Last update: Oct 2026

Cost of Living Comparison Between Surrey and Berlin

For one person, living is cheaper in Berlin: $2,551 a month against $3,046 in Surrey, rent and utilities included – about $5,900 less a year. Higher rent and utilities in Surrey outweigh lower spending on other living expenses.

148

Cost of Living Index in Surrey
Learn more

Surrey Living Index
124

Cost of Living Index in Berlin
Learn more

Berlin Living Index

Jump to prices

Surrey

🇬🇧 United Kingdom

$3,046

/mo nomad

Berlin

🇩🇪 Germany

$2,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Berlin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Berlin actually costs, broken down by who's living it.

A single person spends $3,046 per month in Surrey vs $2,551 in Berlin, rent included.

Surrey $3,046
Berlin $2,551

A couple spends around $4,410 per month in Surrey vs $3,845 in Berlin, rent included.

Surrey $4,410
Berlin $3,845

A family of three spends $5,774 per month in Surrey vs $5,139 in Berlin, rent included.

Surrey $5,774
Berlin $5,139

Surrey costs about 19% more than Berlin, and outside of rent the biggest gap is in transport.

Both Surrey and Berlin sit above the global median – Surrey by 126%, Berlin by 89%.

Meal at Budget Restaurant

$23.47 £17.60

$16.65 €14.81

40.96%

Three-Course Dinner for Two, Mid-Range

$59.1 £44.34

$76.7 €68.2

-22.97%

Fast Food Meal (McDonalds, etc)

$9.11 £6.83

$13.47 €11.98

-32.37%

Cappuccino

$4.77 £3.58

$4.37 €3.89

9.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 £1.67

$3.48 €3.09

-35.92%

Water (0.33 liter bottle)

$1.44 £1.08

$3.12 €2.77

-53.85%

Local Beer (0.5 liter draught)

$6.78 £5.09

$5.34 €4.75

26.97%

Imported Beer (0.33 liter bottle)

$6.00 £4.50

$4.39 €3.91

36.67%

Milk (1 liter)

$1.25 £0.94

$1.27 €1.13

-1.57%

White Bread (500g)

$2.12 £1.59

$2.33 €2.08

-9.01%

Rice (white) (1kg)

$1.51 £1.13

$3.40 €3.02

-55.59%

Eggs

$4.18 £3.14

$4.50 €4.00

-7.11%

Local Cheese (1kg)

$8.19 £6.14

$16.78 €14.93

-51.19%

Chicken Fillets (1kg)

$8.90 £6.68

$11.91 €10.59

-25.27%

Beef Round Steak (1kg)

$16.11 £12.09

$17.90 €15.92

-10.00%

Apples (1kg)

$3.13 £2.34

$3.46 €3.07

-9.54%

Banana (1kg)

$1.47 £1.10

$1.95 €1.73

-24.62%

Oranges (1kg)

$1.96 £1.47

$3.26 €2.90

-39.88%

Tomato (1kg)

$3.32 £2.49

$3.71 €3.30

-10.51%

Potato (1kg)

$1.38 £1.04

$2.10 €1.87

-34.29%

Onion (1kg)

$1.83 £1.37

$2.09 €1.86

-12.44%

Lettuce (1 head)

$1.37 £1.03

$1.42 €1.27

-3.52%

Water (1.5 liter bottle)

$1.20 £0.90

$0.95 €0.84

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.34

$10.44 €9.29

121.46%

Wine (Bottle)

$10.78 £8.09

$6.58 €5.85

63.83%

Local Beer (0.5 liter bottle)

$2.30 £1.73

$1.27 €1.13

81.10%

Imported Beer (0.33 liter bottle)

$2.46 £1.84

$2.08 €1.85

18.27%

One-way Ticket (Public Transport)

$3.99 £2.99

$4.34 €3.86

-8.06%

Public Transport Monthly Pass (Regular Price)

$71.6 €63.7

Taxi Start (Normal Tariff)

$5.35 £4.02

$5.26 €4.68

1.71%

Taxi (Normal Tariff) (1km)

$3.09 €2.75

Taxi 1hour Waiting (Normal Tariff)

$36.34 €32.32

Gasoline (1 liter)

$1.88 £1.41

$2.31 €2.05

-18.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$32.4K €28.8K

19.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$38.6K €34.3K

3.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 £195

$382 €340

-31.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 £9.87

$18.83 €16.75

-30.16%

Internet (50+ Mbps, Unlimited Data)

$34.58 £25.94

$48.57 €43.20

-28.80%

Gym Membership (Monthly)

$53.6 £40.20

$40.21 €35.76

33.25%

Tennis Court (1 Hour on Weekend)

$18.26 £13.70

$34.90 €31.04

-47.68%

Cinema Ticket

$13.17 £9.88

$15.73 €14.00

-16.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,125 £1,594

$142 €126

1400.83%

International Primary School, 1 Child (Yearly)

$29.3K £22.0K

$15.8K €14.0K

85.50%

Jeans (Levis 501 Or Similar)

$52.5 £39.41

$95.4 €84.8

-44.91%

Summer Dress (H&M, Zara, etc)

$39.35 £29.52

$46.32 €41.20

-15.05%

Sport Shoes (Adidas, Nike)

$88.8 £66.6

$104 €92.4

-14.53%

Men's Leather Business Shoes

$92.6 £69.4

$143 €128

-35.42%

1-bedroom Apartment, City Center (Monthly)

$1,925 £1,444

$1,469 €1,306

31.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,893 £1,420

$1,114 €991

69.89%

3-bedroom Apartment, City Center (Monthly)

$3,350 £2,513

$2,751 €2,447

21.76%

3-bedroom Apartment, Outside City Center (Monthly)

$3,303 £2,478

$2,107 €1,875

56.75%

Buy Apartment in City Center (m2)

$8,454 €7,520

Buy Apartment Outside City Center (m2)

$7,198 £5,400

$5,435 €4,834

32.45%

Average Monthly Net Salary (After Tax)

$4,519 £3,390

$3,543 €3,151

27.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

3.8

42.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 13, 2026

Last update for Berlin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.9K 62.2%

Berlin

$1.1K 43.7% 41.1% $779

Eating Out

Surrey

$333 10.9%

Berlin

$288 11.3% 13.5% $45

Monthly Utilities & Internet

Surrey

$307 10.1%

Berlin

$449 17.6% 46.1% $142

Groceries & Markets

Surrey

$289 9.5%

Berlin

$343 13.4% 18.8% $54

Clothing & Footwear

Surrey

$123 4%

Berlin

$175 6.9% 42.3% $52

Sport & Entertainment

Surrey

$80 2.6%

Berlin

$72 2.8% 10.3% $8.3

Getting Around

Surrey

$21 * 0.7%

Berlin

$110 4.3% 414% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,925 in Surrey versus $1,469 in Berlin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Surrey, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Surrey versus $77.0 in Berlin. Monthly groceries follow the same trend: $289 vs $343 – making Surrey the more affordable choice for daily food spending.

Good to know

🇬🇧 Surrey

🇩🇪 Berlin

🕒 Local time

01:50 1:50 AM

02:50 2:50 AM

1 h ahead of Surrey

🌤 Weather

👥 Population

585

3,769,962 Capital

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Surrey Berlin 950 km ≈ 1 h 45 min nonstop flight

From you

Surrey
Berlin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Berlin: Cost of Living - Frequently Asked Questions

Yes – Surrey is pricier by about 19%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,569 per month in Surrey and $3,826 in Berlin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Berlin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $59.0 in Surrey and $77.0 in Berlin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 19% cheaper in Surrey – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$2,500 is a stretch for both – monthly costs hit $3,046 in Surrey and $2,551 in Berlin. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Berlin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Berlin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surrey makes more sense. Both are solid long-term options with distinct trade-offs.