Cost of Living Comparison Between Terni and Ubud Cost of Living Comparison Between Terni and Ubud

😐 Solo nomad: Terni is 34.7% more expensive than Ubud without rent, and 81.7% more expensive with rent.
😐 Family of 3: Terni is 61% more expensive than Ubud without rent, and 71.8% more expensive with rent.
Currency
🍽 Eating Out
Terni
Ubud
Difference
Meal at Budget Restaurant
$17.34 €14.97
$3 Rp 48.8K
478.00%
Three-Course Dinner for Two, Mid-Range
$49.77 €42.97
$12.52 Rp 203.2K
297.52%
Fast Food Meal (McDonalds, etc)
$9.87 €8.52
$3.18 Rp 51.6K
210.38%
Cappuccino
$1.87 €1.61
$2.21 Rp 35.9K
-15.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 €2.29
$1.1 Rp 17.9K
141.82%
Water (0.33 liter bottle)
$1.3 €1.12
$0.26 Rp 4,217
400.00%
Local Beer (0.5 liter draught)
$5.36 €4.63
$2.5 Rp 40.5K
114.40%
Imported Beer (0.33 liter bottle)
$5.32 €4.59
$3.2 Rp 51.9K
66.25%
🛒 Groceries & Markets
Terni
Ubud
Difference
Milk (1 liter)
$1.28 €1.11
$1.49 Rp 24.2K
-14.09%
White Bread (500g)
$1.69 €1.46
$1.67 Rp 27K
1.20%
Rice (white) (1kg)
$2.37 €2.05
$1.14 Rp 18.5K
107.89%
Eggs
$3.31 €2.85
$2.27 Rp 36.9K
45.81%
Local Cheese (1kg)
$13.6 €11.74
$13.94 Rp 226.3K
-2.44%
Chicken Fillets (1kg)
$9.33 €8.05
$4 Rp 64.8K
133.25%
Beef Round Steak (1kg)
$13.96 €12.06
$11.3 Rp 183.4K
23.54%
Apples (1kg)
$2.27 €1.96
$3.6 Rp 58.4K
-36.94%
Banana (1kg)
$1.88 €1.62
$1.53 Rp 24.8K
22.88%
Oranges (1kg)
$1.17 €1.01
$2.65 Rp 43K
-55.85%
Tomato (1kg)
$2.24 €1.93
$1.38 Rp 22.4K
62.32%
Potato (1kg)
$1.56 €1.35
$1.58 Rp 25.6K
-1.27%
Onion (1kg)
$1.68 €1.45
$2.16 Rp 35.1K
-22.22%
Lettuce (1 head)
$0.79 €0.68
$1.04 Rp 16.9K
-24.04%
Water (1.5 liter bottle)
$0.38 €0.33
$0.56 Rp 9,114
-32.14%
Cigarettes 20 Pack (Marlboro, Camel)
$6.57 €5.67
$2.23 Rp 36.3K
194.62%
Wine (Bottle)
$6.53 €5.64
$14.98 Rp 243.2K
-56.41%
Local Beer (0.5 liter bottle)
$1.37 €1.18
$2.43 Rp 39.5K
-43.62%
Imported Beer (0.33 liter bottle)
$1.64 €1.42
$2.64 Rp 42.8K
-37.88%
🚌 Getting Around
Terni
Ubud
Difference
One-way Ticket (Public Transport)
$1.6 €1.38
$0.32 Rp 5,203
400.00%
Public Transport Monthly Pass (Regular Price)
$34.25 €29.57
$10.12 Rp 164.3K
238.44%
Taxi Start (Normal Tariff)
$4.96 €4.28
$0.49 Rp 7,888
912.24%
Taxi (Normal Tariff) (1km)
$1.31 €1.13
$0.34 Rp 5,573
285.29%
Taxi 1hour Waiting (Normal Tariff)
$25.68 €22.18
$6.04 Rp 98K
325.17%
Gasoline (1 liter)
$2.03 €1.75
$0.73 Rp 11.9K
178.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K €29.2K
$26.2K Rp 425.6M
29.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K €29.1K
$31.9K Rp 518.5M
5.65%
🧾 Monthly Utilities & Internet
Terni
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 €150
$62.6 Rp 1M
178.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.12 €12.19
$4.1 Rp 66.6K
244.39%
Internet (50+ Mbps, Unlimited Data)
$30.36 €26.21
$24.32 Rp 394.7K
24.84%
🎉 Sport & Entertainment
Terni
Ubud
Difference
Gym Membership (Monthly)
$51.5 €44.5
$22.6 Rp 366.9K
128.05%
Tennis Court (1 Hour on Weekend)
$16.87 €14.57
$6.26 Rp 101.5K
169.49%
Cinema Ticket
$10.52 €9.08
$3.29 Rp 53.4K
219.76%
🧸 Childcare & Education
Terni
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$349 €301
$93.2 Rp 1.5M
274.49%
International Primary School, 1 Child (Yearly)
$5,865 €5,063
$6,098 Rp 99M
-3.82%
👕👟 Clothing & Footwear
Terni
Ubud
Difference
Jeans (Levis 501 Or Similar)
$65.6 €56.6
$52.8 Rp 857.4K
24.21%
Summer Dress (H&M, Zara, etc)
$34.91 €30.14
$24.84 Rp 403.3K
40.54%
Sport Shoes (Adidas, Nike)
$93.2 €80.5
$85.2 Rp 1.4M
9.39%
Men's Leather Business Shoes
$88.7 €76.6
$72.5 Rp 1.2M
22.38%
🏠 Accommodation & Living
Terni
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$346 €299
$259 Rp 4.2M
33.60%
1-bedroom Apartment, Outside City Center (Monthly)
$349 €302
$159 Rp 2.6M
119.81%
3-bedroom Apartment, City Center (Monthly)
$754 €651
$578 Rp 9.4M
30.62%
3-bedroom Apartment, Outside City Center (Monthly)
$557 €481
$336 Rp 5.5M
65.70%
Buy Apartment in City Center (m2)
$1,405 €1,213
$1,000 Rp 16.2M
40.45%
Buy Apartment Outside City Center (m2)
$823 €710
$860 Rp 14M
-4.40%
💵 Salaries & Financials
Terni
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,598 €1,380
$182 Rp 3M
776.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.69
13.28
-72.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 29, 2025

Last update for Ubud: October 29, 2025

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