Last update: Nov 2026

Cost of Living Comparison Between Toronto and Aguada

For one person, living is cheaper in Aguada: $1,179 a month against $2,599 in Toronto, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Aguada

🇵🇷 Puerto Rico

$1,179

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Aguada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Aguada actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $1,179 in Aguada.

Toronto $2,599
Aguada $1,179

Estimated couple costs with rent: $3,700 in Toronto versus $1,219 in Aguada.

Toronto $3,700
Aguada $1,219

Monthly costs for a family of three with rent: $4,801 in Toronto versus $1,260 in Aguada.

Toronto $4,801
Aguada $1,260

Living in Toronto is roughly 121% more expensive than in Aguada, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 92% above, Aguada is 13% below.

Meal at Budget Restaurant

$17.98 CA$25.20

$10.98 $10.98

63.75%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$12.09 $12.09

-10.42%

Cappuccino

$4.34 CA$6.09

$1.94 $1.94

123.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$1.98 $1.98

9.09%

Water (0.33 liter bottle)

$1.66 CA$2.32

$0.98 $0.98

69.39%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$1.53 $1.53

315.03%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$3.05 $3.05

140.66%

Milk (1 liter)

$2.57 CA$3.60

$1.73 $1.73

48.55%

White Bread (500g)

$2.71 CA$3.79

$2.57 $2.57

5.45%

Rice (white) (1kg)

$2.28 CA$3.19

Eggs

$3.60 CA$5.05

$4.45 $4.45

-19.10%

Local Cheese (1kg)

$8.94 CA$12.54

Chicken Fillets (1kg)

$11.19 CA$15.69

Beef Round Steak (1kg)

$15.23 CA$21.34

Apples (1kg)

$3.74 CA$5.25

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.02

Tomato (1kg)

$4.25 CA$5.96

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$1.67 CA$2.34

Lettuce (1 head)

$2.30 CA$3.22

Water (1.5 liter bottle)

$1.26 CA$1.77

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

Wine (Bottle)

$14.25 CA$19.97

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

Gasoline (1 liter)

$1.23 CA$1.73

$0.90 $0.90

36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$251 $251

-51.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

$59.6 $59.6

-44.44%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

Gym Membership (Monthly)

$36.65 CA$51.4

$54.7 $54.7

-33.00%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

$5.90 $5.90

116.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

$491 $491

53.58%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

$35.09 $35.09

43.60%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

$40.42 $40.42

2.50%

Sport Shoes (Adidas, Nike)

$101 CA$142

$80.7 $80.7

25.52%

Men's Leather Business Shoes

$130 CA$183

$100 $100

30.14%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

$502 $502

216.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

$452 $452

215.07%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

$2,229 $2,229

62.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Aguada: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Aguada

–

Groceries & Markets

Toronto

$345 13.3%

Aguada

–

Eating Out

Toronto

$290 11.2%

Aguada

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Aguada

–

Clothing & Footwear

Toronto

$145 5.6%

Aguada

–

Getting Around

Toronto

$130 5%

Aguada

–

Sport & Entertainment

Toronto

$62 2.4%

Aguada

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,590 in Toronto and $502 in Aguada. Housing cost is often the main lever when comparing two cities.

Toronto pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇨🇦 Toronto

🇵🇷 Aguada

🕒 Local time

03:16 3:16 AM

04:16 4:16 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

41,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Aguada 3,030 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Aguada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Aguada: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,599 in Toronto and $1,179 in Aguada, so Aguada is about 55% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 63% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,590 in Toronto versus $502 in Aguada. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $754 in Toronto versus $491 in Aguada. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $2,599 per month in Toronto versus $1,179 in Aguada – Aguada is about 55% cheaper, which adds up to real savings over time.

At $1,179 in Aguada versus $2,599 in Toronto, a $2,000 budget is realistic in Aguada but tight or insufficient in Toronto. The gap between the two cities makes Aguada the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Aguada wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.