Last update: Oct 2026

Cost of Living Comparison Between Suva and Oamaru

For one person, living is cheaper in Suva: $946 a month against $1,769 in Oamaru, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

Suva
🇫🇯 Fiji
$946
/mo nomad
Oamaru
🇳🇿 New Zealand
$1,769
/mo nomad
Monthly Cost of Living

How much you'll spend in Suva and in Oamaru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Suva and in Oamaru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $946 in Suva versus $1,769 in Oamaru.

  • Suva $946
  • Oamaru $1,769

Estimated couple costs with rent: $1,717 in Suva versus $2,802 in Oamaru.

  • Suva $1,717
  • Oamaru $2,802

Monthly costs for a family of three with rent: $2,489 in Suva versus $3,834 in Oamaru.

  • Suva $2,489
  • Oamaru $3,834

Living in Suva costs roughly 47% less than in Oamaru, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Suva is 30% below, Oamaru is 31% above.

Currency
🍽 Eating Out
Suva
Oamaru
Difference
Meal at Budget Restaurant
$5.93 FJD 13.28
$13.87 NZ$24.53
-57.25%
Three-Course Dinner for Two, Mid-Range
$44.78 FJD 100
$67.7 NZ$120
-33.86%
Fast Food Meal (McDonalds, etc)
$7.51 FJD 16.81
$9.18 NZ$16.23
-18.19%
Cappuccino
$2.85 FJD 6.37
$3.30 NZ$5.84
-13.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.50 FJD 3.36
$2.33 NZ$4.12
-35.62%
Water (0.33 liter bottle)
$0.75 FJD 1.67
$1.78 NZ$3.14
-57.87%
Local Beer (0.5 liter draught)
$3.56 FJD 7.98
$6.58 NZ$11.63
-45.90%
Imported Beer (0.33 liter bottle)
$4.57 FJD 10.24
$6.91 NZ$12.22
-33.86%
🛒 Groceries & Markets
Suva
Oamaru
Difference
Milk (1 liter)
$1.33 FJD 2.97
$1.67 NZ$2.94
-20.36%
White Bread (500g)
$0.57 FJD 1.28
$1.28 NZ$2.27
-55.47%
Rice (white) (1kg)
$1.13 FJD 2.53
$1.50 NZ$2.65
-24.67%
Eggs
$3.38 FJD 7.57
$5.48 NZ$9.70
-38.32%
Local Cheese (1kg)
$10.18 FJD 22.78
$7.26 NZ$12.83
40.22%
Chicken Fillets (1kg)
$6.34 FJD 14.19
$8.87 NZ$15.69
-28.52%
Beef Round Steak (1kg)
$7.96 FJD 17.82
$13.60 NZ$24.04
-41.47%
Apples (1kg)
$2.49 FJD 5.58
$2.39 NZ$4.22
4.18%
Banana (1kg)
$2.43 FJD 5.43
$2.02 NZ$3.58
20.30%
Oranges (1kg)
$3.55 FJD 7.94
$2.69 NZ$4.76
31.97%
Tomato (1kg)
$3.17 FJD 7.11
$2.97 NZ$5.25
6.73%
Potato (1kg)
$1.26 FJD 2.83
$1.50 NZ$2.65
-16.00%
Onion (1kg)
$1.06 FJD 2.37
$1.33 NZ$2.35
-20.30%
Lettuce (1 head)
$1.16 FJD 2.61
$2.06 NZ$3.64
-43.69%
Water (1.5 liter bottle)
$0.69 FJD 1.54
$0.70 NZ$1.24
-1.43%
Cigarettes 20 Pack (Marlboro, Camel)
$9.89 FJD 22.15
$24.24 NZ$42.87
-59.20%
Wine (Bottle)
$7.19 FJD 16.10
$5.44 NZ$9.63
32.17%
Local Beer (0.5 liter bottle)
$2.11 FJD 4.74
$3.37 NZ$5.96
-37.39%
Imported Beer (0.33 liter bottle)
$3.39 FJD 7.60
$4.29 NZ$7.60
-20.98%
🚌 Getting Around
Suva
Oamaru
Difference
One-way Ticket (Public Transport)
$0.88 FJD 1.97
$1.49 NZ$2.64
-40.94%
Public Transport Monthly Pass (Regular Price)
$22.34 FJD 50.0
$89.0 NZ$157
-74.89%
Taxi Start (Normal Tariff)
$0.92 FJD 2.05
$2.55 NZ$4.52
-63.92%
Taxi (Normal Tariff) (1km)
$0.45 FJD 1.01
$1.70 NZ$3.00
-73.53%
Taxi 1hour Waiting (Normal Tariff)
$8.80 FJD 19.70
$27.87 NZ$49.29
-68.42%
Gasoline (1 liter)
$1.43 FJD 3.21
$1.58 NZ$2.79
-9.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K FJD 54.5K
$25.2K NZ$44.6K
-3.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K FJD 55.3K
$23.9K NZ$42.2K
3.43%
🧾 Monthly Utilities & Internet
Suva
Oamaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$46.26 FJD 104
$158 NZ$279
-70.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.75 FJD 28.54
$19.36 NZ$34.24
-34.14%
Internet (50+ Mbps, Unlimited Data)
$24.21 FJD 54.2
$45.43 NZ$80.3
-46.71%
🎉 Sport & Entertainment
Suva
Oamaru
Difference
Gym Membership (Monthly)
$36.81 FJD 82.4
$39.08 NZ$69.1
-5.81%
Tennis Court (1 Hour on Weekend)
$11.31 FJD 25.32
-
-
Cinema Ticket
$3.42 FJD 7.65
$9.98 NZ$17.65
-65.73%
🧸 Childcare & Education
Suva
Oamaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$225 FJD 503
$668 NZ$1,181
-66.35%
International Primary School, 1 Child (Yearly)
$13.4K FJD 30.0K
$21.7K NZ$38.4K
-38.26%
👕👟 Clothing & Footwear
Suva
Oamaru
Difference
Jeans (Levis 501 Or Similar)
$33.29 FJD 74.5
$56.4 NZ$99.7
-40.93%
Summer Dress (H&M, Zara, etc)
$39.64 FJD 88.8
$16.83 NZ$29.77
135.53%
Sport Shoes (Adidas, Nike)
$68.6 FJD 154
$44.83 NZ$79.3
53.11%
Men's Leather Business Shoes
$59.9 FJD 134
$50.3 NZ$88.9
19.15%
🏠 Accommodation & Living
Suva
Oamaru
Difference
1-bedroom Apartment, City Center (Monthly)
$889 FJD 1,992
$973 NZ$1,720
-8.57%
1-bedroom Apartment, Outside City Center (Monthly)
$329 FJD 736
$790 NZ$1,398
-58.42%
3-bedroom Apartment, City Center (Monthly)
$2,589 FJD 5,797
$1,725 NZ$3,051
50.09%
3-bedroom Apartment, Outside City Center (Monthly)
$999 FJD 2,236
$1,631 NZ$2,884
-38.76%
Buy Apartment in City Center (m2)
$1,310 FJD 2,933
$4,751 NZ$8,403
-72.43%
Buy Apartment Outside City Center (m2)
$820 FJD 1,836
$3,236 NZ$5,724
-74.67%
💵 Salaries & Financials
Suva
Oamaru
Difference
Average Monthly Net Salary (After Tax)
$965 FJD 2,160
$1,926 NZ$3,405
-49.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.7
5.91
30.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suva: October 10, 2026

Last update for Oamaru: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Suva
$329
Oamaru
$790 141% $462
Groceries & Markets
Suva
$231
Oamaru
$274 18.8% $43
Eating Out
Suva
$140
Oamaru
$241 72.2% $101
Clothing & Footwear
Suva
$91
Oamaru
$76 16.5% $15
Monthly Utilities & Internet
Suva
$83
Oamaru
$223 168% $139
Sport & Entertainment
Suva
$44
Oamaru
$59 35.3% $15
Getting Around
Suva
$29
Oamaru
$106 265% $77

Cost Breakdown

A one-bedroom apartment in the center runs $889 in Suva and $973 in Oamaru. Housing cost is often the main lever when comparing two cities.

Oamaru pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Suva vs $68.0 in Oamaru for a mid-range dinner for two. Groceries echo the gap at $231 vs $274 per month, with Suva cheaper across the board.

Good to know
🇫🇯 Suva
🇳🇿 Oamaru
🕒 Local time
15:20 3:20 PM
16:20 4:20 PM
1 h ahead of Suva
🌤 Weather
👥 Population
100,000 Capital
13,850
💱 Currency
Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

Fijian Dollar exchange rates as of October 18, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

On the map
Between locations
  • Suva Oamaru 3,080 km ≈ 4 h 15 min nonstop flight
From you
  • Suva
  • Oamaru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Suva vs Oamaru: Cost of Living - Frequently Asked Questions
Is Oamaru cheaper than Suva?
Suva is cheaper overall, especially in groceries, eating out, and leisure. The 87% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Suva or Oamaru?
On paper, salaries run 100% lower in Oamaru. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Suva and Oamaru?
Rent for a central apartment: $889 in Suva versus $973 in Oamaru. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Suva and in Oamaru?
Supermarket bills run roughly 19% higher in Oamaru. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Suva or in Oamaru?
Dining out is cheaper in Suva – a meal for two runs $45.00 versus $68.0 in Oamaru. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Suva or in Oamaru?
At $946 in Suva versus $1,769 in Oamaru, a $1,000 budget is realistic in Suva but tight or insufficient in Oamaru. The gap between the two cities makes Suva the clear choice for anyone on this budget.
Is it better to live in Suva or in Oamaru?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Suva or Oamaru?
Safety-wise, Suva and Oamaru are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Suva gentler on the wallet – expenses run 87% less than in Oamaru. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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