Cost of Living Comparison Between Tivat and Herceg Novi Cost of Living Comparison Between Tivat and Herceg Novi

🙂 Solo nomad: Tivat is 6.2% cheaper than Herceg Novi without rent, and 9% more expensive with rent.

😐 Family of 3: Tivat is 6.2% more expensive than Herceg Novi without rent, and 9.7% more expensive with rent.

Meal at Budget Restaurant

$13.86 €11.97

$11.45 €9.89

21.05%

Three-Course Dinner for Two, Mid-Range

$45.42 €39.21

$37.99 €32.8

19.56%

Fast Food Meal (McDonalds, etc)

$10.11 €8.73

$10.5 €9.07

-3.71%

Cappuccino

$2.86 €2.47

$2.63 €2.27

8.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 €1.87

$2.86 €2.47

-24.48%

Water (0.33 liter bottle)

$1.43 €1.24

$1.92 €1.66

-25.52%

Local Beer (0.5 liter draught)

$2.97 €2.57

$2.83 €2.45

4.95%

Imported Beer (0.33 liter bottle)

$3.42 €2.95

$2.92 €2.52

17.12%

Milk (1 liter)

$1.41 €1.22

$1.39 €1.2

1.44%

White Bread (500g)

$1.12 €0.96

$0.95 €0.82

17.89%

Rice (white) (1kg)

$2.41 €2.08

$2.54 €2.2

-5.12%

Eggs

$3.12 €2.69

$3.11 €2.69

0.32%

Local Cheese (1kg)

$9.05 €7.81

$9.15 €7.9

-1.09%

Chicken Fillets (1kg)

$8.11 €7

$7.62 €6.58

6.43%

Beef Round Steak (1kg)

$11.57 €9.99

$12.05 €10.4

-3.98%

Apples (1kg)

$1.53 €1.32

$1.34 €1.16

14.18%

Banana (1kg)

$1.81 €1.57

$1.7 €1.47

6.47%

Oranges (1kg)

$1.68 €1.45

$1.66 €1.44

1.20%

Tomato (1kg)

$2.83 €2.44

$2.92 €2.53

-3.08%

Potato (1kg)

$1.08 €0.93

$1.14 €0.98

-5.26%

Onion (1kg)

$1.18 €1.02

$1.43 €1.23

-17.48%

Lettuce (1 head)

$1.93 €1.67

$1.55 €1.34

24.52%

Water (1.5 liter bottle)

$1.24 €1.07

$0.8 €0.69

55.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 €3.55

$3.72 €3.22

10.48%

Wine (Bottle)

$5.79 €5

$4.85 €4.18

19.38%

Local Beer (0.5 liter bottle)

$1.24 €1.07

$1.2 €1.04

3.33%

Imported Beer (0.33 liter bottle)

$1.82 €1.57

$1.8 €1.55

1.11%

One-way Ticket (Public Transport)

$1.71 €1.48

$1.14 €0.98

50.00%

Public Transport Monthly Pass (Regular Price)

$39.91 €34.46

$58.1 €50.2

-31.28%

Taxi Start (Normal Tariff)

$1.13 €0.97

$2.25 €1.94

-49.78%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$0.74 €0.64

37.84%

Taxi 1hour Waiting (Normal Tariff)

$11.52 €9.95

$17.23 €14.88

-33.14%

Gasoline (1 liter)

$1.7 €1.47

$1.77 €1.53

-3.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €24.9K

$34.1K €29.5K

-15.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29K €25K

$21.7K €18.8K

33.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €124

$142 €123

0.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €15.9

$16.45 €14.21

11.91%

Internet (50+ Mbps, Unlimited Data)

$32.51 €28.07

$31.14 €26.88

4.40%

Gym Membership (Monthly)

$51 €44.07

$57.3 €49.47

-10.91%

Tennis Court (1 Hour on Weekend)

$16.06 €13.86

$11.7 €10.1

37.26%

Cinema Ticket

$5.85 €5.05

$8.01 €6.92

-26.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 €361

$523 €451

-20.08%

International Primary School, 1 Child (Yearly)

$10.2K €8,837

$7,644 €6,599

33.91%

Jeans (Levis 501 Or Similar)

$84.5 €72.9

$86.2 €74.5

-2.03%

Summer Dress (H&M, Zara, etc)

$38.19 €32.97

$34.54 €29.82

10.57%

Sport Shoes (Adidas, Nike)

$113 €97.6

$75.8 €65.4

49.19%

Men's Leather Business Shoes

$126 €109

$97 €83.7

29.64%

1-bedroom Apartment, City Center (Monthly)

$1,055 €911

$767 €662

37.56%

1-bedroom Apartment, Outside City Center (Monthly)

$681 €588

$559 €482

21.86%

3-bedroom Apartment, City Center (Monthly)

$2,078 €1,794

$1,365 €1,178

52.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,025

$960 €829

23.71%

Buy Apartment in City Center (m2)

$3,663 €3,163

$3,274 €2,827

11.89%

Buy Apartment Outside City Center (m2)

$3,322 €2,869

$2,499 €2,158

32.92%

Average Monthly Net Salary (After Tax)

$1,057 €913

$873 €754

21.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

14.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: October 27, 2025

Last update for Herceg Novi: October 27, 2025

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