Cost of Living Comparison Between Terni and Ubud, Bali Cost of Living Comparison Between Terni and Ubud, Bali

😐 Solo nomad: Terni is 75.5% more expensive than Ubud, Bali without rent, and 80.4% more expensive with rent.

😐 Family of 3: Terni is 51.1% more expensive than Ubud, Bali without rent, and 75.9% more expensive with rent.

Meal at Budget Restaurant

$17.24 €14.85

$2.85 Rp 47.5K

504.91%

Three-Course Dinner for Two, Mid-Range

$50.1 €43.11

$12.26 Rp 204.3K

308.24%

Fast Food Meal (McDonalds, etc)

$10.09 €8.69

$3.28 Rp 54.6K

207.62%

Cappuccino

$1.8 €1.55

$2.3 Rp 38.3K

-21.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 €2.28

$1.11 Rp 18.5K

138.74%

Water (0.33 liter bottle)

$1.34 €1.16

$0.26 Rp 4,324

415.38%

Local Beer (0.5 liter draught)

$5.25 €4.52

$2.4 Rp 40K

118.75%

Imported Beer (0.33 liter bottle)

$5.08 €4.38

$3.15 Rp 52.5K

61.27%

Milk (1 liter)

$1.25 €1.08

$1.49 Rp 24.9K

-16.11%

White Bread (500g)

$1.71 €1.47

$1.65 Rp 27.5K

3.64%

Rice (white) (1kg)

$2.33 €2.01

$1.13 Rp 18.9K

106.19%

Eggs

$3.28 €2.83

$2.33 Rp 38.9K

40.77%

Local Cheese (1kg)

$13.37 €11.51

$13.7 Rp 228.3K

-2.41%

Chicken Fillets (1kg)

$9.04 €7.79

$3.97 Rp 66.2K

127.71%

Beef Round Steak (1kg)

$14.02 €12.08

$11.22 Rp 187K

24.96%

Apples (1kg)

$2.18 €1.88

$3.48 Rp 57.9K

-37.36%

Banana (1kg)

$1.96 €1.68

$1.5 Rp 25K

30.67%

Oranges (1kg)

$1.13 €0.97

$2.68 Rp 44.6K

-57.84%

Tomato (1kg)

$2.29 €1.97

$1.35 Rp 22.5K

69.63%

Potato (1kg)

$1.64 €1.41

$1.57 Rp 26.2K

4.46%

Onion (1kg)

$1.68 €1.45

$2.1 Rp 34.9K

-20.00%

Lettuce (1 head)

$0.84 €0.72

$1.03 Rp 17.1K

-18.45%

Water (1.5 liter bottle)

$0.38 €0.33

$0.57 Rp 9,488

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$6.34 €5.46

$2.31 Rp 38.5K

174.46%

Wine (Bottle)

$7.74 €6.67

$15.21 Rp 253.5K

-49.11%

Local Beer (0.5 liter bottle)

$1.37 €1.18

$2.49 Rp 41.5K

-44.98%

Imported Beer (0.33 liter bottle)

$1.71 €1.48

$2.66 Rp 44.3K

-35.71%

One-way Ticket (Public Transport)

$1.58 €1.36

$0.29 Rp 4,911

444.83%

Public Transport Monthly Pass (Regular Price)

$35.13 €30.25

$10.03 Rp 167.1K

250.25%

Taxi Start (Normal Tariff)

$4.81 €4.14

$0.45 Rp 7,480

968.89%

Taxi (Normal Tariff) (1km)

$1.35 €1.16

$0.34 Rp 5,748

297.06%

Taxi 1hour Waiting (Normal Tariff)

$25.83 €22.25

$5.97 Rp 99.4K

332.66%

Gasoline (1 liter)

$2.02 €1.74

$0.75 Rp 12.4K

169.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €29.1K

$25.8K Rp 430.2M

31.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K €28.8K

$31.7K Rp 528.9M

5.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 €151

$64.6 Rp 1.1M

170.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.84 €11.92

$4.14 Rp 69K

234.30%

Internet (50+ Mbps, Unlimited Data)

$30.35 €26.14

$23.99 Rp 399.7K

26.51%

Gym Membership (Monthly)

$51.4 €44.24

$23.29 Rp 388.1K

120.52%

Tennis Court (1 Hour on Weekend)

$16.65 €14.34

$6.19 Rp 103.1K

168.98%

Cinema Ticket

$10.37 €8.93

$3.45 Rp 57.5K

200.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$344 €296

$91.9 Rp 1.5M

274.04%

International Primary School, 1 Child (Yearly)

$5,695 €4,905

$5,912 Rp 98.5M

-3.67%

Jeans (Levis 501 Or Similar)

$64.7 €55.7

$51.5 Rp 857.6K

25.68%

Summer Dress (H&M, Zara, etc)

$34.55 €29.76

$24.45 Rp 407.3K

41.31%

Sport Shoes (Adidas, Nike)

$90.4 €77.8

$84.4 Rp 1.4M

7.12%

Men's Leather Business Shoes

$87.4 €75.2

$74.3 Rp 1.2M

17.55%

1-bedroom Apartment, City Center (Monthly)

$346 €298

$261 Rp 4.4M

32.28%

1-bedroom Apartment, Outside City Center (Monthly)

$351 €302

$160 Rp 2.7M

120.10%

3-bedroom Apartment, City Center (Monthly)

$766 €660

$585 Rp 9.7M

30.90%

3-bedroom Apartment, Outside City Center (Monthly)

$547 €471

$328 Rp 5.5M

66.51%

Buy Apartment in City Center (m2)

$1,382 €1,190

$985 Rp 16.4M

40.25%

Buy Apartment Outside City Center (m2)

$823 €709

$847 Rp 14.1M

-2.78%

Average Monthly Net Salary (After Tax)

$1,600 €1,378

$178 Rp 3M

799.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

13.28

-72.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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