Last update: Oct 2026

Cost of Living Comparison Between Texel and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,532 in Texel, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

Texel
🇳🇱 Netherlands
$2,532
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Texel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Texel and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,532 per month in Texel vs $1,353 in Ubud, Bali, rent included.

  • Texel $2,532
  • Ubud, Bali $1,353

A couple spends around $3,651 per month in Texel vs $2,297 in Ubud, Bali, rent included.

  • Texel $3,651
  • Ubud, Bali $2,297

A family of three spends $4,770 per month in Texel vs $3,241 in Ubud, Bali, rent included.

  • Texel $4,770
  • Ubud, Bali $3,241

Texel costs about 87% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Texel and Ubud, Bali sit above the global median – Texel by 87%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Texel
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.79 €18.50
$3.23 Rp 58.1K
543.65%
Three-Course Dinner for Two, Mid-Range
$86.0 €76.5
$34.88 Rp 627.8K
146.56%
Fast Food Meal (McDonalds, etc)
$13.85 €12.32
$5.70 Rp 102.5K
142.98%
Cappuccino
$4.02 €3.58
$2.62 Rp 47.1K
53.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.38 €3.01
$1.72 Rp 31.0K
96.51%
Water (0.33 liter bottle)
$2.82 €2.51
$0.81 Rp 14.6K
248.15%
Local Beer (0.5 liter draught)
$6.43 €5.72
$2.65 Rp 47.7K
142.64%
Imported Beer (0.33 liter bottle)
$5.92 €5.26
$4.37 Rp 78.6K
35.47%
🛒 Groceries & Markets
Texel
Ubud, Bali
Difference
Milk (1 liter)
$1.28 €1.14
$1.57 Rp 28.3K
-18.47%
White Bread (500g)
$2.30 €2.04
$2.19 Rp 39.5K
5.02%
Rice (white) (1kg)
$3.27 €2.91
$1.18 Rp 21.2K
177.12%
Eggs
$4.74 €4.21
$2.16 Rp 38.8K
119.44%
Local Cheese (1kg)
$13.63 €12.12
$17.65 Rp 317.7K
-22.78%
Chicken Fillets (1kg)
$15.56 €13.84
$3.78 Rp 68.0K
311.64%
Beef Round Steak (1kg)
$17.48 €15.55
$11.95 Rp 215.1K
46.28%
Apples (1kg)
$2.32 €2.07
$3.60 Rp 64.8K
-35.56%
Banana (1kg)
$2.56 €2.28
$1.59 Rp 28.6K
61.01%
Oranges (1kg)
$1.96 €1.75
$2.31 Rp 41.6K
-15.15%
Tomato (1kg)
$3.89 €3.46
$1.91 Rp 34.3K
103.66%
Potato (1kg)
$2.13 €1.90
$1.78 Rp 32.1K
19.66%
Onion (1kg)
$2.03 €1.80
$2.33 Rp 41.9K
-12.88%
Lettuce (1 head)
$1.21 €1.07
$1.00 Rp 18.0K
21.00%
Water (1.5 liter bottle)
$0.87 €0.78
$0.53 Rp 9,509
64.15%
Cigarettes 20 Pack (Marlboro, Camel)
$13.77 €12.25
$2.29 Rp 41.1K
501.31%
Wine (Bottle)
$7.01 €6.24
$22.07 Rp 397.3K
-68.24%
Local Beer (0.5 liter bottle)
$1.56 €1.38
$2.35 Rp 42.2K
-33.62%
Imported Beer (0.33 liter bottle)
$2.68 €2.39
$2.98 Rp 53.6K
-10.07%
🚌 Getting Around
Texel
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.56 €3.17
$0.23 Rp 4,112
1447.83%
Public Transport Monthly Pass (Regular Price)
$93.6 €83.3
$8.90 Rp 160.2K
951.69%
Taxi Start (Normal Tariff)
$4.22 €3.75
$0.47 Rp 8,466
797.87%
Taxi (Normal Tariff) (1km)
$2.36 €2.10
$0.43 Rp 7,737
448.84%
Taxi 1hour Waiting (Normal Tariff)
$29.44 €26.19
$5.47 Rp 98.4K
438.21%
Gasoline (1 liter)
$2.28 €2.03
$0.83 Rp 14.9K
174.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K €30.6K
$23.9K Rp 429.8M
43.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.4K €32.4K
$32.8K Rp 590.1M
11.11%
🧾 Monthly Utilities & Internet
Texel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$244 €217
$80.0 Rp 1.4M
205.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.93 €22.17
$6.56 Rp 118.1K
280.03%
Internet (50+ Mbps, Unlimited Data)
$47.15 €41.94
$18.60 Rp 334.8K
153.49%
🎉 Sport & Entertainment
Texel
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.78 €36.27
$54.1 Rp 974.1K
-24.65%
Tennis Court (1 Hour on Weekend)
$23.06 €20.51
$18.28 Rp 329.0K
26.15%
Cinema Ticket
$15.85 €14.09
$4.25 Rp 76.5K
272.94%
🧸 Childcare & Education
Texel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,015 €1,792
$493 Rp 8.9M
308.92%
International Primary School, 1 Child (Yearly)
$8,098 €7,203
$5,597 Rp 100.7M
44.68%
👕👟 Clothing & Footwear
Texel
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$91.7 €81.5
$45.58 Rp 820.4K
101.08%
Summer Dress (H&M, Zara, etc)
$46.56 €41.41
$34.96 Rp 629.4K
33.18%
Sport Shoes (Adidas, Nike)
$107 €95.4
$77.7 Rp 1.4M
38.06%
Men's Leather Business Shoes
$140 €125
$78.5 Rp 1.4M
78.74%
🏠 Accommodation & Living
Texel
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,405 €1,250
$1,131 Rp 20.4M
24.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,175 €1,045
$673 Rp 12.1M
74.56%
3-bedroom Apartment, City Center (Monthly)
$2,324 €2,067
$3,613 Rp 65.0M
-35.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,718 €1,528
$1,702 Rp 30.6M
0.93%
Buy Apartment in City Center (m2)
$5,302 €4,716
$2,717 Rp 48.9M
95.11%
Buy Apartment Outside City Center (m2)
$4,457 €3,965
$2,241 Rp 40.3M
98.89%
💵 Salaries & Financials
Texel
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.28
13.78
-68.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Texel: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Texel
$1.2K
Ubud, Bali
$673 42.7% $502
Groceries & Markets
Texel
$346
Ubud, Bali
$287 17% $59
Eating Out
Texel
$325
Ubud, Bali
$106 67.2% $219
Monthly Utilities & Internet
Texel
$317
Ubud, Bali
$105 66.8% $211
Clothing & Footwear
Texel
$174
Ubud, Bali
$107 38.6% $67
Getting Around
Texel
$124
Ubud, Bali
$12 90% $111
Sport & Entertainment
Texel
$72
Ubud, Bali
$63 13.6% $9.9

Cost Breakdown

A central one-bedroom costs $1,405 in Texel versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $86.0 in Texel versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $346 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇳🇱 Texel
🇮🇩 Ubud, Bali
🕒 Local time
06:16 6:16 AM
12:16 12:16 PM
6 h ahead of Texel
🌤 Weather
👥 Population
13,575
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Texel Ubud, Bali 12,120 km ≈ 16 h nonstop flight
From you
  • Texel
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Texel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Texel or Ubud, Bali?
Texel costs about 87% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Texel and in Ubud, Bali?
For a comfortable life, plan on about $3,798 per month in Texel and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Texel or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Texel or in Ubud, Bali?
Groceries cost about 21% more in Texel, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Texel and in Ubud, Bali?
A mid-range dinner for two costs $86.0 in Texel and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Texel or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Texel at $2,532. In Ubud, Bali it covers expenses comfortably, while in Texel it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Texel or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,532 in Texel. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Texel compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Texel or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Texel makes more sense. Both are solid long-term options with distinct trade-offs.

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