🙂Monthly costs for one person with rent: $1,863 in Sydney, NS versus $2,397 in Saint Cloud, MN.
🙂Estimated couple costs with rent: $2,830 in Sydney, NS versus $3,558 in Saint Cloud, MN.
🙂Monthly costs for a family of three with rent: $3,796 in Sydney, NS versus $4,718 in Saint Cloud, MN.
🙂Living in Sydney, NS costs roughly 22% less than in Saint Cloud, MN, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Sydney, NS39% above, Saint Cloud, MN79% above.
Currency
🍽 Eating Out
Sydney, NS
Saint Cloud, MN
Difference
Meal at Budget Restaurant
$11.89CA$16.53
$17.72$17.72
-32.90%
Three-Course Dinner for Two, Mid-Range
$62.6CA$87.1
$67.0$67.0
-6.54%
Fast Food Meal(McDonalds, etc)
$7.10CA$9.87
$8.74$8.74
-18.76%
Cappuccino
$2.98CA$4.15
$4.72$4.72
-36.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.20CA$3.06
$2.70$2.70
-18.52%
Water(0.33 liter bottle)
$1.99CA$2.77
$2.27$2.27
-12.33%
Local Beer(0.5 liter draught)
$5.61CA$7.81
$5.46$5.46
2.75%
Imported Beer(0.33 liter bottle)
$6.00CA$8.35
$4.94$4.94
21.46%
🛒 Groceries & Markets
Sydney, NS
Saint Cloud, MN
Difference
Milk(1 liter)
$2.37CA$3.30
$0.97$0.97
144.33%
White Bread(500g)
$2.69CA$3.74
$2.41$2.41
11.62%
Rice(white)(1kg)
$2.63CA$3.66
$3.62$3.62
-27.35%
Eggs
$3.54CA$4.92
$3.33$3.33
6.31%
Local Cheese(1kg)
$6.67CA$9.27
$9.32$9.32
-28.43%
Chicken Fillets(1kg)
$8.32CA$11.56
$7.68$7.68
8.33%
Beef Round Steak(1kg)
$13.39CA$18.63
$14.37$14.37
-6.82%
Apples(1kg)
$7.52CA$10.46
$3.52$3.52
113.64%
Banana(1kg)
$1.23CA$1.71
$1.16$1.16
6.03%
Oranges(1kg)
$3.76CA$5.23
$4.20$4.20
-10.48%
Tomato(1kg)
$1.45CA$2.02
$5.14$5.14
-71.79%
Potato(1kg)
$0.90CA$1.25
$2.65$2.65
-66.04%
Onion(1kg)
$2.65CA$3.69
$3.21$3.21
-17.45%
Lettuce(1 head)
$2.49CA$3.46
$2.00$2.00
24.50%
Water(1.5 liter bottle)
$1.79CA$2.49
$1.89$1.89
-5.29%
Cigarettes 20 Pack(Marlboro, Camel)
$18.53CA$25.77
$10.54$10.54
75.81%
Wine(Bottle)
-
$15.02$15.02
-
Local Beer(0.5 liter bottle)
$2.80CA$3.89
$1.72$1.72
62.79%
Imported Beer(0.33 liter bottle)
$4.35CA$6.05
$3.57$3.57
21.85%
🚌 Getting Around
Sydney, NS
Saint Cloud, MN
Difference
One-way Ticket(Public Transport)
$1.12CA$1.56
$1.97$1.97
-43.15%
Public Transport Monthly Pass(Regular Price)
$50.6CA$70.4
$61.1$61.1
-17.24%
Taxi Start(Normal Tariff)
$4.40CA$6.12
$5.06$5.06
-13.04%
Taxi(Normal Tariff)(1km)
$1.48CA$2.06
$1.38$1.38
7.25%
Taxi 1hour Waiting(Normal Tariff)
$25.32CA$35.22
$28.93$28.93
-12.48%
Gasoline(1 liter)
$1.20CA$1.67
$0.81$0.81
48.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2KCA$35.1K
$35.5K$35.5K
-28.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5KCA$28.5K
$25.7K$25.7K
-20.27%
🧾 Monthly Utilities & Internet
Sydney, NS
Saint Cloud, MN
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.9CA$128
$104$104
-11.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.94CA$65.3
$48.78$48.78
-3.77%
Internet(50+ Mbps, Unlimited Data)
$74.9CA$104
$64.6$64.6
15.92%
🎉 Sport & Entertainment
Sydney, NS
Saint Cloud, MN
Difference
Gym Membership(Monthly)
$50.4CA$70.1
$42.70$42.70
18.08%
Tennis Court(1 Hour on Weekend)
$3.64CA$5.07
-
-
Cinema Ticket
$8.18CA$11.38
$11.83$11.83
-30.85%
🧸 Childcare & Education
Sydney, NS
Saint Cloud, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$748CA$1,040
$1,435$1,435
-47.91%
International Primary School, 1 Child(Yearly)
$11.7KCA$16.3K
$29.9K$29.9K
-60.90%
👕👟 Clothing & Footwear
Sydney, NS
Saint Cloud, MN
Difference
Jeans(Levis 501 Or Similar)
$72.3CA$101
$38.50$38.50
87.69%
Summer Dress(H&M, Zara, etc)
$69.6CA$96.8
$41.75$41.75
66.75%
Sport Shoes(Adidas, Nike)
$101CA$141
$73.9$73.9
37.07%
Men's Leather Business Shoes
$108CA$151
$79.9$79.9
35.46%
🏠 Accommodation & Living
Sydney, NS
Saint Cloud, MN
Difference
1-bedroom Apartment, City Center(Monthly)
$1,100CA$1,530
$1,608$1,608
-31.57%
1-bedroom Apartment, Outside City Center(Monthly)
$814CA$1,131
$1,331$1,331
-38.87%
3-bedroom Apartment, City Center(Monthly)
$1,926CA$2,679
$2,619$2,619
-26.44%
3-bedroom Apartment, Outside City Center(Monthly)
$1,435CA$1,996
$2,182$2,182
-34.23%
Buy Apartment in City Center(m2)
-
$2,023$2,023
-
Buy Apartment Outside City Center(m2)
-
$1,771$1,771
-
💵 Salaries & Financials
Sydney, NS
Saint Cloud, MN
Difference
Average Monthly Net Salary(After Tax)
$2,630CA$3,657
$4,038$4,038
-34.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.85
6.3
8.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sydney, NS: May 30, 2026
Last update for Saint Cloud, MN: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,100 in Sydney, NS and $1,608 in Saint Cloud, MN. Housing cost is often the main lever when comparing two cities.
💰Saint Cloud, MN pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $63.0 in Sydney, NS vs $67.0 in Saint Cloud, MN for a mid-range dinner for two. Groceries echo the gap at $307 vs $329 per month, with Sydney, NS cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sydney, NS vs Saint Cloud, MN: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Sydney, NS and Saint Cloud, MN?
Sydney, NS and Saint Cloud, MN differ by about 29% in total monthly costs ($1,863 vs $2,397 including rent). Sydney, NS is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Saint Cloud, MN earns 54% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Sydney, NS and Saint Cloud, MN?
Rent for a central apartment: $1,100 in Sydney, NS versus $1,608 in Saint Cloud, MN. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Sydney, NS or Saint Cloud, MN?
All in, you'll spend $1,863 per month in Sydney, NS versus $2,397 in Saint Cloud, MN – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Sydney, NS and Saint Cloud, MN?
A monthly transit pass in Sydney, NS runs roughly 21% less than in Saint Cloud, MN. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,863 in Sydney, NS versus $2,397 in Saint Cloud, MN, a $2,000 budget is realistic in Sydney, NS but tight or insufficient in Saint Cloud, MN. The gap between the two cities makes Sydney, NS the clear choice for anyone on this budget.
How does quality of life compare between Sydney, NS and Saint Cloud, MN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Sydney, NS or Saint Cloud, MN?
Expats usually find Sydney, NS gentler on the wallet – expenses run 29% less than in Saint Cloud, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Sydney, NS vs other spots: cost of living compared