Last update: Oct 2026

Cost of Living Comparison Between Surrey, United Kingdom and Lisbon

For one person, living is cheaper in Lisbon: $2,210 a month against $3,025 in Surrey, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

148

Cost of Living Index in Surrey
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Surrey Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Surrey

🇬🇧 United Kingdom

$3,025

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,025 in Surrey versus $2,210 in Lisbon.

Surrey $3,025
Lisbon $2,210

Estimated couple costs with rent: $4,456 in Surrey versus $3,275 in Lisbon.

Surrey $4,456
Lisbon $3,275

Monthly costs for a family of three with rent: $5,887 in Surrey versus $4,341 in Lisbon.

Surrey $5,887
Lisbon $4,341

Living in Surrey is roughly 37% more expensive than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Surrey 122% above, Lisbon 62% above.

Meal at Budget Restaurant

$23.47 £17.52

$16.65 €14.91

40.96%

Three-Course Dinner for Two, Mid-Range

$59.5 £44.40

$61.7 €55.3

-3.69%

Fast Food Meal (McDonalds, etc)

$9.62 £7.18

$11.36 €10.17

-15.32%

Cappuccino

$4.77 £3.56

$2.97 €2.66

60.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 £1.68

$2.29 €2.05

-1.31%

Water (0.33 liter bottle)

$1.48 £1.10

$1.74 €1.56

-14.94%

Local Beer (0.5 liter draught)

$6.54 £4.89

$3.40 €3.05

92.35%

Imported Beer (0.33 liter bottle)

$6.15 £4.59

$3.31 €2.96

85.80%

Milk (1 liter)

$1.31 £0.98

$1.16 €1.04

12.93%

White Bread (500g)

$2.10 £1.57

$1.91 €1.71

9.95%

Rice (white) (1kg)

$1.60 £1.20

$1.51 €1.35

5.96%

Eggs

$4.15 £3.10

$4.02 €3.60

3.23%

Local Cheese (1kg)

$8.62 £6.44

$12.94 €11.59

-33.38%

Chicken Fillets (1kg)

$9.33 £6.97

$7.77 €6.96

20.08%

Beef Round Steak (1kg)

$16.52 £12.33

$17.76 €15.91

-6.98%

Apples (1kg)

$3.19 £2.38

$2.30 €2.06

38.70%

Banana (1kg)

$1.48 £1.11

$1.73 €1.55

-14.45%

Oranges (1kg)

$2.03 £1.52

$1.86 €1.66

9.14%

Tomato (1kg)

$3.26 £2.43

$2.59 €2.32

25.87%

Potato (1kg)

$1.38 £1.03

$1.82 €1.63

-24.18%

Onion (1kg)

$1.79 £1.33

$1.97 €1.76

-9.14%

Lettuce (1 head)

$1.40 £1.05

$1.47 €1.32

-4.76%

Water (1.5 liter bottle)

$1.17 £0.88

$0.72 €0.65

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$23.32 £17.41

$6.58 €5.90

254.41%

Wine (Bottle)

$10.47 £7.82

$5.61 €5.02

86.63%

Local Beer (0.5 liter bottle)

$2.22 £1.66

$1.36 €1.22

63.24%

Imported Beer (0.33 liter bottle)

$2.50 £1.86

$2.14 €1.91

16.82%

One-way Ticket (Public Transport)

$3.90 £2.91

$2.33 €2.09

67.38%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.01

Taxi Start (Normal Tariff)

$5.22 £3.90

$3.85 €3.45

35.58%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.74

Gasoline (1 liter)

$1.93 £1.44

$2.20 €1.97

-12.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.5K

$34.2K €30.6K

11.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.6K

$38.7K €34.7K

5.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 £196

$161 €144

62.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.29 £9.93

$18.41 €16.49

-27.81%

Internet (50+ Mbps, Unlimited Data)

$35.87 £26.78

$32.74 €29.32

9.56%

Gym Membership (Monthly)

$52.7 £39.38

$44.55 €39.90

18.38%

Tennis Court (1 Hour on Weekend)

$18.44 £13.77

$19.10 €17.10

-3.46%

Cinema Ticket

$13.07 £9.76

$9.60 €8.60

36.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,137 £1,596

$668 €598

220.12%

International Primary School, 1 Child (Yearly)

$29.9K £22.3K

$17.6K €15.8K

69.68%

Jeans (Levis 501 Or Similar)

$52.7 £39.38

$102 €91.4

-48.30%

Summer Dress (H&M, Zara, etc)

$40.02 £29.88

$44.46 €39.82

-9.99%

Sport Shoes (Adidas, Nike)

$87.4 £65.2

$98.5 €88.2

-11.31%

Men's Leather Business Shoes

$93.0 £69.5

$124 €111

-24.78%

1-bedroom Apartment, City Center (Monthly)

$1,945 £1,452

$1,608 €1,440

20.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,864 £1,392

$1,190 €1,066

56.64%

3-bedroom Apartment, City Center (Monthly)

$3,308 £2,470

$2,812 €2,519

17.61%

3-bedroom Apartment, Outside City Center (Monthly)

$3,400 £2,538

$2,013 €1,803

68.87%

Buy Apartment in City Center (m2)

$7,839 €7,021

Buy Apartment Outside City Center (m2)

$7,255 £5,417

$4,576 €4,098

58.56%

Average Monthly Net Salary (After Tax)

$4,565 £3,409

$1,575 €1,411

189.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

3.85

40.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 27, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.9K 61.6%

Lisbon

$1.2K 53.8% 36.2% $674

Eating Out

Surrey

$334 11%

Lisbon

$243 11% 27.3% $91

Monthly Utilities & Internet

Surrey

$312 10.3%

Lisbon

$212 9.6% 31.9% $100

Groceries & Markets

Surrey

$293 9.7%

Lisbon

$272 12.3% 7% $21

Clothing & Footwear

Surrey

$123 4.1%

Lisbon

$166 7.5% 35% $43

Sport & Entertainment

Surrey

$79 2.6%

Lisbon

$64 2.9% 19.2% $15

Getting Around

Surrey

$21 * 0.7%

Lisbon

$63 2.9% 204% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,945 in Surrey and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Surrey pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $59 in Surrey vs $62 in Lisbon. Groceries flip the comparison at $293 vs $272, with Lisbon cheaper for home cooking.

Good to know

🇬🇧 Surrey

🇵🇹 Lisbon

🕒 Local time

23:31 11:31 PM

Same time as Surrey

🌤 Weather

👥 Population

585

545,923 Capital

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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Highest

Between locations

Surrey Lisbon 1,560 km ≈ 2 h 30 min nonstop flight

From you

Surrey
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,025 in Surrey and $2,210 in Lisbon, so Lisbon is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Surrey is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,945 in Surrey versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Surrey. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $3,025 per month in Surrey versus $2,210 in Lisbon – Lisbon is about 27% cheaper, which adds up to real savings over time.

At $2,210 in Lisbon versus $3,025 in Surrey, a $3,000 budget is realistic in Lisbon but tight or insufficient in Surrey. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surrey and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Lisbon wins on affordability, Surrey on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.