Cost of Living Comparison Between Toms River, NJ and New York, NY Cost of Living Comparison Between Toms River, NJ and New York, NY

🙂 Solo nomad: Toms River, NJ is 27.7% cheaper than New York, NY without rent, and 38% cheaper with rent.
🙂 Family of 3: Toms River, NJ is 39.1% cheaper than New York, NY without rent, and 40.4% cheaper with rent.
Currency
🍽 Eating Out
Toms River, NJ
New York, NY
Difference
Meal at Budget Restaurant
$17.93 $17.93
$29.68 $29.68
-39.59%
Three-Course Dinner for Two, Mid-Range
$81.9 $81.9
$144 $144
-43.18%
Fast Food Meal (McDonalds, etc)
$11.3 $11.3
$12.43 $12.43
-9.09%
Cappuccino
$4.97 $4.97
$5.84 $5.84
-14.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 $2.39
$3.26 $3.26
-26.69%
Water (0.33 liter bottle)
$1.33 $1.33
$2.58 $2.58
-48.45%
Local Beer (0.5 liter draught)
$4.96 $4.96
$8.24 $8.24
-39.81%
Imported Beer (0.33 liter bottle)
$6.65 $6.65
$11.86 $11.86
-43.93%
🛒 Groceries & Markets
Toms River, NJ
New York, NY
Difference
Milk (1 liter)
$1.33 $1.33
$1.56 $1.56
-14.74%
White Bread (500g)
$4.98 $4.98
$5.23 $5.23
-4.78%
Rice (white) (1kg)
$2.45 $2.45
$8.11 $8.11
-69.79%
Eggs
$4.68 $4.68
$7.25 $7.25
-35.45%
Local Cheese (1kg)
$17.34 $17.34
$17.08 $17.08
1.52%
Chicken Fillets (1kg)
$16.76 $16.76
$16.24 $16.24
3.20%
Beef Round Steak (1kg)
$16.48 $16.48
$20.02 $20.02
-17.68%
Apples (1kg)
$6.03 $6.03
$7.49 $7.49
-19.49%
Banana (1kg)
$1.29 $1.29
$2.55 $2.55
-49.41%
Oranges (1kg)
$5.04 $5.04
$5.82 $5.82
-13.40%
Tomato (1kg)
$6.48 $6.48
$6.52 $6.52
-0.61%
Potato (1kg)
$1.57 $1.57
$3.72 $3.72
-57.80%
Onion (1kg)
$2.68 $2.68
$3.9 $3.9
-31.28%
Lettuce (1 head)
$2.48 $2.48
$3.07 $3.07
-19.22%
Water (1.5 liter bottle)
$2.02 $2.02
$2.57 $2.57
-21.40%
Cigarettes 20 Pack (Marlboro, Camel)
$9.8 $9.8
$19.21 $19.21
-48.98%
Wine (Bottle)
$10.21 $10.21
$17.79 $17.79
-42.61%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$3.01 $3.01
-2.99%
Imported Beer (0.33 liter bottle)
$3.82 $3.82
$3.72 $3.72
2.69%
🚌 Getting Around
Toms River, NJ
New York, NY
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$2.92 $2.92
-32.53%
Public Transport Monthly Pass (Regular Price)
-
$134 $134
-
Taxi Start (Normal Tariff)
$5.07 $5.07
$5.13 $5.13
-1.17%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$2.15 $2.15
0.47%
Taxi 1hour Waiting (Normal Tariff)
$41.68 $41.68
$41.57 $41.57
0.26%
Gasoline (1 liter)
$0.83 $0.83
$0.95 $0.95
-12.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9K $34.9K
$35K $35K
-0.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3K $28.3K
$27.7K $27.7K
2.21%
🧾 Monthly Utilities & Internet
Toms River, NJ
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$179 $179
2.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.83 $29.83
$60 $60
-50.26%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$63.8 $63.8
-
🎉 Sport & Entertainment
Toms River, NJ
New York, NY
Difference
Gym Membership (Monthly)
$30.16 $30.16
$141 $141
-78.57%
Tennis Court (1 Hour on Weekend)
-
$63.9 $63.9
-
Cinema Ticket
$14.76 $14.76
$19.9 $19.9
-25.83%
🧸 Childcare & Education
Toms River, NJ
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,104 $3,104
$3,206 $3,206
-3.19%
International Primary School, 1 Child (Yearly)
$56.9K $56.9K
$56.5K $56.5K
0.79%
👕👟 Clothing & Footwear
Toms River, NJ
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$67 $67
$65.7 $65.7
1.90%
Summer Dress (H&M, Zara, etc)
$47.89 $47.89
$48.75 $48.75
-1.76%
Sport Shoes (Adidas, Nike)
$114 $114
$111 $111
2.33%
Men's Leather Business Shoes
$168 $168
$172 $172
-2.13%
🏠 Accommodation & Living
Toms River, NJ
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,629 $1,629
$4,165 $4,165
-60.89%
1-bedroom Apartment, Outside City Center (Monthly)
$1,485 $1,485
$2,653 $2,653
-44.03%
3-bedroom Apartment, City Center (Monthly)
$2,905 $2,905
$8,412 $8,412
-65.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,762 $2,762
$5,277 $5,277
-47.65%
Buy Apartment in City Center (m2)
$2,680 $2,680
$15.6K $15.6K
-82.85%
Buy Apartment Outside City Center (m2)
$2,512 $2,512
$11.2K $11.2K
-77.48%
💵 Salaries & Financials
Toms River, NJ
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,020 $5,020
$5,616 $5,616
-10.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.44
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 28, 2025

Last update for New York, NY: October 28, 2025

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