For one person, living is cheaper in Cebu: $918 a month against $3,388 in Thun, rent and utilities included – about $29,600 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thun and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $3,388 in Thun versus $918 in Cebu.
Thun $3,388
Cebu $918
Estimated couple costs with rent: $5,170 in Thun versus $1,409 in Cebu.
Thun $5,170
Cebu $1,409
Monthly costs for a family of three with rent: $6,952 in Thun versus $1,900 in Cebu.
Thun $6,952
Cebu $1,900
🌍
Living in Thun is roughly 269% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Thun is 151% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Thun
Cebu
Difference
Meal at Budget Restaurant
$28.31CHF 23.32
$3.09₱194
816.18%
Three-Course Dinner for Two, Mid-Range
$122CHF 100
$24.22₱1,525
403.22%
Fast Food Meal(McDonalds, etc)
$15.51CHF 12.77
$3.92₱247
295.66%
Cappuccino
$6.45CHF 5.31
$2.51₱158
156.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$6.28CHF 5.17
$1.59₱100
294.97%
Water(0.33 liter bottle)
$5.88CHF 4.84
$0.53₱33.43
1009.43%
Local Beer(0.5 liter draught)
$8.85CHF 7.29
$1.78₱112
397.19%
Imported Beer(0.33 liter bottle)
$7.67CHF 6.32
$2.17₱137
253.46%
🛒 Groceries & Markets
Thun
Cebu
Difference
Milk(1 liter)
$2.13CHF 1.76
$1.92₱121
10.94%
White Bread(500g)
$2.99CHF 2.46
$1.36₱85.4
119.85%
Rice(white)(1kg)
$3.13CHF 2.58
$1.01₱63.5
209.90%
Eggs
$7.60CHF 6.26
$2.03₱128
274.38%
Local Cheese(1kg)
$23.82CHF 19.62
$9.86₱621
141.58%
Chicken Fillets(1kg)
$26.88CHF 22.14
$4.39₱277
512.30%
Beef Round Steak(1kg)
$39.26CHF 32.34
$7.60₱479
416.58%
Apples(1kg)
$3.55CHF 2.92
$3.30₱208
7.58%
Banana(1kg)
$1.96CHF 1.61
$1.39₱87.8
41.01%
Oranges(1kg)
$2.65CHF 2.18
$2.33₱147
13.73%
Tomato(1kg)
$4.73CHF 3.90
$1.50₱94.3
215.33%
Potato(1kg)
$1.56CHF 1.28
$2.36₱149
-33.90%
Onion(1kg)
$2.00CHF 1.65
$1.90₱119
5.26%
Lettuce(1 head)
$2.19CHF 1.80
$1.19₱74.9
84.03%
Water(1.5 liter bottle)
$1.28CHF 1.05
$0.63₱39.71
103.17%
Cigarettes 20 Pack(Marlboro, Camel)
$11.25CHF 9.26
$3.00₱189
275.00%
Wine(Bottle)
$12.09CHF 9.96
$6.03₱379
100.50%
Local Beer(0.5 liter bottle)
$2.26CHF 1.86
$1.23₱77.7
83.74%
Imported Beer(0.33 liter bottle)
$2.92CHF 2.41
$1.75₱110
66.86%
🚌 Getting Around
Thun
Cebu
Difference
One-way Ticket(Public Transport)
$4.49CHF 3.70
$0.25₱15.86
1696.00%
Public Transport Monthly Pass(Regular Price)
$100CHF 82.6
$12.64₱796
693.04%
Taxi Start(Normal Tariff)
$8.04CHF 6.62
$0.77₱48.62
944.16%
Taxi(Normal Tariff)(1km)
$4.53CHF 3.73
$0.23₱14.53
1869.57%
Taxi 1hour Waiting(Normal Tariff)
$82.9CHF 68.3
$4.46₱281
1758.74%
Gasoline(1 liter)
$2.38CHF 1.96
$1.31₱82.8
81.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5KCHF 35.0K
$21.2K₱1.3M
100.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4KCHF 32.5K
$19.1K₱1.2M
106.01%
🧾 Monthly Utilities & Internet
Thun
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$289CHF 238
$120₱7,569
140.54%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.36CHF 38.18
$14.00₱882
231.14%
Internet(50+ Mbps, Unlimited Data)
$62.8CHF 51.7
$27.54₱1,734
128.07%
🎉 Sport & Entertainment
Thun
Cebu
Difference
Gym Membership(Monthly)
$89.8CHF 74.0
$32.33₱2,035
177.85%
Tennis Court(1 Hour on Weekend)
$46.01CHF 37.89
$6.65₱419
591.88%
Cinema Ticket
$23.22CHF 19.12
$5.65₱356
310.97%
🧸 Childcare & Education
Thun
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,058CHF 2,519
$275₱17.3K
1010.76%
International Primary School, 1 Child(Yearly)
$30.5KCHF 25.1K
$7,918₱498.5K
285.40%
👕👟 Clothing & Footwear
Thun
Cebu
Difference
Jeans(Levis 501 Or Similar)
$144CHF 119
$49.33₱3,106
191.77%
Summer Dress(H&M, Zara, etc)
$78.8CHF 64.9
$25.24₱1,589
212.24%
Sport Shoes(Adidas, Nike)
$159CHF 131
$77.0₱4,846
107.16%
Men's Leather Business Shoes
$192CHF 158
$57.2₱3,601
235.33%
🏠 Accommodation & Living
Thun
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,685CHF 1,388
$500₱31.5K
237.41%
1-bedroom Apartment, Outside City Center(Monthly)
$1,432CHF 1,180
$309₱19.4K
363.82%
3-bedroom Apartment, City Center(Monthly)
$2,842CHF 2,341
$1,078₱67.9K
163.69%
3-bedroom Apartment, Outside City Center(Monthly)
$2,457CHF 2,023
$615₱38.7K
299.30%
Buy Apartment in City Center(m2)
$16.2KCHF 13.4K
$2,886₱181.7K
461.92%
Buy Apartment Outside City Center(m2)
$11.8KCHF 9,721
$1,917₱120.7K
515.84%
💵 Salaries & Financials
Thun
Cebu
Difference
Average Monthly Net Salary(After Tax)
$5,785CHF 4,765
$346₱21.8K
1572.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.42
7.2
-66.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Thun: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Thun
$1.4K 42.3%
Cebu
$309 33.6% ↓ 78.4%$1.1K
🛒Groceries & Markets
Thun
$556 16.4%
Cebu
$206 22.4% ↓ 62.9%$350
🍽Eating Out
Thun
$459 13.5%
Cebu
$88 9.6% ↓ 80.8%$370
🧾Monthly Utilities & Internet
Thun
$398 11.8%
Cebu
$162 17.6% ↓ 59.4%$237
👕👟Clothing & Footwear
Thun
$258 7.6%
Cebu
$94 10.2% ↓ 63.6%$164
🚌Getting Around
Thun
$149 4.4%
Cebu
$16 1.7% ↓ 89.5%$133
🎉Sport & Entertainment
Thun
$136 4%
Cebu
$44 4.8% ↓ 68%$93
🏠Accommodation & Living
Thun
$2.5K 35.3%
Cebu
$615 32.4% ↓ 75%$1.8K
🛒Groceries & Markets
Thun
$1.3K 19.1%
Cebu
$483 25.4% ↓ 63.6%$843
🍽Eating Out
Thun
$1.5K 22%
Cebu
$292 15.4% ↓ 80.9%$1.2K
🧾Monthly Utilities & Internet
Thun
$445 6.4%
Cebu
$176 9.3% ↓ 60.5%$269
👕👟Clothing & Footwear
Thun
$574 8.3%
Cebu
$209 11% ↓ 63.6%$365
🚌Getting Around
Thun
$307 4.4%
Cebu
$32 1.7% ↓ 89.7%$275
🎉Sport & Entertainment
Thun
$319 4.6%
Cebu
$94 4.9% ↓ 70.5%$225
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,685 in Thun and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Thun pays 1572% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $122 in Thun vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $556 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Thun vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Thun?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 269% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Thun or Cebu?
Average pay runs 1572% higher in Thun, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Thun and Cebu?
Rent for a central apartment: $1,685 in Thun versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Thun and in Cebu?
All in, you'll spend $3,388 per month in Thun versus $918 in Cebu – a 269% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 693% less than in Thun. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Thun or in Cebu?
At $918 in Cebu versus $3,388 in Thun, a $1,500 budget is realistic in Cebu but tight or insufficient in Thun. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Thun or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Thun, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Thun or Cebu?
Safety-wise, Thun and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 269% less than in Thun. Beyond cost, consider language, visa policies, and how big the international community is in each city.