Last update: Oct 2026

Cost of Living Comparison Between Toronto and Abbotsford

For one person, living is cheaper in Abbotsford: $2,276 a month against $2,610 in Toronto, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
110

Cost of Living Index in Abbotsford
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Abbotsford Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Abbotsford

🇨🇦 Canada

$2,276

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Abbotsford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Abbotsford actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,276 in Abbotsford, rent included.

Toronto $2,610
Abbotsford $2,276

A couple spends around $3,727 per month in Toronto vs $3,324 in Abbotsford, rent included.

Toronto $3,727
Abbotsford $3,324

A family of three spends $4,844 per month in Toronto vs $4,371 in Abbotsford, rent included.

Toronto $4,844
Abbotsford $4,371

Toronto costs about 15% more than Abbotsford, and outside of rent the biggest gap is in groceries.

Both Toronto and Abbotsford sit above the global median – Toronto by 93%, Abbotsford by 68%.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.97 CA$21.17

17.50%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$48.86 CA$69.1

61.32%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.18 CA$14.39

5.40%

Cappuccino

$4.09 CA$5.78

$3.94 CA$5.57

3.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.84 CA$2.60

14.13%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.57 CA$2.22

9.55%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.16 CA$8.72

3.25%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.51 CA$7.80

28.49%

Milk (1 liter)

$2.54 CA$3.59

$1.86 CA$2.62

36.56%

White Bread (500g)

$2.72 CA$3.85

$2.11 CA$2.98

28.91%

Rice (white) (1kg)

$2.18 CA$3.09

$4.45 CA$6.30

-51.01%

Eggs

$3.63 CA$5.13

$3.20 CA$4.53

13.44%

Local Cheese (1kg)

$9.46 CA$13.37

$12.33 CA$17.43

-23.28%

Chicken Fillets (1kg)

$11.54 CA$16.32

$18.43 CA$26.06

-37.38%

Beef Round Steak (1kg)

$14.37 CA$20.32

$30.98 CA$43.79

-53.62%

Apples (1kg)

$3.70 CA$5.23

$6.06 CA$8.56

-38.94%

Banana (1kg)

$1.19 CA$1.68

$1.47 CA$2.08

-19.05%

Oranges (1kg)

$3.46 CA$4.90

$4.95 CA$6.99

-30.10%

Tomato (1kg)

$4.22 CA$5.97

$3.67 CA$5.18

14.99%

Potato (1kg)

$1.79 CA$2.52

$4.18 CA$5.90

-57.18%

Onion (1kg)

$1.65 CA$2.33

$2.49 CA$3.52

-33.73%

Lettuce (1 head)

$2.20 CA$3.11

$2.61 CA$3.70

-15.71%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.83 CA$2.59

-31.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$14.68 CA$20.75

-4.84%

Wine (Bottle)

$14.20 CA$20.07

$10.66 CA$15.07

33.21%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$4.04 CA$5.71

-44.31%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.75 CA$5.30

-32.53%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.61 CA$3.69

-11.11%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$45.22 CA$63.9

146.90%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.56 CA$5.03

-14.04%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.45 CA$2.04

-15.86%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$25.28 CA$35.74

-14.20%

Gasoline (1 liter)

$1.21 CA$1.72

$1.34 CA$1.90

-9.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$25.6K CA$36.2K

2.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$21.4K CA$30.2K

-1.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$113 CA$159

6.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$43.03 CA$60.8

-25.15%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$68.8 CA$97.2

-28.90%

Gym Membership (Monthly)

$39.34 CA$55.6

$30.25 CA$42.77

30.05%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$15.89 CA$22.47

48.40%

Cinema Ticket

$12.58 CA$17.79

$11.33 CA$16.02

11.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$370 CA$522

125.10%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$8,503 CA$12.0K

177.66%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$53.0 CA$74.9

-1.30%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.82 CA$57.7

-3.38%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$81.3 CA$115

21.73%

Men's Leather Business Shoes

$122 CA$172

$97.4 CA$138

25.16%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,257 CA$1,776

29.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,088 CA$1,539

33.08%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,944 CA$2,748

40.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,731 CA$2,447

23.03%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$4,713 CA$6,662

74.13%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,859 CA$4,042

139.13%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,041 CA$4,299

15.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.72

-5.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Abbotsford: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Abbotsford

$1.1K 47.8% 24.9% $360

Groceries & Markets

Toronto

$343 13.1%

Abbotsford

$469 20.6% 36.6% $126

Eating Out

Toronto

$283 10.9%

Abbotsford

$253 11.1% 10.6% $30

Monthly Utilities & Internet

Toronto

$201 7.7%

Abbotsford

$224 9.9% 11.8% $24

Clothing & Footwear

Toronto

$141 5.4%

Abbotsford

$123 5.4% 12.8% $18

Getting Around

Toronto

$130 5%

Abbotsford

$66 2.9% 48.9% $64

Sport & Entertainment

Toronto

$65 2.5%

Abbotsford

$53 2.3% 18% $12

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,257 in Abbotsford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $49.00 in Abbotsford. Groceries tell a different story – $343 in Toronto vs $469 in Abbotsford – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Abbotsford

🕒 Local time

21:23 9:23 PM

18:23 6:23 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

141,397

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Abbotsford 3,300 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Abbotsford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Abbotsford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,276 in Abbotsford – roughly 15% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,415 in Abbotsford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Abbotsford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $49.00 in Abbotsford. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,610 in Toronto and $2,276 in Abbotsford. That's a gap of about 15%.

A $3,000 monthly budget goes further in Abbotsford, where all-in costs run around $2,276, than in Toronto at $2,610. In Abbotsford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Abbotsford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Abbotsford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.