Last update: Nov 2026

Cost of Living Comparison Between Toamasina and Bansko

For one person, living is cheaper in Toamasina: $465 a month against $968 in Bansko, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bansko
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Bansko Living Index

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Toamasina

🇲🇬 Madagascar

$465

/mo nomad

Bansko

🇧🇬 Bulgaria

$968

/mo nomad

Monthly Cost of Living

How much you'll spend in Toamasina and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toamasina and in Bansko actually costs, broken down by who's living it.

A single person spends $465 per month in Toamasina vs $968 in Bansko, rent included.

Toamasina $465
Bansko $968

A couple spends around $751 per month in Toamasina vs $1,479 in Bansko, rent included.

Toamasina $751
Bansko $1,479

A family of three spends $1,038 per month in Toamasina vs $1,989 in Bansko, rent included.

Toamasina $1,038
Bansko $1,989

Toamasina is about 52% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Toamasina and Bansko are more affordable than the global median – Toamasina 66% lower, Bansko 28% lower.

Meal at Budget Restaurant

$2.71 MGA 12.4K

$8.83 BGN 15.37

-69.31%

Three-Course Dinner for Two, Mid-Range

$15.16 MGA 69.3K

$45.43 BGN 79.1

-66.63%

Fast Food Meal (McDonalds, etc)

$4.50 MGA 20.5K

$8.92 BGN 15.52

-49.55%

Cappuccino

$1.08 MGA 4,949

$2.33 BGN 4.06

-53.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 MGA 2,579

$1.49 BGN 2.60

-62.42%

Water (0.33 liter bottle)

$0.83 BGN 1.44

Local Beer (0.5 liter draught)

$1.08 MGA 4,933

$1.75 BGN 3.05

-38.29%

Imported Beer (0.33 liter bottle)

$1.12 MGA 5,137

$2.01 BGN 3.49

-44.28%

Milk (1 liter)

$1.12 MGA 5,119

$1.72 BGN 3.00

-34.88%

White Bread (500g)

$1.09 MGA 4,961

$0.86 BGN 1.49

26.74%

Rice (white) (1kg)

$1.02 MGA 4,663

$1.46 BGN 2.55

-30.14%

Eggs

$1.82 MGA 8,340

$2.33 BGN 4.06

-21.89%

Local Cheese (1kg)

$12.63 MGA 57.7K

$9.54 BGN 16.60

32.39%

Chicken Fillets (1kg)

$7.68 MGA 35.1K

$6.30 BGN 10.96

21.90%

Beef Round Steak (1kg)

$6.15 MGA 28.1K

$8.64 BGN 15.04

-28.82%

Apples (1kg)

$1.52 MGA 6,927

$1.32 BGN 2.29

15.15%

Banana (1kg)

$1.34 MGA 6,145

$1.65 BGN 2.86

-18.79%

Oranges (1kg)

$1.51 MGA 6,881

$1.74 BGN 3.02

-13.22%

Tomato (1kg)

$0.69 MGA 3,160

$1.94 BGN 3.38

-64.43%

Potato (1kg)

$0.58 MGA 2,647

$0.95 BGN 1.66

-38.95%

Onion (1kg)

$0.55 MGA 2,528

$0.72 BGN 1.26

-23.61%

Lettuce (1 head)

$0.31 MGA 1,436

$0.55 BGN 0.96

-43.64%

Water (1.5 liter bottle)

$0.45 MGA 2,053

$0.59 BGN 1.03

-23.73%

Cigarettes 20 Pack (Marlboro, Camel)

$1.77 MGA 8,070

$3.33 BGN 5.79

-46.85%

Wine (Bottle)

$5.08 BGN 8.84

Local Beer (0.5 liter bottle)

$0.88 MGA 4,043

$1.12 BGN 1.95

-21.43%

Imported Beer (0.33 liter bottle)

$1.07 MGA 4,879

$1.73 BGN 3.01

-38.15%

One-way Ticket (Public Transport)

$0.34 MGA 1,566

$0.89 BGN 1.55

-61.80%

Public Transport Monthly Pass (Regular Price)

$27.08 BGN 47.11

Taxi Start (Normal Tariff)

$1.64 BGN 2.85

Taxi (Normal Tariff) (1km)

$0.91 BGN 1.59

Taxi 1hour Waiting (Normal Tariff)

$10.00 BGN 17.39

Gasoline (1 liter)

$1.09 MGA 5,004

$1.50 BGN 2.61

-27.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K BGN 49.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K BGN 36.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.5 BGN 161

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.65 MGA 144.7K

$14.59 BGN 25.39

116.93%

Internet (50+ Mbps, Unlimited Data)

$67.0 MGA 306.1K

$12.13 BGN 21.11

452.02%

Gym Membership (Monthly)

$21.94 MGA 100.3K

$31.84 BGN 55.4

-31.09%

Tennis Court (1 Hour on Weekend)

$8.46 BGN 14.72

Cinema Ticket

$6.51 MGA 29.8K

$5.51 BGN 9.59

18.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 395

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,021

Jeans (Levis 501 Or Similar)

$8.59 MGA 39.2K

$30.56 BGN 53.2

-71.89%

Summer Dress (H&M, Zara, etc)

$6.75 MGA 30.8K

$18.95 BGN 32.97

-64.38%

Sport Shoes (Adidas, Nike)

$54.1 MGA 247.4K

$45.80 BGN 79.7

18.17%

Men's Leather Business Shoes

$37.61 MGA 171.9K

$48.28 BGN 84.0

-22.10%

1-bedroom Apartment, City Center (Monthly)

$133 MGA 609.7K

$510 BGN 887

-73.83%

1-bedroom Apartment, Outside City Center (Monthly)

$54.4 MGA 248.8K

$364 BGN 634

-85.06%

3-bedroom Apartment, City Center (Monthly)

$436 MGA 2.0M

$624 BGN 1,085

-30.13%

3-bedroom Apartment, Outside City Center (Monthly)

$133 MGA 605.8K

$566 BGN 985

-76.59%

Buy Apartment in City Center (m2)

$1,166 BGN 2,028

Buy Apartment Outside City Center (m2)

$969 BGN 1,686

Average Monthly Net Salary (After Tax)

$134 MGA 614.1K

$1,680 BGN 2,923

-92.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toamasina: November 2, 2026

Last update for Bansko: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toamasina

–

Bansko

$364 37.6%

Groceries & Markets

Toamasina

–

Bansko

$193 19.9%

Eating Out

Toamasina

–

Bansko

$147 15.2%

Monthly Utilities & Internet

Toamasina

–

Bansko

$119 12.3%

Clothing & Footwear

Toamasina

–

Bansko

$65 6.7%

Sport & Entertainment

Toamasina

–

Bansko

$43 4.4%

Getting Around

Toamasina

–

Bansko

$37 3.8%

Cost Breakdown

A central one-bedroom costs $133 in Toamasina versus $510 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bansko are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $15 in Toamasina versus $45 in Bansko. Monthly groceries follow the same trend: $169 vs $193 – making Toamasina the more affordable choice for daily food spending.

Good to know

🇲🇬 Toamasina

🇧🇬 Bansko

🕒 Local time

09:38 9:38 AM

08:38 8:38 AM

1 h behind Toamasina

🌤 Weather

👥 Population

325,857

8,000

💱 Currency

Malagasy Ariary MGA Ar

Bulgarian Lev BGN лв.

📈 Exchange rate

10,000 MGA = 2.19 USD

10,000 MGA = 1.95 EUR

1 BGN = 0.575 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to MGA – Malagasy Ariary Converter

🇺🇸 United States Dollar ($)

🇲🇬 Malagasy Ariary (Ar)

Malagasy Ariary exchange rates as of November 6, 2026: 1 USD = 4,571 MGA (10,000 MGA = 2.19 USD). 1 EUR = 5,131 MGA (10,000 MGA = 1.95 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to MGA in detail →

On the map

Lowest

Highest

Between locations

Toamasina Bansko 7,180 km ≈ 9 h nonstop flight

From you

Toamasina
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toamasina vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $465 in Toamasina, $968 in Bansko – Toamasina comes out roughly 52% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $698 per month in Toamasina and $1,452 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toamasina, especially for central apartments: a one-bedroom in the center costs $133 there versus $510 in Bansko.

A mid-range dinner for two costs $15 in Toamasina and $45 in Bansko. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $465 in Toamasina and $968 in Bansko. That makes Toamasina about 52% cheaper.

$1,200 covers both cities comfortably – all-in costs are $465 in Toamasina and $968 in Bansko, leaving budget for savings and extras in both cases.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $465 in Toamasina to $968 in Bansko. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Toamasina. If higher salaries or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.