Last update: Oct 2026

Cost of Living Comparison Between Tampa, FL and Seattle, WA

For one person, living is cheaper in Tampa, FL: $3,029 a month against $3,785 in Seattle, WA, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Tampa, FL
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Tampa, FL Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Tampa, FL

🇺🇸 United States

$3,029

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Tampa, FL and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tampa, FL and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,029 in Tampa, FL versus $3,785 in Seattle, WA.

Tampa, FL $3,029
Seattle, WA $3,785

Estimated couple costs with rent: $4,461 in Tampa, FL versus $5,688 in Seattle, WA.

Tampa, FL $4,461
Seattle, WA $5,688

Monthly costs for a family of three with rent: $5,893 in Tampa, FL versus $7,592 in Seattle, WA.

Tampa, FL $5,893
Seattle, WA $7,592

Living in Tampa, FL costs roughly 20% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Tampa, FL 123% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$19.72 $19.72

$25.30 $25.30

-22.06%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$101 $101

-24.60%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$14.76 $14.76

-17.28%

Cappuccino

$5.78 $5.78

$6.50 $6.50

-11.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$3.21 $3.21

-1.87%

Water (0.33 liter bottle)

$2.37 $2.37

$3.14 $3.14

-24.52%

Local Beer (0.5 liter draught)

$7.06 $7.06

$7.97 $7.97

-11.42%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$8.13 $8.13

8.98%

Milk (1 liter)

$1.27 $1.27

$1.17 $1.17

8.55%

White Bread (500g)

$3.96 $3.96

$5.30 $5.30

-25.28%

Rice (white) (1kg)

$4.99 $4.99

$6.40 $6.40

-22.03%

Eggs

$3.55 $3.55

$5.06 $5.06

-29.84%

Local Cheese (1kg)

$14.16 $14.16

$18.71 $18.71

-24.32%

Chicken Fillets (1kg)

$11.23 $11.23

$18.72 $18.72

-40.01%

Beef Round Steak (1kg)

$20.68 $20.68

$22.88 $22.88

-9.62%

Apples (1kg)

$5.58 $5.58

$6.06 $6.06

-7.92%

Banana (1kg)

$1.77 $1.77

$1.95 $1.95

-9.23%

Oranges (1kg)

$3.33 $3.33

$5.51 $5.51

-39.56%

Tomato (1kg)

$3.80 $3.80

$6.52 $6.52

-41.72%

Potato (1kg)

$2.57 $2.57

$3.49 $3.49

-26.36%

Onion (1kg)

$3.08 $3.08

$3.29 $3.29

-6.38%

Lettuce (1 head)

$2.45 $2.45

$2.80 $2.80

-12.50%

Water (1.5 liter bottle)

$2.39 $2.39

$2.58 $2.58

-7.36%

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 $9.31

$12.49 $12.49

-25.46%

Wine (Bottle)

$14.73 $14.73

$14.87 $14.87

-0.94%

Local Beer (0.5 liter bottle)

$2.60 $2.60

$4.19 $4.19

-37.95%

Imported Beer (0.33 liter bottle)

$5.40 $5.40

$5.80 $5.80

-6.90%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.05 $3.05

-33.11%

Public Transport Monthly Pass (Regular Price)

$65.2 $65.2

$106 $106

-38.42%

Taxi Start (Normal Tariff)

$2.54 $2.54

$2.58 $2.58

-1.55%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.64 $1.64

-7.32%

Taxi 1hour Waiting (Normal Tariff)

$19.99 $19.99

$30.12 $30.12

-33.63%

Gasoline (1 liter)

$1.03 $1.03

$1.41 $1.41

-26.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$36.8K $36.8K

-10.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$308 $308

-32.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$69.2 $69.2

4.55%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$86.1 $86.1

-10.58%

Gym Membership (Monthly)

$45.66 $45.66

$76.5 $76.5

-40.27%

Tennis Court (1 Hour on Weekend)

$20.76 $20.76

$35.50 $35.50

-41.52%

Cinema Ticket

$15.77 $15.77

$18.02 $18.02

-12.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,451 $1,451

$2,746 $2,746

-47.14%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$30.6K $30.6K

-27.92%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$79.2 $79.2

-29.97%

Summer Dress (H&M, Zara, etc)

$44.36 $44.36

$54.3 $54.3

-18.32%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$127 $127

-29.92%

Men's Leather Business Shoes

$120 $120

$159 $159

-24.52%

1-bedroom Apartment, City Center (Monthly)

$2,202 $2,202

$2,508 $2,508

-12.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,608 $1,608

$1,938 $1,938

-17.03%

3-bedroom Apartment, City Center (Monthly)

$3,835 $3,835

$5,117 $5,117

-25.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,781 $2,781

$3,542 $3,542

-21.49%

Buy Apartment in City Center (m2)

$6,140 $6,140

$7,374 $7,374

-16.73%

Buy Apartment Outside City Center (m2)

$2,270 $2,270

$5,002 $5,002

-54.62%

Average Monthly Net Salary (After Tax)

$4,639 $4,639

$6,470 $6,470

-28.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.89

-7.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampa, FL: October 25, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tampa, FL

$1.6K 53.1%

Seattle, WA

$1.9K 51.2% 20.5% $330

Groceries & Markets

Tampa, FL

$424 14%

Seattle, WA

$547 14.5% 29.1% $123

Monthly Utilities & Internet

Tampa, FL

$358 11.8%

Seattle, WA

$463 12.2% 29.2% $105

Eating Out

Tampa, FL

$339 11.2%

Seattle, WA

$406 10.7% 19.9% $67

Clothing & Footwear

Tampa, FL

$139 4.6%

Seattle, WA

$189 5% 35.8% $50

Getting Around

Tampa, FL

$84 2.8%

Seattle, WA

$129 3.4% 54.3% $45

Sport & Entertainment

Tampa, FL

$77 2.6%

Seattle, WA

$112 3% 45.7% $35

Cost Breakdown

A one-bedroom apartment in the center runs $2,202 in Tampa, FL and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 39% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Tampa, FL vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $424 vs $547 per month, with Tampa, FL cheaper across the board.

Good to know

🇺🇸 Tampa, FL

🇺🇸 Seattle, WA

🕒 Local time

02:04 2:04 AM

23:04 11:04 PM

3 h behind Tampa, FL

🌤 Weather

👥 Population

332,888

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Tampa, FL Seattle, WA 4,070 km ≈ 6 h nonstop flight

From you

Tampa, FL
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tampa, FL vs Seattle, WA: Cost of Living - Frequently Asked Questions

Tampa, FL is about 20% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 28% lower in Tampa, FL. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,202 in Tampa, FL versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tampa, FL – a meal for two runs $76 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,029 per month in Tampa, FL versus $3,785 in Seattle, WA – Tampa, FL is about 20% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $3,000. Tampa, FL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tampa, FL gentler on the wallet – expenses run 20% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.