Cost of Living Comparison Between Toronto and Abbotsford Cost of Living Comparison Between Toronto and Abbotsford

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $2,336 in Abbotsford, rent included.

A couple spends around $3,848 per month in Toronto vs $3,346 in Abbotsford, rent included.

A family of three spends $5,067 per month in Toronto vs $4,355 in Abbotsford, rent included.

Toronto costs about 13% more than Abbotsford, driven mainly by Groceries & Markets.

Both Toronto and Abbotsford sit above the global median – Toronto by 91%, Abbotsford by 70%.

Meal at Budget Restaurant

$17.88 CA$24.75

$14.96 CA$20.70

19.52%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$58.0 CA$80.2

51.54%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.13

$10.31 CA$14.26

6.01%

Cappuccino

$4.06 CA$5.62

$3.84 CA$5.32

5.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$1.83 CA$2.54

19.13%

Water (0.33 liter bottle)

$1.70 CA$2.35

$1.63 CA$2.26

4.29%

Local Beer (0.5 liter draught)

$6.69 CA$9.25

$5.97 CA$8.25

12.06%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.16

$5.70 CA$7.89

28.95%

Milk (1 liter)

$2.78 CA$3.85

$1.88 CA$2.60

47.87%

White Bread (500g)

$2.89 CA$4.00

$2.25 CA$3.11

28.44%

Rice (white) (1kg)

$2.56 CA$3.55

$4.50 CA$6.23

-43.11%

Eggs

$3.79 CA$5.24

$3.22 CA$4.46

17.70%

Local Cheese (1kg)

$10.17 CA$14.07

$12.87 CA$17.81

-20.98%

Chicken Fillets (1kg)

$11.95 CA$16.53

$18.65 CA$25.81

-35.92%

Beef Round Steak (1kg)

$16.12 CA$22.31

$26.84 CA$37.13

-39.94%

Apples (1kg)

$3.89 CA$5.39

$6.22 CA$8.60

-37.46%

Banana (1kg)

$1.27 CA$1.76

$1.20 CA$1.66

5.83%

Oranges (1kg)

$3.88 CA$5.37

$3.76 CA$5.20

3.19%

Tomato (1kg)

$4.33 CA$5.99

$3.63 CA$5.02

19.28%

Potato (1kg)

$1.83 CA$2.53

$4.20 CA$5.81

-56.43%

Onion (1kg)

$1.50 CA$2.07

$2.63 CA$3.63

-42.97%

Lettuce (1 head)

$2.28 CA$3.15

$2.66 CA$3.68

-14.29%

Water (1.5 liter bottle)

$1.44 CA$1.99

$1.85 CA$2.56

-22.16%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.64

$16.21 CA$22.43

-12.40%

Wine (Bottle)

$14.24 CA$19.71

$10.82 CA$14.97

31.61%

Local Beer (0.5 liter bottle)

$2.25 CA$3.11

$4.27 CA$5.91

-47.31%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.50

$3.85 CA$5.33

-34.29%

One-way Ticket (Public Transport)

$2.47 CA$3.42

$3.18 CA$4.41

-22.33%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$46.32 CA$64.1

141.71%

Taxi Start (Normal Tariff)

$3.05 CA$4.22

$3.60 CA$4.98

-15.28%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.71

$1.43 CA$1.98

-13.29%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.05

$24.79 CA$34.30

-9.48%

Gasoline (1 liter)

$1.24 CA$1.71

$1.31 CA$1.81

-5.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.1K

$29.1K CA$40.3K

-5.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.4K CA$26.8K

9.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$115 CA$159

11.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.75

$44.35 CA$61.4

-23.81%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.2

$70.1 CA$97.0

-29.75%

Gym Membership (Monthly)

$40.93 CA$56.6

$30.51 CA$42.22

34.15%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.07

$16.09 CA$22.26

53.01%

Cinema Ticket

$13.16 CA$18.21

$11.29 CA$15.62

16.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,097

$377 CA$522

110.00%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.4K

$8,008 CA$11.1K

201.36%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.4

$54.3 CA$75.1

0.41%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.7

$35.09 CA$48.56

22.86%

Sport Shoes (Adidas, Nike)

$102 CA$140

$82.9 CA$115

22.41%

Men's Leather Business Shoes

$123 CA$171

$104 CA$144

18.38%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,287

$1,317 CA$1,822

25.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,009

$1,101 CA$1,524

31.82%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,728

$1,927 CA$2,666

39.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,974

$1,721 CA$2,382

24.86%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$4,740 CA$6,559

76.10%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,431

$2,889 CA$3,998

135.90%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,001

$3,183 CA$4,405

13.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.72

-4.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Abbotsford: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $1,317 in Abbotsford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $58.0 in Abbotsford. Groceries tell a different story – $365 in Toronto vs $457 in Abbotsford – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Abbotsford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,628 in Toronto, $2,336 in Abbotsford – roughly 13% apart. Toronto costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,942 per month in Toronto and $3,504 in Abbotsford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Abbotsford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $88.0 in Toronto and $58.0 in Abbotsford. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,628 in Toronto and $2,336 in Abbotsford. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Abbotsford, where all-in costs run around $2,336, than in Toronto at $2,628. In Abbotsford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Abbotsford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Abbotsford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.