Cost of Living Comparison Between Tivat and Podgorica Cost of Living Comparison Between Tivat and Podgorica

😐 Solo nomad: Tivat is 1.3% more expensive than Podgorica without rent, and 22.8% more expensive with rent.

😐 Family of 3: Tivat is 10.6% more expensive than Podgorica without rent, and 15.9% more expensive with rent.

Meal at Budget Restaurant

$13.86 €11.97

$9.59 €8.28

44.53%

Three-Course Dinner for Two, Mid-Range

$45.42 €39.21

$45.45 €39.24

-0.07%

Fast Food Meal (McDonalds, etc)

$10.11 €8.73

$9.48 €8.19

6.65%

Cappuccino

$2.86 €2.47

$2.03 €1.76

40.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 €1.87

$2.33 €2.01

-7.30%

Water (0.33 liter bottle)

$1.43 €1.24

$1.44 €1.24

-0.69%

Local Beer (0.5 liter draught)

$2.97 €2.57

$2.87 €2.47

3.48%

Imported Beer (0.33 liter bottle)

$3.42 €2.95

$3.49 €3.01

-2.01%

Milk (1 liter)

$1.41 €1.22

$1.33 €1.15

6.02%

White Bread (500g)

$1.12 €0.96

$1.03 €0.89

8.74%

Rice (white) (1kg)

$2.41 €2.08

$2.35 €2.03

2.55%

Eggs

$3.12 €2.69

$3.26 €2.81

-4.29%

Local Cheese (1kg)

$9.05 €7.81

$8.78 €7.58

3.08%

Chicken Fillets (1kg)

$8.11 €7

$8.17 €7.06

-0.73%

Beef Round Steak (1kg)

$11.57 €9.99

$11.85 €10.23

-2.36%

Apples (1kg)

$1.53 €1.32

$1.47 €1.27

4.08%

Banana (1kg)

$1.81 €1.57

$1.82 €1.57

-0.55%

Oranges (1kg)

$1.68 €1.45

$1.63 €1.41

3.07%

Tomato (1kg)

$2.83 €2.44

$2.58 €2.23

9.69%

Potato (1kg)

$1.08 €0.93

$0.95 €0.82

13.68%

Onion (1kg)

$1.18 €1.02

$1.15 €0.99

2.61%

Lettuce (1 head)

$1.93 €1.67

Water (1.5 liter bottle)

$1.24 €1.07

$0.74 €0.64

67.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 €3.55

$4.13 €3.57

-0.48%

Wine (Bottle)

$5.79 €5

$5.96 €5.15

-2.85%

Local Beer (0.5 liter bottle)

$1.24 €1.07

$1.1 €0.95

12.73%

Imported Beer (0.33 liter bottle)

$1.82 €1.57

$1.88 €1.62

-3.19%

One-way Ticket (Public Transport)

$1.71 €1.48

$1.03 €0.89

66.02%

Public Transport Monthly Pass (Regular Price)

$39.91 €34.46

$35.32 €30.49

13.00%

Taxi Start (Normal Tariff)

$1.13 €0.97

$0.72 €0.62

56.94%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$0.71 €0.61

43.66%

Taxi 1hour Waiting (Normal Tariff)

$11.52 €9.95

$11.44 €9.88

0.70%

Gasoline (1 liter)

$1.7 €1.47

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €24.9K

$28.7K €24.8K

0.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29K €25K

$33.1K €28.6K

-12.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €124

$114 €98.5

25.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €15.9

$18.32 €15.82

0.49%

Internet (50+ Mbps, Unlimited Data)

$32.51 €28.07

$31.82 €27.47

2.17%

Gym Membership (Monthly)

$51 €44.07

$44.48 €38.41

14.75%

Tennis Court (1 Hour on Weekend)

$16.06 €13.86

$13.37 €11.55

20.12%

Cinema Ticket

$5.85 €5.05

$5.9 €5.09

-0.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 €361

$289 €250

44.49%

International Primary School, 1 Child (Yearly)

$10.2K €8,837

$7,544 €6,514

35.68%

Jeans (Levis 501 Or Similar)

$84.5 €72.9

$82.6 €71.3

2.28%

Summer Dress (H&M, Zara, etc)

$38.19 €32.97

$45.72 €39.47

-16.47%

Sport Shoes (Adidas, Nike)

$113 €97.6

$96.5 €83.3

17.17%

Men's Leather Business Shoes

$126 €109

$112 €96.9

12.00%

1-bedroom Apartment, City Center (Monthly)

$1,055 €911

$638 €551

65.40%

1-bedroom Apartment, Outside City Center (Monthly)

$681 €588

$480 €414

41.90%

3-bedroom Apartment, City Center (Monthly)

$2,078 €1,794

$1,129 €974

84.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,025

$859 €742

38.15%

Buy Apartment in City Center (m2)

$3,663 €3,163

$2,898 €2,502

26.43%

Buy Apartment Outside City Center (m2)

$3,322 €2,869

$2,208 €1,907

50.46%

Average Monthly Net Salary (After Tax)

$1,057 €913

$1,125 €971

-6.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: October 27, 2025

Last update for Podgorica: October 28, 2025

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