Cost of Living Comparison Between Texarkana, AR and Ubud, Bali Cost of Living Comparison Between Texarkana, AR and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,671 in Texarkana, AR versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,881 in Texarkana, AR versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,091 in Texarkana, AR versus $3,757 in Ubud, Bali.

Living in Texarkana, AR is roughly 90% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Texarkana, AR 99% above, Ubud, Bali 5% above.

Currency
๐Ÿฝ Eating Out
Texarkana, AR
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.75 $17.75
$3.42 Rpย 58.7K
419.01%
Three-Course Dinner for Two, Mid-Range
$59.2 $59.2
$32.96 Rpย 566.5K
79.55%
Fast Food Meal (McDonalds, etc)
$12.22 $12.22
$5.08 Rpย 87.3K
140.55%
Cappuccino
$6.56 $6.56
$2.82 Rpย 48.5K
132.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 $2.66
$1.37 Rpย 23.5K
94.16%
Water (0.33 liter bottle)
$2.00 $2.00
$0.71 Rpย 12.2K
181.69%
Local Beer (0.5 liter draught)
$4.97 $4.97
$2.97 Rpย 51.0K
67.34%
Imported Beer (0.33 liter bottle)
$5.62 $5.62
$3.91 Rpย 67.2K
43.73%
๐Ÿ›’ Groceries & Markets
Texarkana, AR
Ubud, Bali
Difference
Milk (1 liter)
$0.94 $0.94
$1.75 Rpย 30.0K
-46.29%
White Bread (500g)
$3.24 $3.24
$2.52 Rpย 43.2K
28.57%
Rice (white) (1kg)
$3.91 $3.91
$1.21 Rpย 20.8K
223.14%
Eggs
$3.53 $3.53
$2.33 Rpย 40.1K
51.50%
Local Cheese (1kg)
$10.03 $10.03
$14.50 Rpย 249.2K
-30.83%
Chicken Fillets (1kg)
$15.43 $15.43
$4.36 Rpย 74.9K
253.90%
Beef Round Steak (1kg)
$19.61 $19.61
$12.05 Rpย 207.0K
62.74%
Apples (1kg)
$5.91 $5.91
$3.82 Rpย 65.6K
54.71%
Banana (1kg)
$2.58 $2.58
$1.61 Rpย 27.7K
60.25%
Oranges (1kg)
$3.84 $3.84
$2.70 Rpย 46.5K
42.22%
Tomato (1kg)
$4.10 $4.10
$2.23 Rpย 38.3K
83.86%
Potato (1kg)
$2.32 $2.32
$1.90 Rpย 32.6K
22.11%
Onion (1kg)
$2.76 $2.76
$2.18 Rpย 37.5K
26.61%
Lettuce (1 head)
$2.17 $2.17
$1.03 Rpย 17.7K
110.68%
Water (1.5 liter bottle)
$2.18 $2.18
$0.77 Rpย 13.3K
183.12%
Cigarettes 20 Pack (Marlboro, Camel)
$8.96 $8.96
$3.18 Rpย 54.7K
181.76%
Wine (Bottle)
$19.79 $19.79
$23.23 Rpย 399.2K
-14.81%
Local Beer (0.5 liter bottle)
$1.89 $1.89
$2.85 Rpย 48.9K
-33.68%
Imported Beer (0.33 liter bottle)
$4.34 $4.34
$2.72 Rpย 46.7K
59.56%
๐ŸšŒ Getting Around
Texarkana, AR
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.29 Rpย 5,022
606.90%
Public Transport Monthly Pass (Regular Price)
-
$8.43 Rpย 144.8K
-
Taxi Start (Normal Tariff)
$3.03 $3.03
$0.49 Rpย 8,344
518.37%
Taxi (Normal Tariff) (1km)
$1.73 $1.73
$0.45 Rpย 7,812
284.44%
Taxi 1hour Waiting (Normal Tariff)
$23.78 $23.78
$6.28 Rpย 107.8K
278.66%
Gasoline (1 liter)
$0.79 $0.79
$0.85 Rpย 14.6K
-7.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K $24.5K
$26.1K Rpย 447.8M
-5.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$31.5K Rpย 541.8M
-16.04%
๐Ÿงพ Monthly Utilities & Internet
Texarkana, AR
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$233 $233
$79.8 Rpย 1.4M
192.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.8 $74.8
$4.09 Rpย 70.3K
1727.63%
Internet (50+ Mbps, Unlimited Data)
$78.1 $78.1
$24.06 Rpย 413.6K
224.56%
๐ŸŽ‰ Sport & Entertainment
Texarkana, AR
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.86 $42.86
$96.2 Rpย 1.7M
-55.44%
Tennis Court (1 Hour on Weekend)
-
$6.53 Rpย 112.2K
-
Cinema Ticket
$13.55 $13.55
$4.13 Rpย 71.1K
228.09%
๐Ÿงธ Childcare & Education
Texarkana, AR
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,867 $1,867
$297 Rpย 5.1M
529.09%
International Primary School, 1 Child (Yearly)
$23.4K $23.4K
$6,661 Rpย 114.5M
251.08%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Texarkana, AR
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$60.6 $60.6
$55.0 Rpย 944.5K
10.23%
Summer Dress (H&M, Zara, etc)
$45.07 $45.07
$38.75 Rpย 666.0K
16.31%
Sport Shoes (Adidas, Nike)
$113 $113
$89.6 Rpย 1.5M
25.78%
Men's Leather Business Shoes
$128 $128
$78.9 Rpย 1.4M
62.19%
๐Ÿ  Accommodation & Living
Texarkana, AR
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,623 $1,623
$1,018 Rpย 17.5M
59.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,370 $1,370
$660 Rpย 11.3M
107.57%
3-bedroom Apartment, City Center (Monthly)
$2,644 $2,644
$3,435 Rpย 59.0M
-23.03%
3-bedroom Apartment, Outside City Center (Monthly)
$2,254 $2,254
$2,053 Rpย 35.3M
9.78%
Buy Apartment in City Center (m2)
$2,704 $2,704
$2,981 Rpย 51.2M
-9.29%
Buy Apartment Outside City Center (m2)
$2,718 $2,718
$2,368 Rpย 40.7M
14.78%
๐Ÿ’ต Salaries & Financials
Texarkana, AR
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$172 Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
13.28
-50.38%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Texarkana, AR: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,623 in Texarkana, AR and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $59 in Texarkana, AR vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $424 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Texarkana, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Texarkana, AR or Ubud, Bali?
Ubud, Bali wins on cost โ€“ living expenses run 90% lower than in Texarkana, AR. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Texarkana, AR vs Ubud, Bali?
You'd need roughly $4,007 in Texarkana, AR and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Texarkana, AR vs Ubud, Bali?
Rent for a central apartment: $1,623 in Texarkana, AR versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Texarkana, AR and Ubud, Bali?
Childcare runs $1,867 in Texarkana, AR versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Texarkana, AR vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali โ€“ a meal for two runs $33.00 versus $59.0 in Texarkana, AR. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Texarkana, AR or Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,671 in Texarkana, AR, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Texarkana, AR. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Texarkana, AR or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value โ€“ similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Texarkana, AR compared to Ubud, Bali?
Safety-wise, Texarkana, AR and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet โ€“ expenses run 90% less than in Texarkana, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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