Last update: Oct 2026

Cost of Living Comparison Between Surrey and Cape Town

For one person, living is cheaper in Cape Town: $1,586 a month against $3,046 in Surrey, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

148

Cost of Living Index in Surrey
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Surrey Living Index
77

Cost of Living Index in Cape Town
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Cape Town Living Index

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Surrey

🇬🇧 United Kingdom

$3,046

/mo nomad

Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Cape Town actually costs, broken down by who's living it.

A single person spends $3,046 per month in Surrey vs $1,586 in Cape Town, rent included.

Surrey $3,046
Cape Town $1,586

A couple spends around $4,410 per month in Surrey vs $2,425 in Cape Town, rent included.

Surrey $4,410
Cape Town $2,425

A family of three spends $5,774 per month in Surrey vs $3,263 in Cape Town, rent included.

Surrey $5,774
Cape Town $3,263

Surrey costs about 92% more than Cape Town, and outside of rent the biggest gap is in eating out.

Both Surrey and Cape Town sit above the global median – Surrey by 126%, Cape Town by 17%.

Meal at Budget Restaurant

$23.47 £17.60

$12.14 R 200

93.33%

Three-Course Dinner for Two, Mid-Range

$59.1 £44.34

$45.34 R 747

30.35%

Fast Food Meal (McDonalds, etc)

$9.11 £6.83

$5.88 R 96.9

54.93%

Cappuccino

$4.77 £3.58

$2.50 R 41.18

90.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 £1.67

$1.27 R 20.94

75.59%

Water (0.33 liter bottle)

$1.44 £1.08

$0.98 R 16.14

46.94%

Local Beer (0.5 liter draught)

$6.78 £5.09

$2.99 R 49.33

126.76%

Imported Beer (0.33 liter bottle)

$6.00 £4.50

$3.72 R 61.4

61.29%

Milk (1 liter)

$1.25 £0.94

$1.30 R 21.40

-3.85%

White Bread (500g)

$2.12 £1.59

$1.25 R 20.68

69.60%

Rice (white) (1kg)

$1.51 £1.13

$2.23 R 36.76

-32.29%

Eggs

$4.18 £3.14

$3.11 R 51.2

34.41%

Local Cheese (1kg)

$8.19 £6.14

$9.06 R 149

-9.60%

Chicken Fillets (1kg)

$8.90 £6.68

$6.92 R 114

28.61%

Beef Round Steak (1kg)

$16.11 £12.09

$9.30 R 153

73.23%

Apples (1kg)

$3.13 £2.34

$1.84 R 30.25

70.11%

Banana (1kg)

$1.47 £1.10

$1.96 R 32.29

-25.00%

Oranges (1kg)

$1.96 £1.47

$1.67 R 27.45

17.37%

Tomato (1kg)

$3.32 £2.49

$2.17 R 35.70

53.00%

Potato (1kg)

$1.38 £1.04

$1.57 R 25.81

-12.10%

Onion (1kg)

$1.83 £1.37

$1.48 R 24.45

23.65%

Lettuce (1 head)

$1.37 £1.03

$1.30 R 21.41

5.38%

Water (1.5 liter bottle)

$1.20 £0.90

$1.13 R 18.60

6.19%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.34

$3.60 R 59.3

542.22%

Wine (Bottle)

$10.78 £8.09

$6.15 R 101

75.28%

Local Beer (0.5 liter bottle)

$2.30 £1.73

$1.38 R 22.66

66.67%

Imported Beer (0.33 liter bottle)

$2.46 £1.84

$2.14 R 35.20

14.95%

One-way Ticket (Public Transport)

$3.99 £2.99

$1.50 R 24.65

166.00%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

Taxi Start (Normal Tariff)

$5.35 £4.02

$0.59 R 9.71

806.78%

Taxi (Normal Tariff) (1km)

$1.50 R 24.65

Taxi 1hour Waiting (Normal Tariff)

$5.11 R 84.2

Gasoline (1 liter)

$1.88 £1.41

$1.55 R 25.50

21.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$36.2K R 596.5K

6.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$31.2K R 514.8K

27.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 £195

$114 R 1,883

127.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 £9.87

$28.91 R 476

-54.51%

Internet (50+ Mbps, Unlimited Data)

$34.58 £25.94

$39.73 R 654

-12.96%

Gym Membership (Monthly)

$53.6 £40.20

$49.01 R 808

9.32%

Tennis Court (1 Hour on Weekend)

$18.26 £13.70

$10.99 R 181

66.15%

Cinema Ticket

$13.17 £9.88

$9.15 R 151

43.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,125 £1,594

$259 R 4,264

721.13%

International Primary School, 1 Child (Yearly)

$29.3K £22.0K

$6,794 R 111.9K

330.92%

Jeans (Levis 501 Or Similar)

$52.5 £39.41

$56.2 R 926

-6.50%

Summer Dress (H&M, Zara, etc)

$39.35 £29.52

$32.41 R 534

21.41%

Sport Shoes (Adidas, Nike)

$88.8 £66.6

$121 R 1,987

-26.35%

Men's Leather Business Shoes

$92.6 £69.4

$108 R 1,781

-14.35%

1-bedroom Apartment, City Center (Monthly)

$1,925 £1,444

$1,021 R 16.8K

88.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,893 £1,420

$717 R 11.8K

164.07%

3-bedroom Apartment, City Center (Monthly)

$3,350 £2,513

$1,824 R 30.1K

83.65%

3-bedroom Apartment, Outside City Center (Monthly)

$3,303 £2,478

$1,327 R 21.9K

148.99%

Buy Apartment in City Center (m2)

$2,391 R 39.4K

Buy Apartment Outside City Center (m2)

$7,198 £5,400

$1,542 R 25.4K

366.88%

Average Monthly Net Salary (After Tax)

$4,519 £3,390

$1,639 R 27.0K

175.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

10.97

-50.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 13, 2026

Last update for Cape Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.9K 62.2%

Cape Town

$717 45.2% 62.1% $1.2K

Eating Out

Surrey

$333 10.9%

Cape Town

$176 11.1% 47.1% $157

Monthly Utilities & Internet

Surrey

$307 10.1%

Cape Town

$183 11.5% 40.5% $124

Groceries & Markets

Surrey

$289 9.5%

Cape Town

$225 14.2% 22.1% $64

Clothing & Footwear

Surrey

$123 4%

Cape Town

$143 9% 16.1% $20

Sport & Entertainment

Surrey

$80 2.6%

Cape Town

$67 4.2% 15.8% $13

Getting Around

Surrey

$21 * 0.7%

Cape Town

$75 4.7% 251% $53

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,925 in Surrey versus $1,021 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Surrey, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Surrey versus $45.00 in Cape Town. Monthly groceries follow the same trend: $289 vs $225 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇬🇧 Surrey

🇿🇦 Cape Town

🕒 Local time

01:54 1:54 AM

02:54 2:54 AM

1 h ahead of Surrey

🌤 Weather

👥 Population

585

3,740,026 Capital

💱 Currency

British Pound GBP £

South African Rand ZAR R

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Surrey Cape Town 9,650 km ≈ 13 h nonstop flight

From you

Surrey
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Cape Town: Cost of Living - Frequently Asked Questions

Surrey costs about 92% more than Cape Town, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,569 per month in Surrey and $2,379 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,046 in Surrey and $1,586 in Cape Town. That's a gap of about 92%.

Kindergarten costs $2,125 per month in Surrey and $259 in Cape Town. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cape Town, where all-in costs run around $1,586, than in Surrey at $3,046. In Cape Town it covers expenses comfortably, while in Surrey it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cape Town costs $1,586 versus $3,046 in Surrey. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surrey makes more sense. Both are solid long-term options with distinct trade-offs.