Cost of Living Comparison Between Swords and Playa del Carmen Cost of Living Comparison Between Swords and Playa del Carmen

Monthly Cost of Living

A single person spends $2,605 per month in Swords vs $1,271 in Playa del Carmen, rent included.

A couple spends around $3,727 per month in Swords vs $2,126 in Playa del Carmen, rent included.

A family of three spends $4,850 per month in Swords vs $2,980 in Playa del Carmen, rent included.

Swords costs about 105% more than Playa del Carmen, driven mainly by Eating Out.

Swords sits 94% above the global median, while Playa del Carmen is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.54 €16.07

$11.87 MX$207

56.19%

Three-Course Dinner for Two, Mid-Range

$97.1 €84.2

$42.90 MX$749

126.41%

Fast Food Meal (McDonalds, etc)

$10.41 €9.02

$10.65 MX$186

-2.25%

Cappuccino

$4.41 €3.83

$3.45 MX$60.2

27.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 €2.02

$1.50 MX$26.24

55.33%

Water (0.33 liter bottle)

$1.56 €1.35

$0.95 MX$16.56

64.21%

Local Beer (0.5 liter draught)

$6.95 €6.03

$3.03 MX$52.8

129.37%

Imported Beer (0.33 liter bottle)

$6.39 €5.54

$4.61 MX$80.4

38.61%

Milk (1 liter)

$1.50 €1.30

$1.38 MX$24.01

8.70%

White Bread (500g)

$2.23 €1.94

$1.85 MX$32.24

20.54%

Rice (white) (1kg)

$2.08 €1.80

$1.61 MX$28.11

29.19%

Eggs

$3.97 €3.44

$2.59 MX$45.26

53.28%

Local Cheese (1kg)

$11.03 €9.56

$8.26 MX$144

33.54%

Chicken Fillets (1kg)

$10.46 €9.06

$8.37 MX$146

24.97%

Beef Round Steak (1kg)

$12.15 €10.53

$10.66 MX$186

13.98%

Apples (1kg)

$2.87 €2.49

$2.63 MX$45.89

9.13%

Banana (1kg)

$1.99 €1.73

$1.49 MX$25.96

33.56%

Oranges (1kg)

$2.85 €2.47

$1.92 MX$33.50

48.44%

Tomato (1kg)

$3.48 €3.02

$2.09 MX$36.41

66.51%

Potato (1kg)

$1.37 €1.19

$1.86 MX$32.42

-26.34%

Onion (1kg)

$1.47 €1.28

$2.26 MX$39.47

-34.96%

Lettuce (1 head)

$1.31 €1.14

$1.06 MX$18.54

23.58%

Water (1.5 liter bottle)

$1.65 €1.43

$1.09 MX$18.98

51.38%

Cigarettes 20 Pack (Marlboro, Camel)

$19.34 €16.76

$4.15 MX$72.4

366.02%

Wine (Bottle)

$13.80 €11.96

$10.39 MX$181

32.82%

Local Beer (0.5 liter bottle)

$3.60 €3.12

$1.72 MX$30.09

109.30%

Imported Beer (0.33 liter bottle)

$4.03 €3.49

$2.61 MX$45.60

54.41%

One-way Ticket (Public Transport)

$2.49 €2.16

$0.54 MX$9.46

361.11%

Public Transport Monthly Pass (Regular Price)

$100 €86.8

$26.94 MX$470

271.94%

Taxi Start (Normal Tariff)

$4.98 €4.31

$3.13 MX$54.6

59.11%

Taxi (Normal Tariff) (1km)

$2.12 €1.83

$2.51 MX$43.82

-15.54%

Taxi 1hour Waiting (Normal Tariff)

$39.00 €33.80

$3.15 MX$55.0

1138.10%

Gasoline (1 liter)

$2.06 €1.78

$1.27 MX$22.25

62.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K €37.5K

$30.4K MX$530.1K

42.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €34.4K

$23.6K MX$411.3K

68.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 €242

$83.0 MX$1,449

236.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.18 €20.09

$22.71 MX$396

2.07%

Internet (50+ Mbps, Unlimited Data)

$54.4 €47.17

$29.46 MX$514

84.73%

Gym Membership (Monthly)

$40.15 €34.80

$51.0 MX$890

-21.27%

Tennis Court (1 Hour on Weekend)

$18.33 MX$320

Cinema Ticket

$13.67 €11.84

$4.93 MX$86.0

177.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,063 €921

$197 MX$3,444

438.62%

International Primary School, 1 Child (Yearly)

$8,152 €7,065

$5,280 MX$92.1K

54.40%

Jeans (Levis 501 Or Similar)

$89.7 €77.8

$36.90 MX$644

143.20%

Summer Dress (H&M, Zara, etc)

$39.68 €34.39

$39.89 MX$696

-0.53%

Sport Shoes (Adidas, Nike)

$103 €88.9

$80.0 MX$1,396

28.16%

Men's Leather Business Shoes

$107 €92.3

$89.5 MX$1,561

19.03%

1-bedroom Apartment, City Center (Monthly)

$1,457 €1,263

$956 MX$16.7K

52.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 €1,069

$477 MX$8,327

158.47%

3-bedroom Apartment, City Center (Monthly)

$2,427 €2,104

$1,646 MX$28.7K

47.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,000 €1,733

$1,225 MX$21.4K

63.31%

Buy Apartment in City Center (m2)

$4,064 €3,522

$3,918 MX$68.4K

3.71%

Buy Apartment Outside City Center (m2)

$3,178 €2,755

$6,459 MX$112.7K

-50.80%

Average Monthly Net Salary (After Tax)

$667 MX$11.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.04

11.42

-64.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swords: June 8, 2026

Last update for Playa del Carmen: June 7, 2026

Cost Breakdown

A central one-bedroom costs $1,457 in Swords versus $956 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $97.0 in Swords versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $324 vs $250 – making Playa del Carmen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swords vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Yes – Swords is pricier by about 105%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,907 per month in Swords and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,605 in Swords and $1,271 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 272% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,271, than in Swords at $2,605. In Playa del Carmen it covers expenses comfortably, while in Swords it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swords makes more sense. Both are solid long-term options with distinct trade-offs.