Last update: Oct 2026

Cost of Living Comparison Between Summit, NJ and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $3,842 in Summit, NJ, rent and utilities included – about $31,500 less a year. Rent and utilities account for most of the difference.

Summit, NJ
🇺🇸 United States
$3,842
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,215
/mo nomad
Monthly Cost of Living

How much you'll spend in Summit, NJ and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summit, NJ and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $3,842 per month in Summit, NJ vs $1,215 in Playa del Carmen, rent included.

  • Summit, NJ $3,842
  • Playa del Carmen $1,215

A couple spends around $5,955 per month in Summit, NJ vs $2,144 in Playa del Carmen, rent included.

  • Summit, NJ $5,955
  • Playa del Carmen $2,144

A family of three spends $8,069 per month in Summit, NJ vs $3,072 in Playa del Carmen, rent included.

  • Summit, NJ $8,069
  • Playa del Carmen $3,072

Summit, NJ costs about 216% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Summit, NJ sits 187% above the global median, while Playa del Carmen is 9% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Summit, NJ
Playa del Carmen
Difference
Meal at Budget Restaurant
$24.62 $24.62
$10.97 MX$202
124.43%
Three-Course Dinner for Two, Mid-Range
$100 $100
$44.85 MX$826
123.95%
Fast Food Meal (McDonalds, etc)
$11.09 $11.09
$11.92 MX$220
-6.96%
Cappuccino
$5.41 $5.41
$3.80 MX$70.1
42.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.24 $2.24
$1.31 MX$24.16
70.99%
Water (0.33 liter bottle)
$1.47 $1.47
$0.86 MX$15.77
70.93%
Local Beer (0.5 liter draught)
$8.07 $8.07
$3.21 MX$59.2
151.40%
Imported Beer (0.33 liter bottle)
$7.83 $7.83
$5.01 MX$92.3
56.29%
🛒 Groceries & Markets
Summit, NJ
Playa del Carmen
Difference
Milk (1 liter)
$1.27 $1.27
$1.46 MX$26.86
-13.01%
White Bread (500g)
$4.27 $4.27
$2.33 MX$42.86
83.26%
Rice (white) (1kg)
$6.08 $6.08
$1.44 MX$26.57
322.22%
Eggs
$5.90 $5.90
$2.46 MX$45.34
139.84%
Local Cheese (1kg)
$13.92 $13.92
$7.70 MX$142
80.78%
Chicken Fillets (1kg)
$10.46 $10.46
$7.89 MX$145
32.57%
Beef Round Steak (1kg)
$17.59 $17.59
$12.80 MX$236
37.42%
Apples (1kg)
$6.11 $6.11
$2.92 MX$53.7
109.25%
Banana (1kg)
$1.71 $1.71
$1.42 MX$26.19
20.42%
Oranges (1kg)
$4.16 $4.16
$2.57 MX$47.25
61.87%
Tomato (1kg)
$5.21 $5.21
$2.14 MX$39.37
143.46%
Potato (1kg)
$3.08 $3.08
$1.95 MX$35.86
57.95%
Onion (1kg)
$3.66 $3.66
$1.94 MX$35.66
88.66%
Lettuce (1 head)
$3.07 $3.07
$1.15 MX$21.20
166.96%
Water (1.5 liter bottle)
$2.92 $2.92
$1.22 MX$22.49
139.34%
Cigarettes 20 Pack (Marlboro, Camel)
$11.28 $11.28
$4.38 MX$80.6
157.53%
Wine (Bottle)
$19.83 $19.83
$9.85 MX$182
101.32%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$1.54 MX$28.32
15.58%
Imported Beer (0.33 liter bottle)
$5.30 $5.30
$2.72 MX$50.0
94.85%
🚌 Getting Around
Summit, NJ
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.52 MX$9.67
-
Public Transport Monthly Pass (Regular Price)
-
$27.42 MX$505
-
Taxi Start (Normal Tariff)
$3.03 $3.03
$4.91 MX$90.5
-38.29%
Taxi (Normal Tariff) (1km)
$2.09 $2.09
$3.52 MX$64.9
-40.63%
Taxi 1hour Waiting (Normal Tariff)
$24.22 $24.22
$5.69 MX$105
325.66%
Gasoline (1 liter)
$1.12 $1.12
$1.54 MX$28.37
-27.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K $35.2K
$21.2K MX$391.2K
65.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$24.5K MX$451.1K
2.79%
🧾 Monthly Utilities & Internet
Summit, NJ
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$213 $213
$83.6 MX$1,540
155.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.2 $61.2
$24.03 MX$443
154.60%
Internet (50+ Mbps, Unlimited Data)
$50.7 $50.7
$29.33 MX$540
73.00%
🎉 Sport & Entertainment
Summit, NJ
Playa del Carmen
Difference
Gym Membership (Monthly)
$80.2 $80.2
$64.9 MX$1,195
23.66%
Tennis Court (1 Hour on Weekend)
-
$29.46 MX$543
-
Cinema Ticket
$14.75 $14.75
$5.09 MX$93.7
189.78%
🧸 Childcare & Education
Summit, NJ
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,015 $2,015
$208 MX$3,825
870.27%
International Primary School, 1 Child (Yearly)
$16.2K $16.2K
$4,045 MX$74.5K
301.24%
👕👟 Clothing & Footwear
Summit, NJ
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$41.66 $41.66
$44.55 MX$821
-6.49%
Summer Dress (H&M, Zara, etc)
$57.6 $57.6
$42.06 MX$775
36.99%
Sport Shoes (Adidas, Nike)
$74.8 $74.8
$75.5 MX$1,391
-1.03%
Men's Leather Business Shoes
$119 $119
$91.4 MX$1,683
30.17%
🏠 Accommodation & Living
Summit, NJ
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$2,697 $2,697
$986 MX$18.2K
173.39%
1-bedroom Apartment, Outside City Center (Monthly)
$2,457 $2,457
$385 MX$7,095
538.00%
3-bedroom Apartment, City Center (Monthly)
$5,556 $5,556
$1,713 MX$31.6K
224.29%
3-bedroom Apartment, Outside City Center (Monthly)
$5,055 $5,055
$1,108 MX$20.4K
356.11%
Buy Apartment in City Center (m2)
-
$4,016 MX$74.0K
-
Buy Apartment Outside City Center (m2)
-
$6,247 MX$115.1K
-
💵 Salaries & Financials
Summit, NJ
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$758 MX$14.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
11.45
-41.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summit, NJ: October 5, 2026

Last update for Playa del Carmen: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Summit, NJ
$2.5K
Playa del Carmen
$385 84.3% $2.1K
Groceries & Markets
Summit, NJ
$457
Playa del Carmen
$260 43% $196
Eating Out
Summit, NJ
$366
Playa del Carmen
$204 44.3% $162
Monthly Utilities & Internet
Summit, NJ
$325
Playa del Carmen
$137 57.9% $188
Clothing & Footwear
Summit, NJ
$132
Playa del Carmen
$114 13.5% $18
Sport & Entertainment
Summit, NJ
$110
Playa del Carmen
$75 31.6% $35
Getting Around
Summit, NJ
$13 *
Playa del Carmen
$52 286% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,697 in Summit, NJ versus $986 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Summit, NJ versus $45.00 in Playa del Carmen. Monthly groceries follow the same trend: $457 vs $260 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇺🇸 Summit, NJ
🇲🇽 Playa del Carmen
🕒 Local time
06:20 6:20 AM
05:20 5:20 AM
1 h behind Summit, NJ
🌤 Weather
👥 Population
11,161
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 12, 2026: 1 USD = 18.42 MXN (100 MXN = 5.43 USD). 1 EUR = 20.64 MXN (100 MXN = 4.84 EUR).

On the map
Between locations
  • Summit, NJ Playa del Carmen 2,540 km ≈ 3 h 45 min nonstop flight
From you
  • Summit, NJ
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Summit, NJ vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Summit, NJ?
Yes – Summit, NJ is pricier by about 216%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $5,762 per month in Summit, NJ and $1,823 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Summit, NJ and in Playa del Carmen?
Monthly expenses with rent come to $3,842 in Summit, NJ and $1,215 in Playa del Carmen. That's a gap of about 216%.
Which city has cheaper kindergarten?
Kindergarten costs $2,015 per month in Summit, NJ and $208 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Summit, NJ or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Summit, NJ at $3,842. In Playa del Carmen it covers expenses comfortably, while in Summit, NJ it requires careful planning or may not stretch far enough.
Is Summit, NJ or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Summit, NJ or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Summit, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

Summit, NJ vs other spots: cost of living compared

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