Cost of Living Comparison Between Sydney and Lake Macquarie Cost of Living Comparison Between Sydney and Lake Macquarie

😐 Solo nomad: Sydney is 22.6% more expensive than Lake Macquarie without rent, and 39.1% more expensive with rent.
😐 Family of 3: Sydney is 6.3% more expensive than Lake Macquarie without rent, and 24.2% more expensive with rent.
Currency
🍽 Eating Out
Sydney
Lake Macquarie
Difference
Meal at Budget Restaurant
$16.02 A$24.54
$12.91 A$19.78
24.09%
Three-Course Dinner for Two, Mid-Range
$77.1 A$118
$77.1 A$118
0.03%
Fast Food Meal (McDonalds, etc)
$9.6 A$14.7
$9.66 A$14.79
-0.62%
Cappuccino
$3.33 A$5.11
$3.34 A$5.12
-0.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.5 A$3.83
$2.38 A$3.65
5.04%
Water (0.33 liter bottle)
$2 A$3.06
$2 A$3.07
-
Local Beer (0.5 liter draught)
$6.33 A$9.69
$6.35 A$9.72
-0.31%
Imported Beer (0.33 liter bottle)
$7.09 A$10.86
$6.96 A$10.66
1.87%
🛒 Groceries & Markets
Sydney
Lake Macquarie
Difference
Milk (1 liter)
$1.69 A$2.59
$1.37 A$2.1
23.36%
White Bread (500g)
$2.7 A$4.13
$1.44 A$2.2
87.50%
Rice (white) (1kg)
$2.34 A$3.59
$1.19 A$1.82
96.64%
Eggs
$5.05 A$7.74
$3.14 A$4.81
60.83%
Local Cheese (1kg)
$8.65 A$13.25
$7.51 A$11.5
15.18%
Chicken Fillets (1kg)
$8.45 A$12.95
$6.07 A$9.3
39.21%
Beef Round Steak (1kg)
$13.8 A$21.14
$11.78 A$18.05
17.15%
Apples (1kg)
$3.18 A$4.88
$3.11 A$4.76
2.25%
Banana (1kg)
$2.67 A$4.09
$2.7 A$4.13
-1.11%
Oranges (1kg)
$3.13 A$4.8
$3.16 A$4.84
-0.95%
Tomato (1kg)
$4.36 A$6.67
$4.33 A$6.64
0.69%
Potato (1kg)
$2.56 A$3.92
$1.95 A$2.98
31.28%
Onion (1kg)
$2.36 A$3.62
$1.74 A$2.66
35.63%
Lettuce (1 head)
$2.16 A$3.31
$1.35 A$2.07
60.00%
Water (1.5 liter bottle)
$1.24 A$1.91
$1.13 A$1.73
9.73%
Cigarettes 20 Pack (Marlboro, Camel)
$31.93 A$48.92
$27.52 A$42.16
16.02%
Wine (Bottle)
$13.43 A$20.58
$7.24 A$11.09
85.50%
Local Beer (0.5 liter bottle)
$4.8 A$7.35
$2.62 A$4.02
83.21%
Imported Beer (0.33 liter bottle)
$5.26 A$8.06
$2.15 A$3.3
144.65%
🚌 Getting Around
Sydney
Lake Macquarie
Difference
One-way Ticket (Public Transport)
$3.19 A$4.88
$2.07 A$3.17
54.11%
Public Transport Monthly Pass (Regular Price)
$139 A$212
$88.9 A$136
55.99%
Taxi Start (Normal Tariff)
$3.79 A$5.81
$1.87 A$2.86
102.67%
Taxi (Normal Tariff) (1km)
$2.96 A$4.54
$1.55 A$2.37
90.97%
Taxi 1hour Waiting (Normal Tariff)
$51.4 A$78.7
$46.5 A$71.2
10.49%
Gasoline (1 liter)
$1.2 A$1.84
$1.19 A$1.82
0.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K A$44.9K
$24.9K A$38.2K
17.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K A$34K
$20.2K A$30.9K
10.19%
🧾 Monthly Utilities & Internet
Sydney
Lake Macquarie
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$201 A$308
$204 A$313
-1.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.73 A$36.35
$10.26 A$15.72
131.29%
Internet (50+ Mbps, Unlimited Data)
$53.1 A$81.3
$42.08 A$64.5
26.14%
🎉 Sport & Entertainment
Sydney
Lake Macquarie
Difference
Gym Membership (Monthly)
$61.5 A$94.2
$49.44 A$75.7
24.33%
Tennis Court (1 Hour on Weekend)
$20.64 A$31.62
$15.88 A$24.33
29.97%
Cinema Ticket
$15.47 A$23.7
$9.2 A$14.1
68.15%
🧸 Childcare & Education
Sydney
Lake Macquarie
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,109 A$3,231
$1,446 A$2,215
45.87%
International Primary School, 1 Child (Yearly)
$18.8K A$28.8K
$9,951 A$15.2K
89.20%
👕👟 Clothing & Footwear
Sydney
Lake Macquarie
Difference
Jeans (Levis 501 Or Similar)
$74.8 A$115
$73.4 A$112
1.93%
Summer Dress (H&M, Zara, etc)
$58.4 A$89.5
$33.88 A$51.9
72.37%
Sport Shoes (Adidas, Nike)
$107 A$165
$76.6 A$117
40.34%
Men's Leather Business Shoes
$132 A$203
$132 A$202
0.23%
🏠 Accommodation & Living
Sydney
Lake Macquarie
Difference
1-bedroom Apartment, City Center (Monthly)
$2,205 A$3,378
$1,240 A$1,900
77.83%
1-bedroom Apartment, Outside City Center (Monthly)
$1,462 A$2,239
$976 A$1,495
49.78%
3-bedroom Apartment, City Center (Monthly)
$4,389 A$6,724
$2,007 A$3,074
118.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,669 A$4,090
$2,055 A$3,148
29.90%
Buy Apartment in City Center (m2)
$12.7K A$19.5K
$5,582 A$8,552
128.37%
Buy Apartment Outside City Center (m2)
$7,165 A$11K
$4,951 A$7,584
44.72%
💵 Salaries & Financials
Sydney
Lake Macquarie
Difference
Average Monthly Net Salary (After Tax)
$3,965 A$6,074
$4,783 A$7,327
-17.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
4.35
45.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 28, 2025

Last update for Lake Macquarie: October 29, 2025

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