Cost of Living Comparison Between Ternopil and Kharkiv Cost of Living Comparison Between Ternopil and Kharkiv

🙂 Solo nomad: Ternopil is 30.5% cheaper than Kharkiv without rent, and 15.8% cheaper with rent.

🙂 Family of 3: Ternopil is 8.8% cheaper than Kharkiv without rent, and 17.3% cheaper with rent.

Meal at Budget Restaurant

$4.76 ₴198

$7.44 ₴309

-36.02%

Three-Course Dinner for Two, Mid-Range

$19.33 ₴802

$27.36 ₴1,136

-29.35%

Fast Food Meal (McDonalds, etc)

$5.89 ₴244

$5.95 ₴247

-1.01%

Cappuccino

$0.86 ₴35.76

$1.29 ₴53.7

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₴23.68

$0.65 ₴26.78

-12.31%

Water (0.33 liter bottle)

$0.3 ₴12.28

$0.43 ₴17.91

-30.23%

Local Beer (0.5 liter draught)

$0.88 ₴36.6

$0.97 ₴40.44

-9.28%

Imported Beer (0.33 liter bottle)

$1.22 ₴50.8

$1.52 ₴63.3

-19.74%

Milk (1 liter)

$1.01 ₴42.13

$1.07 ₴44.25

-5.61%

White Bread (500g)

$0.51 ₴21.29

$0.62 ₴25.92

-17.74%

Rice (white) (1kg)

$1.28 ₴52.9

$1.23 ₴51.2

4.07%

Eggs

$1.54 ₴63.9

$1.57 ₴65

-1.91%

Local Cheese (1kg)

$4.74 ₴197

$8.21 ₴341

-42.27%

Chicken Fillets (1kg)

$3.64 ₴151

$3.93 ₴163

-7.38%

Beef Round Steak (1kg)

$4.72 ₴196

$6.66 ₴276

-29.13%

Apples (1kg)

$0.88 ₴36.37

$0.91 ₴37.81

-3.30%

Banana (1kg)

$1.46 ₴60.6

$1.63 ₴67.8

-10.43%

Oranges (1kg)

$2.04 ₴84.8

$1.92 ₴79.9

6.25%

Tomato (1kg)

$1.74 ₴72.1

$2.25 ₴93.2

-22.67%

Potato (1kg)

$0.57 ₴23.84

$0.63 ₴25.99

-9.52%

Onion (1kg)

$0.67 ₴27.84

$0.56 ₴23.31

19.64%

Lettuce (1 head)

$1.29 ₴53.6

$1 ₴41.45

29.00%

Water (1.5 liter bottle)

$0.44 ₴18.12

$0.57 ₴23.81

-22.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 ₴92.4

$2.54 ₴105

-12.60%

Wine (Bottle)

$3.61 ₴150

$4.73 ₴196

-23.68%

Local Beer (0.5 liter bottle)

$0.83 ₴34.43

$0.77 ₴31.89

7.79%

Imported Beer (0.33 liter bottle)

$1.24 ₴51.6

$1.26 ₴52.4

-1.59%

One-way Ticket (Public Transport)

$0.35 ₴14.45

$0.34 ₴14.23

2.94%

Taxi Start (Normal Tariff)

$0.89 ₴36.93

$1.44 ₴59.6

-38.19%

Taxi (Normal Tariff) (1km)

$0.23 ₴9.51

$0.25 ₴10.4

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$2.97 ₴123

$2.94 ₴122

1.02%

Gasoline (1 liter)

$1.3 ₴54

$1.32 ₴54.9

-1.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₴1.3M

$26.8K ₴1.1M

14.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ₴999.4K

$23.7K ₴982.2K

1.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.9 ₴2,487

$113 ₴4,710

-47.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.32 ₴221

$5.54 ₴230

-3.97%

Internet (50+ Mbps, Unlimited Data)

$6.29 ₴261

$6.24 ₴259

0.80%

Gym Membership (Monthly)

$22.64 ₴940

$24.86 ₴1,032

-8.93%

Tennis Court (1 Hour on Weekend)

$12.35 ₴513

$15.61 ₴648

-20.88%

Cinema Ticket

$4.46 ₴185

$4.87 ₴202

-8.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₴11.2K

$350 ₴14.5K

-23.21%

International Primary School, 1 Child (Yearly)

$3,435 ₴142.6K

$3,191 ₴132.5K

7.64%

Jeans (Levis 501 Or Similar)

$42.67 ₴1,771

$56.1 ₴2,328

-23.93%

Summer Dress (H&M, Zara, etc)

$24.27 ₴1,008

$40.09 ₴1,664

-39.46%

Sport Shoes (Adidas, Nike)

$73.7 ₴3,060

$83.8 ₴3,478

-12.02%

Men's Leather Business Shoes

$85.2 ₴3,536

$103 ₴4,261

-17.02%

1-bedroom Apartment, City Center (Monthly)

$258 ₴10.7K

$182 ₴7,554

42.05%

1-bedroom Apartment, Outside City Center (Monthly)

$161 ₴6,682

$129 ₴5,346

24.99%

3-bedroom Apartment, City Center (Monthly)

$362 ₴15K

$357 ₴14.8K

1.61%

3-bedroom Apartment, Outside City Center (Monthly)

$295 ₴12.2K

$245 ₴10.2K

20.12%

Buy Apartment in City Center (m2)

$1,054 ₴43.8K

$1,359 ₴56.4K

-22.40%

Buy Apartment Outside City Center (m2)

$540 ₴22.4K

$702 ₴29.2K

-23.18%

Average Monthly Net Salary (After Tax)

$515 ₴21.4K

$423 ₴17.5K

21.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

-52.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 28, 2025

Last update for Kharkiv: October 28, 2025

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