Last update: Oct 2026

Cost of Living Comparison Between Tampa, FL and Fort Worth, TX

For one person, living is cheaper in Fort Worth, TX: $2,668 a month against $3,029 in Tampa, FL, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Tampa, FL outweigh lower spending on other living expenses.

144

Cost of Living Index in Tampa, FL
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Tampa, FL Living Index
128

Cost of Living Index in Fort Worth, TX
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Fort Worth, TX Living Index

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Tampa, FL

🇺🇸 United States

$3,029

/mo nomad

Fort Worth, TX

🇺🇸 United States

$2,668

/mo nomad

Monthly Cost of Living

How much you'll spend in Tampa, FL and in Fort Worth, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tampa, FL and in Fort Worth, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,029 in Tampa, FL versus $2,668 in Fort Worth, TX.

Tampa, FL $3,029
Fort Worth, TX $2,668

Estimated couple costs with rent: $4,461 in Tampa, FL versus $3,930 in Fort Worth, TX.

Tampa, FL $4,461
Fort Worth, TX $3,930

Monthly costs for a family of three with rent: $5,893 in Tampa, FL versus $5,191 in Fort Worth, TX.

Tampa, FL $5,893
Fort Worth, TX $5,191

Living in Tampa, FL is roughly 14% more expensive than in Fort Worth, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Tampa, FL 123% above, Fort Worth, TX 96% above.

Meal at Budget Restaurant

$19.72 $19.72

$17.82 $17.82

10.66%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$52.2 $52.2

45.75%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$11.83 $11.83

3.21%

Cappuccino

$5.78 $5.78

$6.25 $6.25

-7.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$2.90 $2.90

8.62%

Water (0.33 liter bottle)

$2.37 $2.37

$2.43 $2.43

-2.47%

Local Beer (0.5 liter draught)

$7.06 $7.06

$5.55 $5.55

27.21%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$7.82 $7.82

13.30%

Milk (1 liter)

$1.27 $1.27

$0.87 $0.87

45.98%

White Bread (500g)

$3.96 $3.96

$3.78 $3.78

4.76%

Rice (white) (1kg)

$4.99 $4.99

$5.11 $5.11

-2.35%

Eggs

$3.55 $3.55

$3.68 $3.68

-3.53%

Local Cheese (1kg)

$14.16 $14.16

$10.68 $10.68

32.58%

Chicken Fillets (1kg)

$11.23 $11.23

$15.29 $15.29

-26.55%

Beef Round Steak (1kg)

$20.68 $20.68

$20.57 $20.57

0.53%

Apples (1kg)

$5.58 $5.58

$6.33 $6.33

-11.85%

Banana (1kg)

$1.77 $1.77

$2.84 $2.84

-37.68%

Oranges (1kg)

$3.33 $3.33

$5.23 $5.23

-36.33%

Tomato (1kg)

$3.80 $3.80

$4.60 $4.60

-17.39%

Potato (1kg)

$2.57 $2.57

$2.65 $2.65

-3.02%

Onion (1kg)

$3.08 $3.08

$3.45 $3.45

-10.72%

Lettuce (1 head)

$2.45 $2.45

$2.27 $2.27

7.93%

Water (1.5 liter bottle)

$2.39 $2.39

$2.49 $2.49

-4.02%

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 $9.31

$10.13 $10.13

-8.09%

Wine (Bottle)

$14.73 $14.73

$21.30 $21.30

-30.85%

Local Beer (0.5 liter bottle)

$2.60 $2.60

$2.12 $2.12

22.64%

Imported Beer (0.33 liter bottle)

$5.40 $5.40

$3.37 $3.37

60.24%

One-way Ticket (Public Transport)

$2.04 $2.04

$1.94 $1.94

5.15%

Public Transport Monthly Pass (Regular Price)

$65.2 $65.2

$76.8 $76.8

-15.03%

Taxi Start (Normal Tariff)

$2.54 $2.54

$2.92 $2.92

-13.01%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.69 $1.69

-10.06%

Taxi 1hour Waiting (Normal Tariff)

$19.99 $19.99

$24.22 $24.22

-17.46%

Gasoline (1 liter)

$1.03 $1.03

$1.00 $1.00

3.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$36.8K $36.8K

-10.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.3K $26.3K

1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$207 $207

1.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$92.8 $92.8

-22.10%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$85.1 $85.1

-9.55%

Gym Membership (Monthly)

$45.66 $45.66

$51.1 $51.1

-10.65%

Tennis Court (1 Hour on Weekend)

$20.76 $20.76

$20.17 $20.17

2.93%

Cinema Ticket

$15.77 $15.77

$14.84 $14.84

6.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,451 $1,451

$1,937 $1,937

-25.08%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$27.6K $27.6K

-20.10%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$59.8 $59.8

-7.37%

Summer Dress (H&M, Zara, etc)

$44.36 $44.36

$50.7 $50.7

-12.50%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$123 $123

-27.81%

Men's Leather Business Shoes

$120 $120

$135 $135

-10.87%

1-bedroom Apartment, City Center (Monthly)

$2,202 $2,202

$1,694 $1,694

29.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,608 $1,608

$1,165 $1,165

38.02%

3-bedroom Apartment, City Center (Monthly)

$3,835 $3,835

$2,785 $2,785

37.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,781 $2,781

$2,023 $2,023

37.46%

Buy Apartment in City Center (m2)

$6,140 $6,140

$3,904 $3,904

57.30%

Buy Apartment Outside City Center (m2)

$2,270 $2,270

$1,872 $1,872

21.25%

Average Monthly Net Salary (After Tax)

$4,639 $4,639

$4,416 $4,416

5.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.62

-3.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampa, FL: October 25, 2026

Last update for Fort Worth, TX: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tampa, FL

$1.6K 53.1%

Fort Worth, TX

$1.2K 43.7% 27.5% $443

Groceries & Markets

Tampa, FL

$424 14%

Fort Worth, TX

$458 17.2% 8.2% $35

Monthly Utilities & Internet

Tampa, FL

$358 11.8%

Fort Worth, TX

$385 14.4% 7.3% $26

Eating Out

Tampa, FL

$339 11.2%

Fort Worth, TX

$318 11.9% 6.2% $21

Clothing & Footwear

Tampa, FL

$139 4.6%

Fort Worth, TX

$166 6.2% 19.3% $27

Getting Around

Tampa, FL

$84 2.8%

Fort Worth, TX

$96 3.6% 14.8% $12

Sport & Entertainment

Tampa, FL

$77 2.6%

Fort Worth, TX

$81 3% 4.6% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $2,202 in Tampa, FL and $1,694 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

Tampa, FL pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76 in Tampa, FL vs $52 in Fort Worth, TX. Groceries flip the comparison at $424 vs $458, with Tampa, FL cheaper for home cooking.

Good to know

🇺🇸 Tampa, FL

🇺🇸 Fort Worth, TX

🕒 Local time

01:58 1:58 AM

00:58 12:58 AM

1 h behind Tampa, FL

🌤 Weather

👥 Population

332,888

996,756

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Tampa, FL Fort Worth, TX 1,520 km ≈ 2 h 30 min nonstop flight

From you

Tampa, FL
Fort Worth, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tampa, FL vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,029 in Tampa, FL and $2,668 in Fort Worth, TX, so Fort Worth, TX is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 5% higher in Tampa, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,202 in Tampa, FL versus $1,694 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,451 in Tampa, FL versus $1,937 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Tampa, FL pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

At $2,668 in Fort Worth, TX versus $3,029 in Tampa, FL, a $3,000 budget is realistic in Fort Worth, TX but tight or insufficient in Tampa, FL. The gap between the two cities makes Fort Worth, TX the clear choice for anyone on this budget.

It comes down to priorities – Fort Worth, TX wins on affordability, Tampa, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.