Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ada, OK

For one person, living is cheaper in Ada, OK: $1,764 a month against $2,530 in Toronto, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
85

Cost of Living Index in Ada, OK
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Ada, OK Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Ada, OK

🇺🇸 United States

$1,764

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ada, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ada, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $1,764 in Ada, OK.

Toronto $2,530
Ada, OK $1,764

Estimated couple costs with rent: $3,646 in Toronto versus $2,608 in Ada, OK.

Toronto $3,646
Ada, OK $2,608

Monthly costs for a family of three with rent: $4,761 in Toronto versus $3,452 in Ada, OK.

Toronto $4,761
Ada, OK $3,452

Living in Toronto is roughly 43% more expensive than in Ada, OK, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Ada, OK 32% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$18.46 $18.46

-4.28%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$50.0 $50.0

54.67%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$11.85 $11.85

-11.65%

Cappuccino

$4.08 CA$5.81

$3.99 $3.99

2.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.43 $2.43

-12.76%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.03 $2.03

-13.30%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.95 $2.95

109.15%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.52 $4.52

52.43%

Milk (1 liter)

$2.43 CA$3.46

$0.91 $0.91

167.03%

White Bread (500g)

$2.75 CA$3.92

$3.25 $3.25

-15.38%

Rice (white) (1kg)

$2.23 CA$3.18

$3.41 $3.41

-34.60%

Eggs

$3.45 CA$4.91

$3.85 $3.85

-10.39%

Local Cheese (1kg)

$8.93 CA$12.73

$6.79 $6.79

31.52%

Chicken Fillets (1kg)

$11.44 CA$16.31

$11.50 $11.50

-0.52%

Beef Round Steak (1kg)

$14.61 CA$20.83

$20.10 $20.10

-27.31%

Apples (1kg)

$3.75 CA$5.34

$4.73 $4.73

-20.72%

Banana (1kg)

$1.15 CA$1.64

$1.65 $1.65

-30.30%

Oranges (1kg)

$3.55 CA$5.06

$3.59 $3.59

-1.11%

Tomato (1kg)

$4.28 CA$6.10

$4.67 $4.67

-8.35%

Potato (1kg)

$1.85 CA$2.63

$1.35 $1.35

37.04%

Onion (1kg)

$1.67 CA$2.38

$1.60 $1.60

4.37%

Lettuce (1 head)

$2.22 CA$3.16

$1.65 $1.65

34.55%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.97 $0.97

24.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$6.16 $6.16

125.32%

Wine (Bottle)

$14.25 CA$20.31

$14.89 $14.89

-4.30%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.09 $2.09

5.26%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.33 $3.33

-27.33%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$2.92 $2.92

-0.68%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.76 $1.76

-28.41%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$23.79 $23.79

-7.40%

Gasoline (1 liter)

$1.22 CA$1.74

$0.83 $0.83

46.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.2K $36.2K

-23.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$26.1K $26.1K

-24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$207 $207

-41.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$78.3 $78.3

-59.11%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$81.6 $81.6

-41.26%

Gym Membership (Monthly)

$38.90 CA$55.5

$34.78 $34.78

11.85%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$11.44 $11.44

10.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,938 $1,938

-56.98%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$28.2K $28.2K

-17.15%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$44.19 $44.19

19.03%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$49.86 $49.86

-19.25%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$90.8 $90.8

5.91%

Men's Leather Business Shoes

$123 CA$175

$104 $104

18.19%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$650 $650

145.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$555 $555

158.61%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,039 $1,039

155.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$978 $978

114.25%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,490 $1,490

439.03%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,479 $1,479

343.36%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Ada, OK: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Ada, OK

$555 31.8% 61.3% $880

Groceries & Markets

Toronto

$340 13.1%

Ada, OK

$353 20.2% 3.6% $12

Eating Out

Toronto

$282 10.9%

Ada, OK

$273 15.6% 3.2% $9.1

Monthly Utilities & Internet

Toronto

$202 7.8%

Ada, OK

$367 21% 81.7% $165

Clothing & Footwear

Toronto

$140 5.4%

Ada, OK

$130 7.4% 7.4% $10

Getting Around

Toronto

$130 5%

Ada, OK

$12 * 0.7% 90.9% $118

Sport & Entertainment

Toronto

$64 2.5%

Ada, OK

$58 3.3% 10.1% $6.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $650 in Ada, OK. Housing cost is often the main lever when comparing two cities.

Dining out: $77.0 in Toronto vs $50.0 in Ada, OK. Groceries flip the comparison at $340 vs $353, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Ada, OK

🕒 Local time

01:14 1:14 AM

00:14 12:14 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

17,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Ada, OK 1,780 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Ada, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ada, OK: Cost of Living - Frequently Asked Questions

Toronto and Ada, OK differ by about 43% in total monthly costs ($2,530 vs $1,764 including rent). Ada, OK is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,795 in Toronto and $2,646 in Ada, OK to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,598 in Toronto versus $650 in Ada, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,530 per month in Toronto versus $1,764 in Ada, OK – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,764 in Ada, OK versus $2,530 in Toronto, a $3,000 budget is realistic in Ada, OK but tight or insufficient in Toronto. The gap between the two cities makes Ada, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ada, OK gentler on the wallet – expenses run 43% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.