettuce (1 head)

$2.30 CA$3.22

$3.44 $3.44

-33.14%

Water (1.5 liter bottle)

$1.26 CA$1.77

$1.66 $1.66

-24.10%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

$11.88 $11.88

19.44%

Wine (Bottle)

$14.25 CA$19.97

$15.50 $15.50

-8.06%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$3.08 $3.08

-25.97%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$3.90 $3.90

-33.85%

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

$2.53 $2.53

18.97%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.46 $1.46

-16.44%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

$42.22 $42.22

-48.32%

Gasoline (1 liter)

$1.23 CA$1.73

$0.96 $0.96

28.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$34.6K $34.6K

-21.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$27.7K $27.7K

-21.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$122 $122

-0.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

$68.4 $68.4

-51.61%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$69.8 $69.8

-29.68%

Gym Membership (Monthly)

$36.65 CA$51.4

$35.52 $35.52

3.18%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

$10.53 $10.53

21.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

$809 $809

-6.71%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

$12.7K $12.7K

165.10%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

$55.3 $55.3

-8.83%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

$61.1 $61.1

-32.14%

Sport Shoes (Adidas, Nike)

$101 CA$142

$110 $110

-8.22%

Men's Leather Business Shoes

$130 CA$183

$112 $112

16.29%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

$1,989 $1,989

32.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

$1,329 $1,329

172.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Aguadilla: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Aguadilla

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Aguadilla

$413 38.7% 19.7% $68

Eating Out

Toronto

$290 11.2%

Aguadilla

$175 16.4% 39.7% $115

Monthly Utilities & Internet

Toronto

$203 7.8%

Aguadilla

$260 24.4% 28.1% $57

Clothing & Footwear

Toronto

$145 5.6%

Aguadilla

$152 14.3% 4.7% $6.9

Getting Around

Toronto

$130 5%

Aguadilla

$9.8 * 0.9% 92.4% $120

Sport & Entertainment

Toronto

$62 2.4%

Aguadilla

$57 5.3% 9% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Toronto are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Toronto versus $61 in Aguadilla. Groceries tell a different story – $345 in Toronto vs $413 in Aguadilla – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇵🇷 Aguadilla

🕒 Local time

21:07 9:07 PM

22:07 10:07 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

10,919

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Aguadilla 3,030 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Aguadilla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Aguadilla: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 144%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,899 per month in Toronto and $1,600 in Aguadilla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $72 in Toronto and $61 in Aguadilla. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 16% cheaper in Toronto – one category where the pricier city actually offers better value.

A $1,500 monthly budget goes further in Aguadilla, where all-in costs run around $1,067, than in Toronto at $2,599. In Aguadilla it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Aguadilla has an edge in some lifestyle areas, with costs from $1,067 in Aguadilla to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Aguadilla. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.