Cost of Living Comparison Between Tampa, FL and Elizabeth, NJ Cost of Living Comparison Between Tampa, FL and Elizabeth, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $3,040 in Tampa, FL versus $3,102 in Elizabeth, NJ.

Estimated couple costs with rent: $4,431 in Tampa, FL versus $4,379 in Elizabeth, NJ.

Monthly costs for a family of three with rent: $5,822 in Tampa, FL versus $5,657 in Elizabeth, NJ.

Living in Tampa, FL costs roughly 2% less than in Elizabeth, NJ, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Tampa, FL 128% above, Elizabeth, NJ 132% above.

Meal at Budget Restaurant

$19.66 $19.66

$20.04 $20.04

-1.90%

Three-Course Dinner for Two, Mid-Range

$80.3 $80.3

$98.2 $98.2

-18.17%

Fast Food Meal (McDonalds, etc)

$12.08 $12.08

$12.04 $12.04

0.33%

Cappuccino

$5.11 $5.11

$5.95 $5.95

-14.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$2.39 $2.39

9.21%

Water (0.33 liter bottle)

$2.08 $2.08

$1.55 $1.55

34.19%

Local Beer (0.5 liter draught)

$6.90 $6.90

$6.81 $6.81

1.32%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$7.15 $7.15

10.63%

Milk (1 liter)

$1.25 $1.25

$1.32 $1.32

-5.30%

White Bread (500g)

$4.01 $4.01

$4.31 $4.31

-6.96%

Rice (white) (1kg)

$5.23 $5.23

$5.63 $5.63

-7.10%

Eggs

$4.37 $4.37

$5.47 $5.47

-20.11%

Local Cheese (1kg)

$16.19 $16.19

$14.14 $14.14

14.50%

Chicken Fillets (1kg)

$11.70 $11.70

$11.83 $11.83

-1.10%

Beef Round Steak (1kg)

$15.92 $15.92

$17.34 $17.34

-8.19%

Apples (1kg)

$6.39 $6.39

$5.84 $5.84

9.42%

Banana (1kg)

$1.72 $1.72

$2.68 $2.68

-35.82%

Oranges (1kg)

$4.41 $4.41

$4.37 $4.37

0.92%

Tomato (1kg)

$4.61 $4.61

$4.47 $4.47

3.13%

Potato (1kg)

$3.49 $3.49

$3.12 $3.12

11.86%

Onion (1kg)

$3.71 $3.71

$2.83 $2.83

31.10%

Lettuce (1 head)

$2.45 $2.45

$2.82 $2.82

-13.12%

Water (1.5 liter bottle)

$2.54 $2.54

$2.55 $2.55

-0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$8.04 $8.04

$14.94 $14.94

-46.18%

Wine (Bottle)

$15.81 $15.81

$15.07 $15.07

4.91%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.49 $2.49

-1.20%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.63 $3.63

-3.31%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.89 $2.89

-29.07%

Public Transport Monthly Pass (Regular Price)

$66.6 $66.6

$78.7 $78.7

-15.47%

Taxi Start (Normal Tariff)

$2.51 $2.51

$3.01 $3.01

-16.61%

Taxi (Normal Tariff) (1km)

$1.47 $1.47

$2.11 $2.11

-30.33%

Taxi 1hour Waiting (Normal Tariff)

$29.50 $29.50

$42.10 $42.10

-29.93%

Gasoline (1 liter)

$0.92 $0.92

$0.89 $0.89

3.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$23.9K $23.9K

40.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$24.1K $24.1K

13.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$213 $213

8.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$53.8 $53.8

28.42%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$57.7 $57.7

20.94%

Gym Membership (Monthly)

$38.02 $38.02

$25.42 $25.42

49.57%

Tennis Court (1 Hour on Weekend)

$12.96 $12.96

Cinema Ticket

$15.89 $15.89

$20.02 $20.02

-20.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,319 $1,319

$1,777 $1,777

-25.77%

International Primary School, 1 Child (Yearly)

$13.9K $13.9K

$14.3K $14.3K

-2.88%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$50.9 $50.9

13.11%

Summer Dress (H&M, Zara, etc)

$36.90 $36.90

$58.7 $58.7

-37.08%

Sport Shoes (Adidas, Nike)

$94.5 $94.5

$86.4 $86.4

9.41%

Men's Leather Business Shoes

$136 $136

$124 $124

9.01%

1-bedroom Apartment, City Center (Monthly)

$2,044 $2,044

$2,160 $2,160

-5.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,525 $1,525

$1,752 $1,752

-13.00%

3-bedroom Apartment, City Center (Monthly)

$3,657 $3,657

$2,631 $2,631

39.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,677 $2,677

$2,457 $2,457

8.93%

Buy Apartment in City Center (m2)

$5,278 $5,278

$2,748 $2,748

92.08%

Buy Apartment Outside City Center (m2)

$2,369 $2,369

$2,362 $2,362

0.31%

Average Monthly Net Salary (After Tax)

$4,638 $4,638

$5,343 $5,343

-13.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

6.51

-0.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampa, FL: July 21, 2026

Last update for Elizabeth, NJ: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,044 in Tampa, FL and $2,160 in Elizabeth, NJ. Housing cost is often the main lever when comparing two cities.

Elizabeth, NJ pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Tampa, FL vs $98.0 in Elizabeth, NJ for a mid-range dinner for two. Groceries echo the gap at $438 vs $446 per month, with Tampa, FL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tampa, FL vs Elizabeth, NJ: Cost of Living - Frequently Asked Questions

Tampa, FL and Elizabeth, NJ differ by about 2% in total monthly costs ($3,040 vs $3,102 including rent). Tampa, FL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 15% lower in Elizabeth, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,044 in Tampa, FL versus $2,160 in Elizabeth, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,319 in Tampa, FL versus $1,777 in Elizabeth, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 2% higher in Elizabeth, NJ. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Tampa, FL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Tampa, FL gentler on the wallet – expenses run 2% less than in Elizabeth, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.