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Cost of Living Comparison Between Ternopil and Ubud, Bali Cost of Living Comparison Between Ternopil and Ubud, Bali

๐Ÿ™‚ Solo nomad: Ternopil is 48.8% cheaper than Ubud, Bali without rent, and 60.1% cheaper with rent.
๐Ÿ™‚ Family of 3: Ternopil is 42.7% cheaper than Ubud, Bali without rent, and 67.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Ternopil
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.96 โ‚ด215
$3.43 Rpย 58.1K
44.61%
Three-Course Dinner for Two, Mid-Range
$19.32 โ‚ด839
$32.70 Rpย 553.4K
-40.92%
Fast Food Meal (McDonalds, etc)
$5.78 โ‚ด251
$5.04 Rpย 85.2K
14.68%
Cappuccino
$0.83 โ‚ด35.90
$2.85 Rpย 48.2K
-70.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 โ‚ด24.97
$1.34 Rpย 22.8K
-57.46%
Water (0.33 liter bottle)
$0.32 โ‚ด13.96
$0.75 Rpย 12.6K
-57.33%
Local Beer (0.5 liter draught)
$0.85 โ‚ด37.08
$2.90 Rpย 49.1K
-70.69%
Imported Beer (0.33 liter bottle)
$1.24 โ‚ด54.0
$3.94 Rpย 66.7K
-68.53%
๐Ÿ›’ Groceries & Markets
Ternopil
Ubud, Bali
Difference
Milk (1 liter)
$0.94 โ‚ด40.71
$1.80 Rpย 30.5K
-47.78%
White Bread (500g)
$0.51 โ‚ด22.31
$2.55 Rpย 43.2K
-80.00%
Rice (white) (1kg)
$1.27 โ‚ด55.3
$1.19 Rpย 20.2K
6.72%
Eggs
$1.51 โ‚ด65.4
$2.42 Rpย 40.9K
-37.60%
Local Cheese (1kg)
$4.69 โ‚ด204
$14.38 Rpย 243.4K
-67.39%
Chicken Fillets (1kg)
$3.66 โ‚ด159
$4.21 Rpย 71.2K
-13.06%
Beef Round Steak (1kg)
$4.85 โ‚ด211
$11.88 Rpย 201.0K
-59.18%
Apples (1kg)
$0.88 โ‚ด38.24
$3.71 Rpย 62.8K
-76.28%
Banana (1kg)
$1.46 โ‚ด63.5
$1.56 Rpย 26.4K
-6.41%
Oranges (1kg)
$2.13 โ‚ด92.3
$2.77 Rpย 46.9K
-23.10%
Tomato (1kg)
$1.77 โ‚ด76.7
$2.22 Rpย 37.6K
-20.27%
Potato (1kg)
$0.57 โ‚ด24.86
$1.99 Rpย 33.8K
-71.36%
Onion (1kg)
$0.63 โ‚ด27.51
$2.29 Rpย 38.8K
-72.49%
Lettuce (1 head)
$1.29 โ‚ด56.0
$1.01 Rpย 17.1K
27.72%
Water (1.5 liter bottle)
$0.43 โ‚ด18.76
$0.78 Rpย 13.3K
-44.87%
Cigarettes 20 Pack (Marlboro, Camel)
$2.14 โ‚ด93.0
$3.17 Rpย 53.6K
-32.49%
Wine (Bottle)
$3.43 โ‚ด149
$23.70 Rpย 401.1K
-85.53%
Local Beer (0.5 liter bottle)
$0.90 โ‚ด39.24
$2.78 Rpย 47.0K
-67.63%
Imported Beer (0.33 liter bottle)
$1.18 โ‚ด51.4
$2.75 Rpย 46.5K
-57.09%
๐ŸšŒ Getting Around
Ternopil
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.35 โ‚ด15.06
$0.27 Rpย 4,514
29.63%
Public Transport Monthly Pass (Regular Price)
-
$8.14 Rpย 137.7K
-
Taxi Start (Normal Tariff)
$0.87 โ‚ด37.80
$0.45 Rpย 7,609
93.33%
Taxi (Normal Tariff) (1km)
$0.23 โ‚ด9.91
$0.42 Rpย 7,192
-45.24%
Taxi 1hour Waiting (Normal Tariff)
$2.84 โ‚ด123
$6.18 Rpย 104.6K
-54.05%
Gasoline (1 liter)
$1.36 โ‚ด59.1
$0.80 Rpย 13.5K
70.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K โ‚ด1.3M
$26.2K Rpย 443.1M
18.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K โ‚ด1.1M
$31.6K Rpย 534.8M
-22.58%
๐Ÿงพ Monthly Utilities & Internet
Ternopil
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.7 โ‚ด2,639
$80.7 Rpย 1.4M
-24.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.31 โ‚ด231
$4.12 Rpย 69.8K
28.88%
Internet (50+ Mbps, Unlimited Data)
$6.64 โ‚ด288
$23.70 Rpย 401.0K
-71.98%
๐ŸŽ‰ Sport & Entertainment
Ternopil
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.59 โ‚ด981
$96.9 Rpย 1.6M
-76.68%
Tennis Court (1 Hour on Weekend)
$12.24 โ‚ด532
$6.29 Rpย 106.4K
94.59%
Cinema Ticket
$4.45 โ‚ด193
$4.11 Rpย 69.5K
8.27%
๐Ÿงธ Childcare & Education
Ternopil
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$265 โ‚ด11.5K
$298 Rpย 5.0M
-11.12%
International Primary School, 1 Child (Yearly)
$3,530 โ‚ด153.3K
$6,540 Rpย 110.7M
-46.03%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ternopil
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$41.71 โ‚ด1,812
$53.4 Rpย 904.2K
-21.94%
Summer Dress (H&M, Zara, etc)
$23.97 โ‚ด1,041
$38.33 Rpย 648.6K
-37.46%
Sport Shoes (Adidas, Nike)
$71.8 โ‚ด3,117
$86.4 Rpย 1.5M
-16.94%
Men's Leather Business Shoes
$83.0 โ‚ด3,607
$78.9 Rpย 1.3M
5.22%
๐Ÿ  Accommodation & Living
Ternopil
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$253 โ‚ด11.0K
$1,015 Rpย 17.2M
-75.05%
1-bedroom Apartment, Outside City Center (Monthly)
$161 โ‚ด6,977
$669 Rpย 11.3M
-75.97%
3-bedroom Apartment, City Center (Monthly)
$369 โ‚ด16.0K
$3,348 Rpย 56.7M
-88.99%
3-bedroom Apartment, Outside City Center (Monthly)
$290 โ‚ด12.6K
$2,114 Rpย 35.8M
-86.27%
Buy Apartment in City Center (m2)
$1,047 โ‚ด45.5K
$3,020 Rpย 51.1M
-65.32%
Buy Apartment Outside City Center (m2)
$520 โ‚ด22.6K
$2,334 Rpย 39.5M
-77.72%
๐Ÿ’ต Salaries & Financials
Ternopil
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$495 โ‚ด21.5K
$178 Rpย 3.0M
177.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.28
-39.76%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ternopil: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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