Cost of Living Comparison Between Ternopil and Kharkiv Cost of Living Comparison Between Ternopil and Kharkiv

🙂 Solo nomad: Ternopil is 23.7% cheaper than Kharkiv without rent, and 17% cheaper with rent.

🙂 Family of 3: Ternopil is 29.7% cheaper than Kharkiv without rent, and 17.5% cheaper with rent.

Meal at Budget Restaurant

$4.96 ₴215

$7.36 ₴320

-32.61%

Three-Course Dinner for Two, Mid-Range

$19.32 ₴839

$26.51 ₴1,152

-27.12%

Fast Food Meal (McDonalds, etc)

$5.78 ₴251

$6.22 ₴270

-7.07%

Cappuccino

$0.83 ₴35.90

$1.28 ₴55.4

-35.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₴24.97

$0.66 ₴28.62

-13.64%

Water (0.33 liter bottle)

$0.32 ₴13.96

$0.41 ₴17.65

-21.95%

Local Beer (0.5 liter draught)

$0.85 ₴37.08

$1.01 ₴44.04

-15.84%

Imported Beer (0.33 liter bottle)

$1.24 ₴54.0

$1.50 ₴65.0

-17.33%

Milk (1 liter)

$0.94 ₴40.71

$1.05 ₴45.64

-10.48%

White Bread (500g)

$0.51 ₴22.31

$0.61 ₴26.69

-16.39%

Rice (white) (1kg)

$1.27 ₴55.3

$1.22 ₴52.9

4.10%

Eggs

$1.51 ₴65.4

$1.63 ₴70.9

-7.36%

Local Cheese (1kg)

$4.69 ₴204

$8.00 ₴347

-41.37%

Chicken Fillets (1kg)

$3.66 ₴159

$3.89 ₴169

-5.91%

Beef Round Steak (1kg)

$4.85 ₴211

$6.63 ₴288

-26.85%

Apples (1kg)

$0.88 ₴38.24

$0.90 ₴39.22

-2.22%

Banana (1kg)

$1.46 ₴63.5

$1.70 ₴73.7

-14.12%

Oranges (1kg)

$2.13 ₴92.3

$1.89 ₴82.1

12.70%

Tomato (1kg)

$1.77 ₴76.7

$2.23 ₴96.9

-20.63%

Potato (1kg)

$0.57 ₴24.86

$0.61 ₴26.62

-6.56%

Onion (1kg)

$0.63 ₴27.51

$0.56 ₴24.36

12.50%

Lettuce (1 head)

$1.29 ₴56.0

$0.99 ₴43.03

30.30%

Water (1.5 liter bottle)

$0.43 ₴18.76

$0.54 ₴23.33

-20.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 ₴93.0

$2.48 ₴108

-13.71%

Wine (Bottle)

$3.43 ₴149

$4.68 ₴203

-26.71%

Local Beer (0.5 liter bottle)

$0.90 ₴39.24

$0.81 ₴35.37

11.11%

Imported Beer (0.33 liter bottle)

$1.18 ₴51.4

$1.28 ₴55.4

-7.81%

One-way Ticket (Public Transport)

$0.35 ₴15.06

$0.35 ₴15.15

Taxi Start (Normal Tariff)

$0.87 ₴37.80

$1.43 ₴61.9

-39.16%

Taxi (Normal Tariff) (1km)

$0.23 ₴9.91

$0.23 ₴9.99

Taxi 1hour Waiting (Normal Tariff)

$2.84 ₴123

$2.88 ₴125

-1.39%

Gasoline (1 liter)

$1.36 ₴59.1

$1.34 ₴58.4

1.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.3M

$27.4K ₴1.2M

13.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₴1.1M

$23.7K ₴1.0M

3.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.7 ₴2,639

$113 ₴4,896

-46.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.31 ₴231

$5.61 ₴244

-5.35%

Internet (50+ Mbps, Unlimited Data)

$6.64 ₴288

$6.25 ₴272

6.24%

Gym Membership (Monthly)

$22.59 ₴981

$25.22 ₴1,095

-10.43%

Tennis Court (1 Hour on Weekend)

$12.24 ₴532

$15.89 ₴690

-22.97%

Cinema Ticket

$4.45 ₴193

$4.78 ₴208

-6.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 ₴11.5K

$357 ₴15.5K

-25.73%

International Primary School, 1 Child (Yearly)

$3,530 ₴153.3K

$3,191 ₴138.6K

10.62%

Jeans (Levis 501 Or Similar)

$41.71 ₴1,812

$57.9 ₴2,517

-28.00%

Summer Dress (H&M, Zara, etc)

$23.97 ₴1,041

$41.39 ₴1,798

-42.09%

Sport Shoes (Adidas, Nike)

$71.8 ₴3,117

$82.3 ₴3,575

-12.82%

Men's Leather Business Shoes

$83.0 ₴3,607

$103 ₴4,458

-19.09%

1-bedroom Apartment, City Center (Monthly)

$253 ₴11.0K

$183 ₴7,928

38.81%

1-bedroom Apartment, Outside City Center (Monthly)

$161 ₴6,977

$134 ₴5,800

20.30%

3-bedroom Apartment, City Center (Monthly)

$369 ₴16.0K

-0.17%

3-bedroom Apartment, Outside City Center (Monthly)

$290 ₴12.6K

$246 ₴10.7K

17.82%

Buy Apartment in City Center (m2)

$1,047 ₴45.5K

$1,113 ₴48.4K

-5.90%

Buy Apartment Outside City Center (m2)

$520 ₴22.6K

$599 ₴26.0K

-13.13%

Average Monthly Net Salary (After Tax)

$495 ₴21.5K

$446 ₴19.4K

11.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: January 12, 2026

Last update for Kharkiv: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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