Cost of Living Comparison Between Toronto and Abbotsford Cost of Living Comparison Between Toronto and Abbotsford

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,309 in Abbotsford, rent included.

A couple spends around $4,130 per month in Toronto vs $3,274 in Abbotsford, rent included.

A family of three spends $5,449 per month in Toronto vs $4,239 in Abbotsford, rent included.

Toronto costs about 22% more than Abbotsford, driven mainly by Getting Around.

Both Toronto and Abbotsford sit above the global median – Toronto by 110%, Abbotsford by 72%.

Meal at Budget Restaurant

$18.71 CA$25.99

$14.76 CA$20.51

26.76%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$58.6 CA$81.5

39.65%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$9.41 CA$13.07

15.09%

Cappuccino

$3.89 CA$5.40

$3.85 CA$5.35

1.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$1.94 CA$2.69

14.43%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.45 CA$2.02

13.79%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.95 CA$8.26

1.68%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.05 CA$8.40

8.76%

Milk (1 liter)

$2.73 CA$3.79

$2.32 CA$3.22

17.67%

White Bread (500g)

$2.72 CA$3.77

$2.78 CA$3.86

-2.16%

Rice (white) (1kg)

$3.54 CA$4.91

$3.71 CA$5.16

-4.58%

Eggs

$3.50 CA$4.86

$3.60 CA$5.00

-2.78%

Local Cheese (1kg)

$13.53 CA$18.80

$12.66 CA$17.59

6.87%

Chicken Fillets (1kg)

$13.09 CA$18.19

$13.88 CA$19.28

-5.69%

Beef Round Steak (1kg)

$16.96 CA$23.57

$15.83 CA$21.99

7.14%

Apples (1kg)

$4.16 CA$5.78

$4.23 CA$5.87

-1.65%

Banana (1kg)

$1.18 CA$1.64

$1.26 CA$1.75

-6.35%

Oranges (1kg)

$3.25 CA$4.51

$3.95 CA$5.49

-17.72%

Tomato (1kg)

$4.12 CA$5.72

$3.77 CA$5.24

9.28%

Potato (1kg)

$2.50 CA$3.48

$3.02 CA$4.20

-17.22%

Onion (1kg)

$2.88 CA$4.00

$2.99 CA$4.16

-3.68%

Lettuce (1 head)

$2.35 CA$3.26

$2.73 CA$3.80

-13.92%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.90 CA$2.65

5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$15.55 CA$21.60

-6.24%

Wine (Bottle)

$14.18 CA$19.70

$10.89 CA$15.13

30.21%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.07 CA$4.26

-8.79%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.63 CA$5.04

-10.47%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$3.46 CA$4.81

-30.64%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$48.02 CA$66.7

137.51%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.62 CA$5.03

3.87%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.43 CA$1.98

-1.40%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$26.24 CA$36.46

-2.71%

Gasoline (1 liter)

$1.10 CA$1.53

$1.28 CA$1.78

-14.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$24.8K CA$34.4K

1.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.0K CA$27.8K

5.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$89.4 CA$124

33.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$40.51 CA$56.3

-7.33%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$61.4 CA$85.3

-11.21%

Gym Membership (Monthly)

$55.5 CA$77.1

$25.13 CA$34.92

120.89%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

$18.45 CA$25.63

14.63%

Cinema Ticket

$11.56 CA$16.06

$11.34 CA$15.75

1.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$542 CA$753

108.33%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$8,175 CA$11.4K

119.85%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$47.18 CA$65.6

20.67%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$35.94 CA$49.93

11.19%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$81.6 CA$113

9.82%

Men's Leather Business Shoes

$114 CA$159

$104 CA$145

9.67%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,384 CA$1,922

33.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,195 CA$1,661

30.49%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$2,054 CA$2,854

42.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,785 CA$2,481

38.35%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$4,706 CA$6,538

93.06%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$2,896 CA$4,024

142.92%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$3,194 CA$4,437

11.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.61

-8.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Abbotsford: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,384 in Abbotsford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $59.0 in Abbotsford. Monthly groceries follow the same trend: $396 vs $392 – making Abbotsford the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Abbotsford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,309 in Abbotsford – roughly 22% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,463 in Abbotsford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Abbotsford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $82.0 in Toronto and $59.0 in Abbotsford. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,811 in Toronto and $2,309 in Abbotsford. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Abbotsford, where all-in costs run around $2,309, than in Toronto at $2,811. In Abbotsford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Abbotsford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Abbotsford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.