Cost of Living Comparison Between Surrey and Toronto Cost of Living Comparison Between Surrey and Toronto

😐 Solo nomad: Surrey is 4.1% more expensive than Toronto without rent, and 2.6% cheaper with rent.
😐 Family of 3: Surrey is 1.2% more expensive than Toronto without rent, and 2.5% more expensive with rent.
Currency
🍽 Eating Out
Surrey
Toronto
Difference
Meal at Budget Restaurant
$18.57 CA$25.26
$18.50 CA$25.15
0.38%
Three-Course Dinner for Two, Mid-Range
$79.6 CA$108
$82.9 CA$113
-3.96%
Fast Food Meal (McDonalds, etc)
$10.95 CA$14.89
$11.00 CA$14.96
-0.45%
Cappuccino
$4.14 CA$5.63
$3.93 CA$5.35
5.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 CA$2.76
$2.11 CA$2.87
-3.79%
Water (0.33 liter bottle)
$1.82 CA$2.47
$1.64 CA$2.23
10.98%
Local Beer (0.5 liter draught)
$6.05 CA$8.23
$5.92 CA$8.05
2.20%
Imported Beer (0.33 liter bottle)
$6.84 CA$9.30
$6.49 CA$8.83
5.39%
🛒 Groceries & Markets
Surrey
Toronto
Difference
Milk (1 liter)
$2.63 CA$3.58
$2.72 CA$3.69
-3.31%
White Bread (500g)
$2.72 CA$3.69
$2.86 CA$3.89
-4.90%
Rice (white) (1kg)
$5.62 CA$7.64
$3.60 CA$4.90
56.11%
Eggs
$3.69 CA$5.02
$3.61 CA$4.91
2.22%
Local Cheese (1kg)
$10.39 CA$14.13
$13.35 CA$18.16
-22.17%
Chicken Fillets (1kg)
$11.90 CA$16.18
$13.14 CA$17.87
-9.44%
Beef Round Steak (1kg)
$24.74 CA$33.65
$16.87 CA$22.94
46.65%
Apples (1kg)
$3.39 CA$4.61
$4.17 CA$5.68
-18.71%
Banana (1kg)
$1.33 CA$1.81
$1.16 CA$1.58
14.66%
Oranges (1kg)
$3.02 CA$4.11
$3.24 CA$4.41
-6.79%
Tomato (1kg)
$3.50 CA$4.76
$4.03 CA$5.48
-13.15%
Potato (1kg)
$2.34 CA$3.18
$2.54 CA$3.46
-7.87%
Onion (1kg)
$2.08 CA$2.82
$2.92 CA$3.97
-28.77%
Lettuce (1 head)
$2.50 CA$3.40
$2.46 CA$3.34
1.63%
Water (1.5 liter bottle)
$1.93 CA$2.63
$1.97 CA$2.68
-2.03%
Cigarettes 20 Pack (Marlboro, Camel)
$14.83 CA$20.16
$15.02 CA$20.42
-1.26%
Wine (Bottle)
$14.36 CA$19.53
$13.76 CA$18.72
4.36%
Local Beer (0.5 liter bottle)
$3.86 CA$5.25
$2.67 CA$3.64
44.57%
Imported Beer (0.33 liter bottle)
$3.83 CA$5.21
$3.19 CA$4.34
20.06%
🚌 Getting Around
Surrey
Toronto
Difference
One-way Ticket (Public Transport)
$3.16 CA$4.29
$2.42 CA$3.29
30.58%
Public Transport Monthly Pass (Regular Price)
$128 CA$174
$113 CA$154
13.10%
Taxi Start (Normal Tariff)
$2.78 CA$3.78
$3.73 CA$5.07
-25.47%
Taxi (Normal Tariff) (1km)
$1.48 CA$2.01
$1.42 CA$1.93
4.23%
Taxi 1hour Waiting (Normal Tariff)
$28.46 CA$38.70
$25.91 CA$35.24
9.84%
Gasoline (1 liter)
$1.32 CA$1.80
$1.09 CA$1.49
21.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$34.6K
$24.9K CA$33.9K
2.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K CA$28.5K
$21.3K CA$29.0K
-1.79%
🧾 Monthly Utilities & Internet
Surrey
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 CA$255
$117 CA$159
60.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.51 CA$56.5
$37.93 CA$51.6
9.44%
Internet (50+ Mbps, Unlimited Data)
$67.9 CA$92.3
$53.3 CA$72.4
27.41%
🎉 Sport & Entertainment
Surrey
Toronto
Difference
Gym Membership (Monthly)
$43.78 CA$59.5
$56.4 CA$76.7
-22.36%
Tennis Court (1 Hour on Weekend)
$18.71 CA$25.44
$21.08 CA$28.66
-11.24%
Cinema Ticket
$12.30 CA$16.72
$11.98 CA$16.30
2.67%
🧸 Childcare & Education
Surrey
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$893 CA$1,215
$1,126 CA$1,532
-20.69%
International Primary School, 1 Child (Yearly)
$12.8K CA$17.4K
$18.5K CA$25.1K
-30.88%
👕👟 Clothing & Footwear
Surrey
Toronto
Difference
Jeans (Levis 501 Or Similar)
$56.9 CA$77.4
$58.4 CA$79.5
-2.65%
Summer Dress (H&M, Zara, etc)
$53.3 CA$72.5
$39.18 CA$53.3
36.14%
Sport Shoes (Adidas, Nike)
$103 CA$141
$89.2 CA$121
16.01%
Men's Leather Business Shoes
$95.1 CA$129
$117 CA$159
-18.38%
🏠 Accommodation & Living
Surrey
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,652 CA$2,247
$1,787 CA$2,430
-7.54%
1-bedroom Apartment, Outside City Center (Monthly)
$1,369 CA$1,862
$1,560 CA$2,121
-12.21%
3-bedroom Apartment, City Center (Monthly)
$3,077 CA$4,185
$2,987 CA$4,063
2.99%
3-bedroom Apartment, Outside City Center (Monthly)
$2,499 CA$3,398
$2,445 CA$3,326
2.17%
Buy Apartment in City Center (m2)
$9,875 CA$13.4K
$8,834 CA$12.0K
11.78%
Buy Apartment Outside City Center (m2)
$8,829 CA$12.0K
$6,835 CA$9,296
29.17%
💵 Salaries & Financials
Surrey
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,112 CA$4,233
$3,638 CA$4,948
-14.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
5.16
26.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: March 3, 2026

Last update for Toronto: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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