Cost of Living Comparison Between Tivat and Podgorica Cost of Living Comparison Between Tivat and Podgorica

😐 Solo nomad: Tivat is 29.7% more expensive than Podgorica without rent, and 26.2% more expensive with rent.

😐 Family of 3: Tivat is 6.6% more expensive than Podgorica without rent, and 17.7% more expensive with rent.

Meal at Budget Restaurant

$13.74 €11.89

$9.87 €8.55

39.21%

Three-Course Dinner for Two, Mid-Range

$46.01 €39.84

$47.06 €40.76

-2.23%

Fast Food Meal (McDonalds, etc)

$9.98 €8.64

$9.09 €7.87

9.79%

Cappuccino

$2.94 €2.54

$2.14 €1.85

37.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.93

$2.26 €1.96

-1.33%

Water (0.33 liter bottle)

$1.37 €1.19

$1.43 €1.24

-4.20%

Local Beer (0.5 liter draught)

$2.95 €2.55

$2.96 €2.56

-0.34%

Imported Beer (0.33 liter bottle)

$3.38 €2.93

$3.49 €3.02

-3.15%

Milk (1 liter)

$1.37 €1.18

White Bread (500g)

$1.09 €0.94

$1.03 €0.89

5.83%

Rice (white) (1kg)

$2.38 €2.06

$2.40 €2.08

-0.83%

Eggs

$3.12 €2.71

$3.25 €2.81

-4.00%

Local Cheese (1kg)

$8.95 €7.75

$8.58 €7.43

4.31%

Chicken Fillets (1kg)

$8.09 €7.00

$8.21 €7.11

-1.46%

Beef Round Steak (1kg)

$11.73 €10.16

$12.03 €10.41

-2.49%

Apples (1kg)

$1.52 €1.31

$1.45 €1.26

4.83%

Banana (1kg)

$1.81 €1.56

$1.73 €1.50

4.62%

Oranges (1kg)

$1.69 €1.46

$1.63 €1.41

3.68%

Tomato (1kg)

$2.93 €2.54

$2.54 €2.20

15.35%

Potato (1kg)

$1.04 €0.90

$1.02 €0.88

1.96%

Onion (1kg)

$1.19 €1.03

$1.16 €1.01

2.59%

Lettuce (1 head)

$1.93 €1.67

$1.95 €1.69

-1.03%

Water (1.5 liter bottle)

$1.23 €1.07

$0.76 €0.66

61.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.71

$4.15 €3.59

3.13%

Wine (Bottle)

$5.77 €4.99

$5.88 €5.10

-1.87%

Local Beer (0.5 liter bottle)

$1.25 €1.08

$1.05 €0.91

19.05%

Imported Beer (0.33 liter bottle)

$1.86 €1.61

$1.80 €1.56

3.33%

One-way Ticket (Public Transport)

$1.79 €1.55

$1.03 €0.89

73.79%

Public Transport Monthly Pass (Regular Price)

$40.23 €34.84

$34.16 €29.58

17.77%

Taxi Start (Normal Tariff)

$1.14 €0.98

$0.72 €0.62

58.33%

Taxi (Normal Tariff) (1km)

$1.05 €0.91

$0.70 €0.61

50.00%

Taxi 1hour Waiting (Normal Tariff)

$11.60 €10.04

$11.36 €9.84

2.11%

Gasoline (1 liter)

$1.76 €1.53

$1.77 €1.53

-0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K €25.6K

$28.6K €24.8K

3.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K €24.6K

$33.2K €28.7K

-14.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 €124

$117 €101

22.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.09 €15.67

$18.13 €15.70

-0.22%

Internet (50+ Mbps, Unlimited Data)

$32.89 €28.48

$31.90 €27.62

3.10%

Gym Membership (Monthly)

$51.4 €44.49

$45.20 €39.15

13.67%

Tennis Court (1 Hour on Weekend)

$15.52 €13.44

$13.64 €11.81

13.78%

Cinema Ticket

$5.71 €4.94

$5.67 €4.91

0.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$416 €360

$281 €243

48.29%

International Primary School, 1 Child (Yearly)

$10.2K €8,799

$7,458 €6,459

36.23%

Jeans (Levis 501 Or Similar)

$82.5 €71.5

$82.6 €71.5

-0.05%

Summer Dress (H&M, Zara, etc)

$38.22 €33.10

$44.58 €38.60

-14.27%

Sport Shoes (Adidas, Nike)

$112 €97.0

$93.1 €80.7

20.24%

Men's Leather Business Shoes

$128 €111

$113 €97.7

13.26%

1-bedroom Apartment, City Center (Monthly)

$1,075 €931

$623 €539

72.49%

1-bedroom Apartment, Outside City Center (Monthly)

$692 €599

$483 €418

43.28%

3-bedroom Apartment, City Center (Monthly)

$2,030 €1,758

$1,124 €973

80.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 €1,014

$864 €749

35.43%

Buy Apartment in City Center (m2)

$6,118 €5,298

$3,058 €2,648

100.07%

Buy Apartment Outside City Center (m2)

$2,803 €2,428

$2,270 €1,965

23.53%

Average Monthly Net Salary (After Tax)

$1,180 €1,022

$1,181 €1,023

-0.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: March 1, 2026

Last update for Podgorica: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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