Last update: Oct 2026

Cost of Living Comparison Between Surrey and Sofia

For one person, living is cheaper in Sofia: $1,594 a month against $3,046 in Surrey, rent and utilities included – about $17,400 less a year. Rent and utilities account for most of the difference.

148

Cost of Living Index in Surrey
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Surrey Living Index
78

Cost of Living Index in Sofia
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Sofia Living Index

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Surrey

🇬🇧 United Kingdom

$3,046

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Sofia actually costs, broken down by who's living it.

A single person spends $3,046 per month in Surrey vs $1,594 in Sofia, rent included.

Surrey $3,046
Sofia $1,594

A couple spends around $4,410 per month in Surrey vs $2,478 in Sofia, rent included.

Surrey $4,410
Sofia $2,478

A family of three spends $5,774 per month in Surrey vs $3,361 in Sofia, rent included.

Surrey $5,774
Sofia $3,361

Surrey costs about 91% more than Sofia, and outside of rent the biggest gap is in eating out.

Both Surrey and Sofia sit above the global median – Surrey by 126%, Sofia by 18%.

Meal at Budget Restaurant

$23.47 £17.61

$16.87 BGN 29.35

39.12%

Three-Course Dinner for Two, Mid-Range

$59.1 £44.34

$65.8 BGN 115

-10.20%

Fast Food Meal (McDonalds, etc)

$9.11 £6.83

$11.32 BGN 19.69

-19.52%

Cappuccino

$4.77 £3.58

$3.43 BGN 5.98

39.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 £1.67

$2.41 BGN 4.19

-7.47%

Water (0.33 liter bottle)

$1.44 £1.08

$1.85 BGN 3.22

-22.16%

Local Beer (0.5 liter draught)

$6.78 £5.09

$3.70 BGN 6.44

83.24%

Imported Beer (0.33 liter bottle)

$6.00 £4.50

$4.58 BGN 7.97

31.00%

Milk (1 liter)

$1.25 £0.94

$2.02 BGN 3.51

-38.12%

White Bread (500g)

$2.12 £1.59

$1.56 BGN 2.72

35.90%

Rice (white) (1kg)

$1.51 £1.13

$2.33 BGN 4.05

-35.19%

Eggs

$4.18 £3.14

$4.36 BGN 7.59

-4.13%

Local Cheese (1kg)

$8.19 £6.14

$11.76 BGN 20.47

-30.36%

Chicken Fillets (1kg)

$8.90 £6.68

$8.83 BGN 15.37

0.79%

Beef Round Steak (1kg)

$16.11 £12.09

$17.46 BGN 30.38

-7.73%

Apples (1kg)

$3.13 £2.34

$2.15 BGN 3.74

45.58%

Banana (1kg)

$1.47 £1.10

$1.98 BGN 3.44

-25.76%

Oranges (1kg)

$1.96 £1.47

$1.93 BGN 3.37

1.55%

Tomato (1kg)

$3.32 £2.49

$4.24 BGN 7.37

-21.70%

Potato (1kg)

$1.38 £1.04

$1.04 BGN 1.80

32.69%

Onion (1kg)

$1.83 £1.37

$0.85 BGN 1.48

115.29%

Lettuce (1 head)

$1.37 £1.03

$1.15 BGN 2.00

19.13%

Water (1.5 liter bottle)

$1.20 £0.90

$0.89 BGN 1.56

34.83%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.34

$4.21 BGN 7.33

449.17%

Wine (Bottle)

$10.78 £8.09

$7.46 BGN 12.98

44.50%

Local Beer (0.5 liter bottle)

$2.30 £1.73

$1.15 BGN 2.01

100.00%

Imported Beer (0.33 liter bottle)

$2.46 £1.84

$1.85 BGN 3.23

32.97%

One-way Ticket (Public Transport)

$3.99 £2.99

$0.87 BGN 1.51

358.62%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

Taxi Start (Normal Tariff)

$5.35 £4.02

$1.68 BGN 2.93

218.45%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

Gasoline (1 liter)

$1.88 £1.41

$1.69 BGN 2.94

11.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$29.8K BGN 51.9K

29.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$26.1K BGN 45.5K

52.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 £195

$156 BGN 272

66.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 £9.87

$21.56 BGN 37.52

-39.01%

Internet (50+ Mbps, Unlimited Data)

$34.58 £25.94

$15.24 BGN 26.51

126.90%

Gym Membership (Monthly)

$53.6 £40.20

$46.08 BGN 80.2

16.28%

Tennis Court (1 Hour on Weekend)

$18.26 £13.70

$27.92 BGN 48.58

-34.60%

Cinema Ticket

$13.17 £9.88

$10.18 BGN 17.72

29.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,125 £1,594

$774 BGN 1,347

174.53%

International Primary School, 1 Child (Yearly)

$29.3K £22.0K

$12.8K BGN 22.3K

128.62%

Jeans (Levis 501 Or Similar)

$52.5 £39.41

$89.9 BGN 157

-41.59%

Summer Dress (H&M, Zara, etc)

$39.35 £29.52

$41.29 BGN 71.8

-4.70%

Sport Shoes (Adidas, Nike)

$88.8 £66.6

$105 BGN 183

-15.51%

Men's Leather Business Shoes

$92.6 £69.5

$107 BGN 186

-13.25%

1-bedroom Apartment, City Center (Monthly)

$1,925 £1,444

$783 BGN 1,362

145.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,893 £1,420

$597 BGN 1,038

217.20%

3-bedroom Apartment, City Center (Monthly)

$3,350 £2,513

$1,516 BGN 2,638

120.92%

3-bedroom Apartment, Outside City Center (Monthly)

$3,303 £2,478

$1,030 BGN 1,792

220.70%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

Buy Apartment Outside City Center (m2)

$7,198 £5,400

$3,177 BGN 5,528

126.55%

Average Monthly Net Salary (After Tax)

$4,519 £3,390

$1,735 BGN 3,019

160.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

2.89

86.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 13, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.9K 62.2%

Sofia

$597 37.4% 68.5% $1.3K

Eating Out

Surrey

$333 10.9%

Sofia

$255 16% 23.5% $78

Monthly Utilities & Internet

Surrey

$307 10.1%

Sofia

$193 12.1% 37.3% $115

Groceries & Markets

Surrey

$289 9.5%

Sofia

$290 18.2% 0.7% $1.9

Clothing & Footwear

Surrey

$123 4%

Sofia

$154 9.7% 25.5% $31

Sport & Entertainment

Surrey

$80 2.6%

Sofia

$66 4.2% 16.9% $13

Getting Around

Surrey

$21 * 0.7%

Sofia

$38 2.4% 80% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,925 in Surrey versus $783 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 160% higher in Surrey, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Surrey versus $66.0 in Sofia. Monthly groceries follow the same trend: $289 vs $290 – making Surrey the more affordable choice for daily food spending.

Good to know

🇬🇧 Surrey

🇧🇬 Sofia

🕒 Local time

02:32 2:32 AM

04:32 4:32 AM

2 h ahead of Surrey

🌤 Weather

👥 Population

585

1,286,383 Capital

💱 Currency

British Pound GBP £

Bulgarian Lev BGN лв.

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to GBP in detail →

On the map

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Between locations

Surrey Sofia 2,020 km ≈ 3 h nonstop flight

From you

Surrey
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,046 in Surrey, $1,594 in Sofia – roughly 91% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,569 per month in Surrey and $2,391 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $59.0 in Surrey and $66.0 in Sofia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 1% cheaper in Surrey – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,594, than in Surrey at $3,046. In Sofia it covers expenses comfortably, while in Surrey it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,594 in Sofia to $3,046 in Surrey. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surrey makes more sense. Both are solid long-term options with distinct trade-offs.