Last update: Oct 2026

Cost of Living Comparison Between Toliara and Cebu

For one person, living is cheaper in Toliara: $173 a month against $918 in Cebu, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index

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Toliara

🇲🇬 Madagascar

$173

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Toliara and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toliara and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $173 in Toliara versus $918 in Cebu.

Toliara $173
Cebu $918

Estimated couple costs with rent: $260 in Toliara versus $1,409 in Cebu.

Toliara $260
Cebu $1,409

Monthly costs for a family of three with rent: $347 in Toliara versus $1,900 in Cebu.

Toliara $347
Cebu $1,900

Living in Toliara costs roughly 81% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Toliara 87% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.81 MGA 8,267

$3.09 ₱194

-41.42%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$0.75 MGA 3,434

$2.51 ₱158

-70.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 MGA 2,864

$1.59 ₱100

-60.38%

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.42 MGA 6,472

$1.92 ₱121

-26.04%

White Bread (500g)

$1.36 ₱85.4

Rice (white) (1kg)

$0.38 MGA 1,722

$1.01 ₱63.5

-62.38%

Eggs

$2.10 MGA 9,575

$2.03 ₱128

3.45%

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.62 MGA 21.1K

$4.39 ₱277

5.24%

Beef Round Steak (1kg)

$4.78 MGA 21.8K

$7.60 ₱479

-37.11%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$0.67 MGA 3,061

$1.39 ₱87.8

-51.80%

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.69 MGA 7,708

$1.50 ₱94.3

12.67%

Potato (1kg)

$0.48 MGA 2,205

$2.36 ₱149

-79.66%

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.68 MGA 3,096

$0.63 ₱39.71

7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$1.72 MGA 7,838

$3.00 ₱189

-42.67%

Wine (Bottle)

$5.43 MGA 24.7K

$6.03 ₱379

-9.95%

Local Beer (0.5 liter bottle)

$0.69 MGA 3,154

$1.23 ₱77.7

-43.90%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.30 MGA 74.3K

$14.00 ₱882

16.43%

Internet (50+ Mbps, Unlimited Data)

$32.77 MGA 149.5K

$27.54 ₱1,734

18.99%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toliara: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toliara

–

Cebu

$309 33.6%

Groceries & Markets

Toliara

–

Cebu

$206 22.4%

Monthly Utilities & Internet

Toliara

–

Cebu

$162 17.6%

Clothing & Footwear

Toliara

–

Cebu

$94 10.2%

Eating Out

Toliara

–

Cebu

$88 9.6%

Sport & Entertainment

Toliara

–

Cebu

$44 4.8%

Getting Around

Toliara

–

Cebu

$16 1.7%

Good to know

🇲🇬 Toliara

🇵🇭 Cebu

🕒 Local time

05:52 5:52 AM

10:52 10:52 AM

5 h ahead of Toliara

🌤 Weather

👥 Population

168,756

964,169

💱 Currency

Malagasy Ariary MGA Ar

Philippine Peso PHP ₱

📈 Exchange rate

10,000 MGA = 2.19 USD

10,000 MGA = 1.95 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MGA – Malagasy Ariary Converter

🇺🇸 United States Dollar ($)

🇲🇬 Malagasy Ariary (Ar)

Malagasy Ariary exchange rates as of October 18, 2026: 1 USD = 4,562 MGA (10,000 MGA = 2.19 USD). 1 EUR = 5,128 MGA (10,000 MGA = 1.95 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to MGA in detail →

On the map

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Highest

Between locations

Toliara Cebu 9,480 km ≈ 12 h nonstop flight

From you

Toliara
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toliara vs Cebu: Cost of Living - Frequently Asked Questions

Toliara is cheaper overall, especially in groceries, eating out, and transport. The 430% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $260 in Toliara and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 110% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $173 per month in Toliara versus $918 in Cebu – a 430% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Toliara gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Toliara is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toliara and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toliara gentler on the wallet – expenses run 430% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.