Last update: Oct 2026

Cost of Living Comparison Between Tiel and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,553 in Tiel, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Tiel
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Tiel Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Tiel

🇳🇱 Netherlands

$2,553

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tiel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tiel and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,553 in Tiel versus $918 in Cebu.

Tiel $2,553
Cebu $918

Estimated couple costs with rent: $3,682 in Tiel versus $1,409 in Cebu.

Tiel $3,682
Cebu $1,409

Monthly costs for a family of three with rent: $4,811 in Tiel versus $1,900 in Cebu.

Tiel $4,811
Cebu $1,900

Living in Tiel is roughly 178% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tiel is 89% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.88 €17.69

$3.09 ₱194

543.37%

Three-Course Dinner for Two, Mid-Range

$66.5 €59.2

$24.22 ₱1,525

174.69%

Fast Food Meal (McDonalds, etc)

$12.32 €10.96

$3.92 ₱247

214.29%

Cappuccino

$4.39 €3.91

$2.51 ₱158

74.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.90 €3.47

$1.59 ₱100

145.28%

Water (0.33 liter bottle)

$3.04 €2.71

$0.53 ₱33.43

473.58%

Local Beer (0.5 liter draught)

$8.50 €7.56

$1.78 ₱112

377.53%

Imported Beer (0.33 liter bottle)

$5.65 €5.02

$2.17 ₱137

160.37%

Milk (1 liter)

$1.30 €1.15

$1.92 ₱121

-32.29%

White Bread (500g)

$2.47 €2.20

$1.36 ₱85.4

81.62%

Rice (white) (1kg)

$2.72 €2.42

$1.01 ₱63.5

169.31%

Eggs

$4.63 €4.12

$2.03 ₱128

128.08%

Local Cheese (1kg)

$14.63 €13.01

$9.86 ₱621

48.38%

Chicken Fillets (1kg)

$13.56 €12.06

$4.39 ₱277

208.88%

Beef Round Steak (1kg)

$15.59 €13.87

$7.60 ₱479

105.13%

Apples (1kg)

$2.67 €2.38

$3.30 ₱208

-19.09%

Banana (1kg)

$2.50 €2.22

$1.39 ₱87.8

79.86%

Oranges (1kg)

$1.86 €1.66

$2.33 ₱147

-20.17%

Tomato (1kg)

$4.39 €3.90

$1.50 ₱94.3

192.67%

Potato (1kg)

$1.94 €1.73

$2.36 ₱149

-17.80%

Onion (1kg)

$2.31 €2.06

$1.90 ₱119

21.58%

Lettuce (1 head)

$1.30 €1.15

$1.19 ₱74.9

9.24%

Water (1.5 liter bottle)

$0.79 €0.70

$0.63 ₱39.71

25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.91 €12.38

$3.00 ₱189

363.67%

Wine (Bottle)

$6.68 €5.94

$6.03 ₱379

10.78%

Local Beer (0.5 liter bottle)

$1.51 €1.34

$1.23 ₱77.7

22.76%

Imported Beer (0.33 liter bottle)

$2.65 €2.35

$1.75 ₱110

51.43%

One-way Ticket (Public Transport)

$3.42 €3.04

$0.25 ₱15.86

1268.00%

Public Transport Monthly Pass (Regular Price)

$94.8 €84.3

$12.64 ₱796

649.60%

Taxi Start (Normal Tariff)

$4.06 €3.61

$0.77 ₱48.62

427.27%

Taxi (Normal Tariff) (1km)

$3.22 €2.86

$0.23 ₱14.53

1300.00%

Taxi 1hour Waiting (Normal Tariff)

$28.24 €25.12

$4.46 ₱281

533.18%

Gasoline (1 liter)

$2.33 €2.07

$1.31 ₱82.8

77.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K €36.5K

$21.2K ₱1.3M

93.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €34.9K

$19.1K ₱1.2M

105.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 €259

$120 ₱7,569

141.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.01 €15.13

$14.00 ₱882

21.50%

Internet (50+ Mbps, Unlimited Data)

$48.71 €43.33

$27.54 ₱1,734

76.87%

Gym Membership (Monthly)

$41.06 €36.52

$32.33 ₱2,035

27.00%

Tennis Court (1 Hour on Weekend)

$26.33 €23.42

$6.65 ₱419

295.94%

Cinema Ticket

$15.45 €13.75

$5.65 ₱356

173.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,271 €1,130

$275 ₱17.3K

361.60%

International Primary School, 1 Child (Yearly)

$11.0K €9,745

$7,918 ₱498.5K

38.35%

Jeans (Levis 501 Or Similar)

$81.7 €72.7

$49.33 ₱3,106

65.56%

Summer Dress (H&M, Zara, etc)

$37.77 €33.59

$25.24 ₱1,589

49.64%

Sport Shoes (Adidas, Nike)

$111 €98.8

$77.0 ₱4,846

44.36%

Men's Leather Business Shoes

$128 €114

$57.2 ₱3,601

124.06%

1-bedroom Apartment, City Center (Monthly)

$1,400 €1,245

$500 ₱31.5K

180.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$309 ₱19.4K

278.56%

3-bedroom Apartment, City Center (Monthly)

$2,390 €2,126

$1,078 ₱67.9K

121.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,862 €1,656

$615 ₱38.7K

202.63%

Buy Apartment in City Center (m2)

$5,858 €5,210

$2,886 ₱181.7K

102.97%

Buy Apartment Outside City Center (m2)

$4,510 €4,011

$1,917 ₱120.7K

135.29%

Average Monthly Net Salary (After Tax)

$2,101 €1,869

$346 ₱21.8K

507.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

7.2

-38.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tiel: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tiel

$1.2K 45.8%

Cebu

$309 33.6% 73.6% $860

Monthly Utilities & Internet

Tiel

$357 14%

Cebu

$162 17.6% 54.6% $195

Groceries & Markets

Tiel

$335 13.1%

Cebu

$206 22.4% 38.5% $129

Eating Out

Tiel

$330 12.9%

Cebu

$88 9.6% 73.3% $242

Clothing & Footwear

Tiel

$161 6.3%

Cebu

$94 10.2% 41.8% $67

Getting Around

Tiel

$129 5%

Cebu

$16 1.7% 87.9% $113

Sport & Entertainment

Tiel

$72 2.8%

Cebu

$44 4.8% 39.4% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Tiel and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tiel pays 507% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Tiel vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $335 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Tiel

🇵🇭 Cebu

🕒 Local time

21:49 9:49 PM

03:49 3:49 AM

6 h ahead of Tiel

🌤 Weather

👥 Population

42,159

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Tiel Cebu 10,960 km ≈ 14 h nonstop flight

From you

Tiel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tiel vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 178% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 507% higher in Tiel, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,400 in Tiel versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,553 per month in Tiel versus $918 in Cebu – a 178% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 650% less than in Tiel. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,553 in Tiel, a $1,500 budget is realistic in Cebu but tight or insufficient in Tiel. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tiel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tiel and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 178% less than in Tiel. Beyond cost, consider language, visa policies, and how big the international community is in each city.