Last update: Oct 2026

Cost of Living Comparison Between Texarkana, TX and Toronto

For one person, living is cheaper in Texarkana, TX: $2,015 a month against $2,561 in Toronto, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

98

Cost of Living Index in Texarkana, TX
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Texarkana, TX Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Texarkana, TX

🇺🇸 United States

$2,015

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Texarkana, TX and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Texarkana, TX and in Toronto actually costs, broken down by who's living it.

A single person spends $2,015 per month in Texarkana, TX vs $2,561 in Toronto, rent included.

Texarkana, TX $2,015
Toronto $2,561

A couple spends around $2,924 per month in Texarkana, TX vs $3,694 in Toronto, rent included.

Texarkana, TX $2,924
Toronto $3,694

A family of three spends $3,834 per month in Texarkana, TX vs $4,826 in Toronto, rent included.

Texarkana, TX $3,834
Toronto $4,826

Texarkana, TX is about 21% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Texarkana, TX and Toronto sit above the global median – Texarkana, TX by 49%, Toronto by 90%.

Meal at Budget Restaurant

$19.99 $19.99

$17.18 CA$24.29

16.36%

Three-Course Dinner for Two, Mid-Range

$49.66 $49.66

$76.0 CA$107

-34.63%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$10.54 CA$14.89

-3.32%

Cappuccino

$6.27 $6.27

$4.02 CA$5.68

55.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 $2.91

$2.12 CA$3.00

37.26%

Water (0.33 liter bottle)

$2.42 $2.42

$1.75 CA$2.48

38.29%

Local Beer (0.5 liter draught)

$5.57 $5.57

$6.24 CA$8.83

-10.74%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$7.09 CA$10.02

11.00%

Milk (1 liter)

$0.63 $0.63

$2.44 CA$3.45

-74.18%

White Bread (500g)

$3.07 $3.07

$2.68 CA$3.78

14.55%

Rice (white) (1kg)

$3.99 $3.99

$2.24 CA$3.17

78.12%

Eggs

$3.87 $3.87

$3.56 CA$5.03

8.71%

Local Cheese (1kg)

$9.04 $9.04

$9.09 CA$12.85

-0.55%

Chicken Fillets (1kg)

$8.57 $8.57

$11.33 CA$16.01

-24.36%

Beef Round Steak (1kg)

$12.04 $12.04

$14.53 CA$20.55

-17.14%

Apples (1kg)

$3.80 $3.80

$3.62 CA$5.12

4.97%

Banana (1kg)

$1.27 $1.27

$1.21 CA$1.72

4.96%

Oranges (1kg)

$1.73 $1.73

$3.60 CA$5.09

-51.94%

Tomato (1kg)

$4.74 $4.74

$4.21 CA$5.96

12.59%

Potato (1kg)

$1.27 $1.27

$1.79 CA$2.53

-29.05%

Onion (1kg)

$2.41 $2.41

$1.59 CA$2.25

51.57%

Lettuce (1 head)

$1.82 $1.82

$2.27 CA$3.21

-19.82%

Water (1.5 liter bottle)

$1.70 $1.70

$1.25 CA$1.77

36.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.65 $9.65

$13.82 CA$19.53

-30.17%

Wine (Bottle)

$21.07 $21.07

$14.27 CA$20.18

47.65%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.20 CA$3.10

-3.64%

Imported Beer (0.33 liter bottle)

$1.40 $1.40

$2.43 CA$3.44

-42.39%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.91 CA$4.12

5.15%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.20 CA$1.69

41.67%

Taxi 1hour Waiting (Normal Tariff)

$24.25 $24.25

$21.38 CA$30.23

13.42%

Gasoline (1 liter)

$0.90 $0.90

$1.21 CA$1.71

-25.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$28.2K CA$39.8K

31.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$20.3K CA$28.6K

24.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 $206

$120 CA$170

71.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$93.1 $93.1

$32.26 CA$45.60

188.59%

Internet (50+ Mbps, Unlimited Data)

$82.1 $82.1

$47.93 CA$67.8

71.27%

Gym Membership (Monthly)

$69.1 $69.1

$38.48 CA$54.4

79.50%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$15.41 $15.41

$12.38 CA$17.50

24.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,883 $1,883

$830 CA$1,173

126.90%

International Primary School, 1 Child (Yearly)

$28.7K $28.7K

$23.1K CA$32.6K

24.16%

Jeans (Levis 501 Or Similar)

$60.2 $60.2

$50.7 CA$71.7

18.75%

Summer Dress (H&M, Zara, etc)

$49.35 $49.35

$40.02 CA$56.6

23.31%

Sport Shoes (Adidas, Nike)

$122 $122

$98.0 CA$139

24.61%

Men's Leather Business Shoes

$133 $133

$121 CA$171

10.24%

1-bedroom Apartment, City Center (Monthly)

$830 $830

$1,592 CA$2,251

-47.85%

1-bedroom Apartment, Outside City Center (Monthly)

$704 $704

$1,410 CA$1,994

-50.12%

3-bedroom Apartment, City Center (Monthly)

$1,329 $1,329

$2,670 CA$3,775

-50.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,133 $1,133

$2,152 CA$3,042

-47.36%

Buy Apartment in City Center (m2)

$1,419 $1,419

$7,945 CA$11.2K

-82.14%

Buy Apartment Outside City Center (m2)

$1,443 $1,443

$6,542 CA$9,249

-77.95%

Average Monthly Net Salary (After Tax)

$3,287 $3,287

$3,727 CA$5,269

-11.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Texarkana, TX: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Texarkana, TX

$704 34.9%

Toronto

$1.4K 55.1% 101% $707

Monthly Utilities & Internet

Texarkana, TX

$381 18.9%

Toronto

$201 7.8% 47.4% $181

Eating Out

Texarkana, TX

$331 16.4%

Toronto

$278 10.9% 15.9% $52

Groceries & Markets

Texarkana, TX

$324 16.1%

Toronto

$340 13.3% 5% $16

Clothing & Footwear

Texarkana, TX

$164 8.1%

Toronto

$139 5.4% 15.2% $25

Sport & Entertainment

Texarkana, TX

$100 5%

Toronto

$63 2.5% 36.7% $37

Getting Around

Texarkana, TX

$12 * 0.6%

Toronto

$129 5.1% 1021% $118

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $830 in Texarkana, TX versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Texarkana, TX versus $76.0 in Toronto. Monthly groceries follow the same trend: $324 vs $340 – making Texarkana, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Texarkana, TX

🇨🇦 Toronto

🕒 Local time

03:17 3:17 AM

04:17 4:17 AM

1 h ahead of Texarkana, TX

🌤 Weather

👥 Population

36,193

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Texarkana, TX Toronto 1,700 km ≈ 2 h 45 min nonstop flight

From you

Texarkana, TX
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Texarkana, TX vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,015 in Texarkana, TX, $2,561 in Toronto – roughly 27% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,022 per month in Texarkana, TX and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texarkana, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,015 in Texarkana, TX and $2,561 in Toronto. That's a gap of about 27%.

Kindergarten costs $1,883 per month in Texarkana, TX and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Texarkana, TX, where all-in costs run around $2,015, than in Toronto at $2,561. In Texarkana, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Texarkana, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Texarkana, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.