Last update: Oct 2026

Cost of Living Comparison Between Surrey and Austin, TX

For one person, living is cheaper in Austin, TX: $2,663 a month against $3,046 in Surrey, rent and utilities included – about $4,600 less a year. Higher rent and utilities in Surrey outweigh lower spending on other living expenses.

148

Cost of Living Index in Surrey
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Surrey Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Surrey

🇬🇧 United Kingdom

$3,046

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,046 in Surrey versus $2,663 in Austin, TX.

Surrey $3,046
Austin, TX $2,663

Estimated couple costs with rent: $4,410 in Surrey versus $4,133 in Austin, TX.

Surrey $4,410
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,774 in Surrey versus $5,603 in Austin, TX.

Surrey $5,774
Austin, TX $5,603

Living in Surrey is roughly 14% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Surrey 126% above, Austin, TX 97% above.

Meal at Budget Restaurant

$23.47 £17.61

$20.77 $20.77

13.00%

Three-Course Dinner for Two, Mid-Range

$59.1 £44.34

$84.6 $84.6

-30.13%

Fast Food Meal (McDonalds, etc)

$9.11 £6.83

$12.32 $12.32

-26.06%

Cappuccino

$4.77 £3.58

$5.63 $5.63

-15.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 £1.67

$3.72 $3.72

-40.05%

Water (0.33 liter bottle)

$1.44 £1.08

$2.50 $2.50

-42.40%

Local Beer (0.5 liter draught)

$6.78 £5.09

$8.05 $8.05

-15.78%

Imported Beer (0.33 liter bottle)

$6.00 £4.50

$9.01 $9.01

-33.41%

Milk (1 liter)

$1.25 £0.94

$1.12 $1.12

11.61%

White Bread (500g)

$2.12 £1.59

$3.75 $3.75

-43.47%

Rice (white) (1kg)

$1.51 £1.13

$3.26 $3.26

-53.68%

Eggs

$4.18 £3.14

$4.17 $4.17

0.24%

Local Cheese (1kg)

$8.19 £6.14

$12.90 $12.90

-36.51%

Chicken Fillets (1kg)

$8.90 £6.68

$14.16 $14.16

-37.15%

Beef Round Steak (1kg)

$16.11 £12.09

$16.22 $16.22

-0.68%

Apples (1kg)

$3.13 £2.34

$4.33 $4.33

-27.71%

Banana (1kg)

$1.47 £1.10

$1.46 $1.46

0.68%

Oranges (1kg)

$1.96 £1.47

$4.51 $4.51

-56.54%

Tomato (1kg)

$3.32 £2.49

$4.34 $4.34

-23.50%

Potato (1kg)

$1.38 £1.04

$2.58 $2.58

-46.51%

Onion (1kg)

$1.83 £1.37

$2.35 $2.35

-22.13%

Lettuce (1 head)

$1.37 £1.03

$1.78 $1.78

-23.03%

Water (1.5 liter bottle)

$1.20 £0.90

$2.22 $2.22

-45.95%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.34

$9.88 $9.88

134.01%

Wine (Bottle)

$10.78 £8.09

$15.08 $15.08

-28.51%

Local Beer (0.5 liter bottle)

$2.30 £1.73

$2.92 $2.92

-21.23%

Imported Beer (0.33 liter bottle)

$2.46 £1.84

$3.46 $3.46

-28.90%

One-way Ticket (Public Transport)

$3.99 £2.99

$1.49 $1.49

167.79%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$5.35 £4.02

$2.73 $2.73

95.97%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

Gasoline (1 liter)

$1.88 £1.41

$0.95 $0.95

97.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$36.0K $36.0K

7.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$27.1K $27.1K

47.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 £195

$229 $229

13.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 £9.87

$59.4 $59.4

-77.86%

Internet (50+ Mbps, Unlimited Data)

$34.58 £25.94

$69.9 $69.9

-50.54%

Gym Membership (Monthly)

$53.6 £40.20

$57.2 $57.2

-6.39%

Tennis Court (1 Hour on Weekend)

$18.26 £13.70

$16.33 $16.33

11.82%

Cinema Ticket

$13.17 £9.88

$14.28 $14.28

-7.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,125 £1,594

$1,506 $1,506

41.14%

International Primary School, 1 Child (Yearly)

$29.3K £22.0K

$21.5K $21.5K

36.44%

Jeans (Levis 501 Or Similar)

$52.5 £39.41

$52.8 $52.8

-0.53%

Summer Dress (H&M, Zara, etc)

$39.35 £29.52

$43.82 $43.82

-10.20%

Sport Shoes (Adidas, Nike)

$88.8 £66.6

$84.8 $84.8

4.78%

Men's Leather Business Shoes

$92.6 £69.5

$103 $103

-10.13%

1-bedroom Apartment, City Center (Monthly)

$1,925 £1,444

$1,907 $1,907

0.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,893 £1,420

$1,274 $1,274

48.59%

3-bedroom Apartment, City Center (Monthly)

$3,350 £2,513

$3,664 $3,664

-8.59%

3-bedroom Apartment, Outside City Center (Monthly)

$3,303 £2,478

$2,538 $2,538

30.15%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$7,198 £5,400

$3,157 $3,157

127.99%

Average Monthly Net Salary (After Tax)

$4,519 £3,390

$5,121 $5,121

-11.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

6.79

-20.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.9K 62.2%

Austin, TX

$1.3K 47.8% 32.7% $619

Eating Out

Surrey

$333 10.9%

Austin, TX

$354 13.3% 6.3% $21

Monthly Utilities & Internet

Surrey

$307 10.1%

Austin, TX

$358 13.5% 16.5% $51

Groceries & Markets

Surrey

$289 9.5%

Austin, TX

$405 15.2% 40.2% $116

Clothing & Footwear

Surrey

$123 4%

Austin, TX

$128 4.8% 4.1% $5

Sport & Entertainment

Surrey

$80 2.6%

Austin, TX

$86 3.2% 7.3% $5.9

Getting Around

Surrey

$21 * 0.7%

Austin, TX

$59 2.2% 175% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,925 in Surrey and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59.0 in Surrey vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $289 vs $405 per month, with Surrey cheaper across the board.

Good to know

🇬🇧 Surrey

🇺🇸 Austin, TX

🕒 Local time

04:29 4:29 AM

22:29 10:29 PM

6 h behind Surrey

🌤 Weather

👥 Population

585

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Surrey Austin, TX 7,910 km ≈ 10 h nonstop flight

From you

Surrey
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Austin, TX: Cost of Living - Frequently Asked Questions

Surrey and Austin, TX differ by about 14% in total monthly costs ($3,046 vs $2,663 including rent). Austin, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 13% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,925 in Surrey versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,125 in Surrey versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $59.0 in Surrey. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surrey and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 14% less than in Surrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.