😐A single person spends $2,572 per month in Swords vs $1,261 in Playa del Carmen, rent included.
😐A couple spends around $3,724 per month in Swords vs $2,130 in Playa del Carmen, rent included.
😐A family of three spends $4,876 per month in Swords vs $2,999 in Playa del Carmen, rent included.
😐Swords costs about 104% more than Playa del Carmen, driven mainly by Eating Out.
📊Swords sits 92% above the global median, while Playa del Carmen is 6% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Swords
Playa del Carmen
Difference
Meal at Budget Restaurant
$18.36€15.66
$11.67MX$202
57.33%
Three-Course Dinner for Two, Mid-Range
$94.5€80.6
$41.88MX$726
125.64%
Fast Food Meal(McDonalds, etc)
$10.48€8.94
$10.40MX$180
0.77%
Cappuccino
$4.40€3.75
$3.61MX$62.6
21.88%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.34€2.00
$1.47MX$25.45
59.18%
Water(0.33 liter bottle)
$1.56€1.33
$0.91MX$15.80
71.43%
Local Beer(0.5 liter draught)
$6.96€5.93
$3.03MX$52.6
129.70%
Imported Beer(0.33 liter bottle)
$6.19€5.28
$4.47MX$77.4
38.48%
🛒 Groceries & Markets
Swords
Playa del Carmen
Difference
Milk(1 liter)
$1.45€1.24
$1.38MX$23.83
5.07%
White Bread(500g)
$2.12€1.81
$1.84MX$31.93
15.22%
Rice(white)(1kg)
$2.00€1.71
$1.61MX$27.82
24.22%
Eggs
$4.03€3.44
$2.57MX$44.52
56.81%
Local Cheese(1kg)
$11.28€9.62
$8.49MX$147
32.86%
Chicken Fillets(1kg)
$10.56€9.01
$8.49MX$147
24.38%
Beef Round Steak(1kg)
$11.98€10.22
$10.99MX$190
9.01%
Apples(1kg)
$2.92€2.49
$2.73MX$47.25
6.96%
Banana(1kg)
$1.98€1.69
$1.50MX$25.92
32.00%
Oranges(1kg)
$2.75€2.35
$1.96MX$33.93
40.31%
Tomato(1kg)
$3.42€2.92
$2.12MX$36.70
61.32%
Potato(1kg)
$1.38€1.17
$1.86MX$32.30
-25.81%
Onion(1kg)
$1.43€1.22
$2.17MX$37.67
-34.10%
Lettuce(1 head)
$1.34€1.14
$1.07MX$18.59
25.23%
Water(1.5 liter bottle)
$1.66€1.42
$1.05MX$18.18
58.10%
Cigarettes 20 Pack(Marlboro, Camel)
$19.62€16.74
$4.19MX$72.6
368.26%
Wine(Bottle)
$14.15€12.07
$10.28MX$178
37.65%
Local Beer(0.5 liter bottle)
$3.63€3.10
$1.67MX$28.87
117.37%
Imported Beer(0.33 liter bottle)
$3.98€3.40
$2.49MX$43.12
59.84%
🚌 Getting Around
Swords
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$2.41€2.06
$0.54MX$9.37
346.30%
Public Transport Monthly Pass(Regular Price)
$99.8€85.2
$26.27MX$455
280.05%
Taxi Start(Normal Tariff)
$4.87€4.15
$3.10MX$53.8
57.10%
Taxi(Normal Tariff)(1km)
$2.09€1.78
$2.46MX$42.66
-15.04%
Taxi 1hour Waiting(Normal Tariff)
$38.46€32.80
$3.24MX$56.1
1087.04%
Gasoline(1 liter)
$2.00€1.71
$1.26MX$21.83
58.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.1K€36.8K
$30.2KMX$522.8K
42.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.8K€33.9K
$23.4KMX$406.3K
69.76%
🧾 Monthly Utilities & Internet
Swords
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$280€239
$84.0MX$1,456
233.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.23€19.81
$22.21MX$385
4.59%
Internet(50+ Mbps, Unlimited Data)
$54.3€46.32
$29.65MX$514
83.17%
🎉 Sport & Entertainment
Swords
Playa del Carmen
Difference
Gym Membership(Monthly)
$41.03€35.00
$52.6MX$912
-22.06%
Tennis Court(1 Hour on Weekend)
-
$18.34MX$318
-
Cinema Ticket
$14.12€12.05
$4.95MX$85.7
185.25%
🧸 Childcare & Education
Swords
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,075€917
$198MX$3,438
442.03%
International Primary School, 1 Child(Yearly)
$8,257€7,044
$5,322MX$92.2K
55.17%
👕👟 Clothing & Footwear
Swords
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$90.9€77.6
$35.95MX$623
152.93%
Summer Dress(H&M, Zara, etc)
$39.66€33.83
$40.06MX$694
-1.00%
Sport Shoes(Adidas, Nike)
$99.8€85.1
$78.8MX$1,365
26.65%
Men's Leather Business Shoes
$106€90.7
$86.5MX$1,499
22.86%
🏠 Accommodation & Living
Swords
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,467€1,252
$977MX$16.9K
50.23%
1-bedroom Apartment, Outside City Center(Monthly)
$1,255€1,070
$471MX$8,158
166.58%
3-bedroom Apartment, City Center(Monthly)
$2,426€2,069
$1,595MX$27.6K
52.05%
3-bedroom Apartment, Outside City Center(Monthly)
$1,979€1,688
$1,215MX$21.1K
62.92%
Buy Apartment in City Center(m2)
$5,018€4,281
$4,032MX$69.9K
24.46%
Buy Apartment Outside City Center(m2)
$5,068€4,323
$6,579MX$114.0K
-22.97%
💵 Salaries & Financials
Swords
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$714MX$12.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.04
11.42
-64.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Swords: April 21, 2026
Last update for Playa del Carmen: April 19, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,467 in Swords versus $977 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $95 in Swords versus $42 in Playa del Carmen. Monthly groceries follow the same trend: $324 vs $252 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swords vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Swords?
Yes – Swords is pricier by about 104%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,859 per month in Swords and $1,891 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Swords vs Playa del Carmen?
Monthly expenses with rent come to $2,572 in Swords and $1,261 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 280% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Swords or Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,261, than in Swords at $2,572. In Playa del Carmen it covers expenses comfortably, while in Swords it requires careful planning or may not stretch far enough.
Is Swords or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Swords or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swords makes more sense. Both are solid long-term options with distinct trade-offs.